HomeCaliforniaSutter CountyLive Oak city
Live Oak city, California: commercial real estate data.
Live Oak city is a Census city of 9,347 people across 3.12 square miles of land, in Sutter County. Median household income is $73,571, 69.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Live Oak
What Live Oak is
- Census place typecity
- Land area3.12 sq mi
- Water area0 sq mi
- Population per square mile of land2,995
- County holding the largest share of its areaSutter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How many people live in Live Oak
- Population9,347
- Median age35.4
- Population under 182,729
- Share under 1829.2 percent
- Population 65 and over1,399 plus or minus 283
- Share 65 and over15.0 percent plus or minus 3.0
- Households2,706
- Family households2,067
- Share of households that are families76.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Income and work in Live Oak
- Median household income$73,571
- Per capita income$26,147
- Civilian labor force4,174
- Employed3,897
- Unemployed277 plus or minus 160
- Unemployment rate6.6 percent plus or minus 3.8
- Adults 25 and over5,944
- Adults 25 and over with a high school diploma or higher70.3 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 5.1
- Adults 25 and over with a graduate degree6.9 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Housing in Live Oak
- Housing units2,875
- Occupied units2,706
- Vacant units169 plus or minus 126
- Vacancy rate5.9 percent plus or minus 4.3
- Owner occupied1,871
- Renter occupied835 plus or minus 186
- Ownership rate69.1 percent
- Median owner-occupied home value$350,700
- Median gross rent, monthly$1,014 plus or minus $393
- Annual rent as a share of median income16.5 percent plus or minus 7.2
- Single family units2,279
- Share single family79.3 percent
- Units in buildings of two or more422 plus or minus 163
- Share in buildings of two or more14.7 percent plus or minus 5.5
- Mobile homes174 plus or minus 110
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How Live Oak gets to work
- Workers 16 and over who commute3,369
- Commuting under 15 minutes643 plus or minus 189
- Share commuting under 15 minutes19.1 percent plus or minus 5.2
- Commuting 30 minutes or more1,397 plus or minus 312
- Share commuting 30 minutes or more41.5 percent
- Drove alone73.7 percent
- Carpooled11.4 percent plus or minus 5.7
- Public transport0.0 percent
- Walked2.8 percent plus or minus 2.3
- Worked from home10.5 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
SBA loans in Live Oak (7(a))
- Approvals3
- Gross approval$1,886,500
- Average approval$628,833
- Median approval$250,000
- Ninetieth percentile approval$1,616,000
- Largest approval$1,616,000
- Jobs supported23
- Jobs per approval7.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Live Oak
SBA loans in Live Oak (504)
- Approvals1
- Gross approval$133,000
- Average approval$133,000
- Median approval$133,000
- Largest approval$133,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Live Oak
Flood risk in Live Oak
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 10
- NFIP community number060395
- Currently effective map date03/23/84(M)
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sutter County, not Live Oak
Sutter County context, not Live Oak figures
These are Sutter County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Live Oak measurements.
- Establishments in Sutter County2,243
- Employment at those establishments, Sutter County23,969
- Covered employment, Sutter County32,774
- Average annual pay, Sutter County$55,174
- Average weekly wage, Sutter County$1,061
- Housing units permitted, Sutter County117
- Of those, single family, Sutter County117
- County product, 2024, Sutter County$5,238,339,000
- County product change over the prior year, Sutter County1.8 percent
- Average income of an arriving household, Sutter County$51,797
Every figure in this section is published for Sutter County as a whole and is not a measurement of Live Oak. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Live Oak questions, answered from the record.
How many people live in Live Oak, California?
9,347, in 2,706 households. Live Oak city covers 3.12 square miles of land, which is 2,995 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Live Oak in?
Sutter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Live Oak?
$73,571. The median owner-occupied home is valued at $350,700. Median gross rent is $1,014 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Live Oak businesses?
3 7(a) approvals totalling $1.9 m, across 3 lenders, median approval $250,000, plus 1 504 approvals worth $133,000. These count approvals to borrowers whose address is in Live Oak, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Live Oak borrowers get paid back?
No rate is published for Live Oak. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Live Oak in the National Flood Insurance Program?
Yes. Live Oak appears in the FEMA Community Status Book as community 060395, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Live Oak figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sutter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Live Oak.
Is zoning published for Live Oak?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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