HomeColoradoArapahoe CountyCentennial
Centennial, Colorado: commercial real estate data.
Centennial is a Census city of 108,201 people across 30.16 square miles of land, in Arapahoe County. Median household income is $131,928, 80.6 percent of occupied homes are owned, and the SBA record carries 238 7(a) approvals to borrowers here worth $161.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Centennial
What Centennial is
- Census place typecity
- Land area30.16 sq mi
- Water area0.15 sq mi
- Population per square mile of land3,588
- County holding the largest share of its areaArapahoe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centennial
How many people live in Centennial
- Population108,201
- Median age42.0
- Population under 1823,641
- Share under 1821.8 percent
- Population 65 and over20,466
- Share 65 and over18.9 percent
- Households42,233
- Family households30,581
- Share of households that are families72.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centennial
Income and work in Centennial
- Median household income$131,928
- Per capita income$65,940
- Civilian labor force60,666
- Employed57,884
- Unemployed2,782
- Unemployment rate4.6 percent
- Adults 25 and over78,012
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher62.6 percent
- Adults 25 and over with a graduate degree24.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centennial
Housing in Centennial
- Housing units43,291
- Occupied units42,233
- Vacant units1,058 plus or minus 262
- Vacancy rate2.4 percent plus or minus 0.6
- Owner occupied34,030
- Renter occupied8,203
- Ownership rate80.6 percent
- Median owner-occupied home value$658,100
- Median gross rent, monthly$2,148
- Annual rent as a share of median income19.5 percent
- Single family units35,792
- Share single family82.7 percent
- Units in buildings of two or more7,418
- Share in buildings of two or more17.1 percent
- Mobile homes72 plus or minus 62
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centennial
How Centennial gets to work
- Workers 16 and over who commute41,971
- Commuting under 15 minutes10,498
- Share commuting under 15 minutes25.0 percent
- Commuting 30 minutes or more15,291
- Share commuting 30 minutes or more36.4 percent
- Drove alone63.6 percent
- Carpooled5.7 percent
- Public transport0.9 percent plus or minus 0.3
- Walked1.6 percent plus or minus 0.5
- Worked from home26.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centennial
SBA loans in Centennial (7(a))
- Approvals238
- Gross approval$161,802,700
- Average approval$679,843
- Median approval$292,500
- Ninetieth percentile approval$2,018,000
- Largest approval$5,000,000
- Jobs supported3,071
- Jobs per approval12.9
- Loans with a final outcome35
- Paid in full33
- Charged off2
- Charge-off rate over resolved loans5.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.5 percent
- Share to franchises16.4 percent
- Distinct lenders64
- Distinct industries by NAICS103
Counted by borrower city: approvals to borrowers whose address is in Centennial, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centennial
SBA loans in Centennial (504)
- Approvals53
- Gross approval$60,406,000
- Average approval$1,139,736
- Median approval$677,000
- Largest approval$4,203,000
- Jobs supported534
- Loans with a final outcome25
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Centennial, in any county, FY2010 to FY2026. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Centennial
Flood risk in Centennial
- NFIP communityCity of Centennial
- NFIP community number080315
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date04/11/24
The City of Centennial participates in the National Flood Insurance Program as community 080315 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Arapahoe County, not Centennial
Arapahoe County context, not Centennial figures
- Establishments in Arapahoe County20,137
- Covered employment, Arapahoe County339,996
- Average annual pay, Arapahoe County$85,628
- Housing units permitted, Arapahoe County3,856
Every figure in this section is published for Arapahoe County as a whole and is not a measurement of Centennial.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Centennial questions, answered from the record.
How many people live in Centennial, Colorado?
108,201, in 42,233 households. Centennial city covers 30.16 square miles of land, which is 3,588 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centennial in?
Arapahoe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Centennial?
$131,928. The median owner-occupied home is valued at $658,100. Median gross rent is $2,148 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centennial businesses?
238 7(a) approvals totaling $161.8 m since FY2020, across 64 lenders, median approval $292,500, plus 53 504 approvals worth $60.4 m since FY2010. These count approvals to borrowers whose address is in Centennial, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centennial borrowers get paid back?
Of the 35 loans that have reached a final outcome, 33 were paid in full and 2 charged off, a charge off rate of 5.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Centennial in the National Flood Insurance Program?
Yes. Centennial appears in the FEMA Community Status Book as Centennial, city of, community 080315, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Centennial figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Arapahoe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centennial.
Is zoning published for Centennial?
No. Nothing on this page presents parcel level zoning.