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Tehama County, California: commercial real estate data.

Tehama County, California had an estimated 64,451 residents on July 1, 2024, down 2.2 percent since the 2020 census base of 65,905, across 2,950 square miles. County output reached $2.87 bn in 2024, 999 establishments operate here, and the SBA record carries 74 7(a) approvals worth $54.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Tehama County

How many people live in Tehama County

  • Population, American Community Survey 2020-202465,167
  • Households24,788
  • Average household size2.63
  • Median household income$63,784
  • Median age40.0
  • Median gross rent$1,184 per month
  • Median owner-occupied home value$339,600
  • Home value to household income5.3 times
  • Annual rent as a share of median income22.3 percent
  • Adults 25 and over with a bachelor degree or higher19.3 percent
  • Adults 25 and over with a graduate degree5.3 percent
  • Adults 25 and over44,633
  • Population under 1815,696
  • Share under 1824.1 percent
  • Population 65 and over13,085
  • Share 65 and over20.1 percent
  • Working age population, 18 to 6436,386
  • Civilian labor force27,534
  • Unemployment rate5.9 percent
  • Labor force participation, adults 18 and over55.7 percent
  • Rank by population among California counties42nd of 58
  • Rank by population among US county-equivalents, Puerto Rico included845th of 3,222

Tehama County is the 42nd largest of 58 California counties by population. A median home costs 5.3 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 20.1 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Tehama County

Is Tehama County's population growing?

  • Population, July 1, 202464,451
  • Census 2020 base population65,905
  • Population change since the 2020 census base-2.21 percent
  • Population change, 2023 to 2024-508
  • Births, 2024732
  • Deaths, 2024813
  • Natural change, 2024-81
  • Net domestic migration, 2024-504
  • Net international migration, 202475
  • Total net migration, 2024-429
  • Cumulative net domestic migration, 2021 to 2024-894
  • Rank by growth among US county-equivalents2551st of 3,144

The county has lost 2.21 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Tehama County

Where are people moving to Tehama County from?

  • Tax returns filed by households arriving1,528
  • People arriving, from those returns2,799
  • Tax returns filed by households leaving1,513
  • Net household movement15
  • Adjusted gross income arriving$82.2 m
  • Net adjusted gross income movement$-758,000
  • Average income of an arriving household$53,768
  • Average income of a leaving household$54,802
  • Largest single originShasta County (360 households)
  • Largest single destinationShasta County (384 households)
Largest origins of households moving into Tehama County
OriginHouseholdsPeopleAdjusted gross income
Shasta County360668$19.7 m
Butte County210368$10.7 m
Glenn County112243$5.1 m
Sacramento County65112$3.0 m
Santa Clara County3875$3.4 m
Contra Costa County3758$2.4 m
Los Angeles County3262$2.1 m
Solano County3277$2.5 m

Households arriving report $1,034 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Shasta County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Tehama County

What is the Tehama County economy?

  • County GDP, 2024$2.87 bn
  • County GDP, 2023$2.83 bn
  • GDP change, 2023 to 20241.5 percent
  • GDP change over five years32.2 percent
  • Rank by GDP among the California areas BEA publishes42nd of 58
  • Rank by GDP among the US county areas BEA publishes1012th of 3,127
  • GDP per resident$44,033

Output grew 1.5 percent in the latest year and 32.2 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Tehama County

Employment by industry in Tehama County

  • Covered employment, annual average19,740
  • Establishments reporting2,295
  • Average annual pay$57,144
  • Average weekly wage$1,099
  • Health care and social assistance, employment3,469
  • Health care and social assistance, average annual pay$48,291
  • Retail trade, employment2,092
  • Retail trade, average annual pay$40,264
  • Manufacturing, employment1,789
  • Manufacturing, average annual pay$61,234
  • Transportation and warehousing, employment1,666
  • Transportation and warehousing, average annual pay$75,231
  • Accommodation and food services, employment1,261
  • Construction, employment958
Private sector employment and pay by industry, Tehama County
SectorEmploymentEstablishmentsAverage annual pay
Health care and social assistance3,4691,188$48,291
Retail trade2,092145$40,264
Manufacturing1,78945$61,234
Transportation and warehousing1,66657$75,231
Accommodation and food services1,261119$26,227
Construction958136$102,794
Administrative and support and waste management services38543$49,643
Other services, except public administration35275$45,384

Health care and social assistance is the largest private sector at 3,469 jobs, 17.6 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Tehama County

How many businesses are in Tehama County?

  • Establishments, all industries999
  • Employment at those establishments13,620
  • Annual payroll$789.8 m
  • Establishments per 1,000 residents15.3

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Tehama County

Building permits in Tehama County

  • Housing units authorized by permit, 2024186
  • Declared construction value permitted$35.3 m
  • Single family units authorized186
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$189,932
  • Units authorized per 1,000 households7.5

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Tehama County

SBA loans in Tehama County (7(a) and 504)

  • 7(a) approvals recorded74
  • 7(a) gross approval dollars$54.3 m
  • Average 7(a) approval$733,788
  • Median 7(a) approval$300,500
  • 10th percentile approval$32,300
  • 90th percentile approval$2,021,700
  • Largest single approval$4,989,000
  • Jobs reported supported, 7(a)651
  • Jobs per approval8.8
  • Distinct 7(a) lenders active28
  • Distinct industries receiving approvals52
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer44.6 percent
  • Loans on real estate terms33
  • Loans on working capital terms, 120 months or shorter41
  • Franchise loans8
  • Franchise share of approvals10.8 percent
  • Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
  • Most active lenderU.S. Bank, National Association (10)
  • 504 approvals recorded25
  • 504 gross approval dollars$21.7 m
  • Average 504 approval$869,400
  • Median 504 approval$638,000
  • Distinct CDCs active8
  • 504 jobs per approval6.6
  • 504 jobs per million dollars approved7.6
  • Most active CDCGreater Sacramento Certified Development Corporation (7)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$76.0 m

The average approval of $733,788 sits well above the median of $300,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 44.6 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Tehama County

SBA loan default and charge-off rates in Tehama County

Do SBA loans in Tehama County get paid back?

  • Loans with a final outcome recorded13
  • Paid in full12
  • Charged off1
  • Status: Paid in full12
  • Status: Exempt from disclosure45
  • Status: Charged off1
  • Status: Cancelled9
  • Status: Committed, not yet disbursed7

Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Tehama County

SBA lending by place in Tehama County

  • Borrower cities with recorded lending6
  • Red Bluff, approvals48
  • Corning, approvals16
  • Cottonwood, approvals6
  • Vina, approvals2
  • Los Molinos, approvals1
  • Manton, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Tehama County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Red Bluff48$34,269,300
Corning16$15,573,200
Cottonwood6$2,506,100
Vina2$101,700
Los Molinos1$1,800,000
Manton1$50,000

Red Bluff accounts for 48 approvals against 16 in Corning. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Tehama County

How large is Tehama County?

  • Land area2,950 sq mi
  • Rank by land area among California counties20th of 58
  • Width, east to west90.9 mi
  • Height, north to south44.7 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land22
  • Establishments per square mile0.34

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Tehama County

Flood risk in Tehama County

  • Participation of the county's own NFIP community Tehama County, unincorporated areasParticipating, community 065064
  • Communities in the county in the NFIP Community Status Book4
  • Of those, participating in the NFIP4
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
  • Communities carrying a CRS class1
  • Radon levels in Tehama County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated Tehama County (community 065064), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Tehama County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 5, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Tehama County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Tehama County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202465,167
  • Households24,788
  • Average household size2.63
  • Median household income$63,784
  • Median age40.0

How a feasibility study works →

Common questions

Tehama County questions, answered from the record.

How many people live in Tehama County, California?

The Census Bureau estimates 64,451 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 65,167, in 24,788 households, ranking 42nd of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Tehama County's population growing?

The population has fallen 2.21 percent since the 2020 census base of 65,905, to 64,451 on July 1, 2024. In 2024 there were 732 births against 813 deaths, with net migration of -429. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Tehama County?

$63,784. The median owner-occupied home is valued at $339,600, which is 5.3 times income, and median gross rent is $1,184 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Tehama County?

999 establishments, employing 13,620 people with an annual payroll of $789.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Tehama County?

Health care and social assistance is the largest private sector at 3,469 jobs, 17.6 percent of covered employment. Covered employment averages 19,740 jobs at an average annual pay of $57,144, or $1,099 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Tehama County?

74 7(a) approvals totaling $54.3 m since FY2020, across 28 lenders, with a median approval of $300,500, plus 25 504 approvals worth $21.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Tehama County?

186 housing units were authorized by permit in 2024, with a declared construction value of $35.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Tehama County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Tehama County come from?

The largest single origin is Shasta County, with 360 households. Arriving households report an average income of $53,768 against $54,802 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Tehama County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Tehama County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Tehama County

Cities and places in Tehama.

18 Census places lie wholly or partly in Tehama County. 17 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

Census places in Tehama County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Tehama County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Red Bluffcity14,54948Wholly in this county
Corningcity8,15516Wholly in this county
Lake CaliforniaCDP3,808None recordedWholly in this county
Los MolinosCDP1,6041Wholly in this county
Rancho Tehama ReserveCDP978None recordedWholly in this county
GerberCDP885None recordedWholly in this county
ProbertaCDP865None recordedWholly in this county
MantonCDP6291Wholly in this county
BendCDP593None recordedWholly in this county
Tehamacity366None recordedWholly in this county
VinaCDP2432Wholly in this county
RichfieldCDP194None recordedWholly in this county
MineralCDP133None recordedWholly in this county
FlournoyCDP92None recordedWholly in this county
DalesCDP91None recordedWholly in this county
Las FloresCDP84None recordedWholly in this county
PaskentaCDP61None recordedWholly in this county
Paynes CreekCDP0None recordedWholly in this county

A further 6 of the county's 74 SBA 7(a) approvals are to borrowers in cities that match no Census place in Tehama County, the largest being Cottonwood (6). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.