Arapahoe County, Colorado: commercial real estate data.
Arapahoe County, Colorado had an estimated 666,918 residents on July 1, 2024, up 1.8 percent since the 2020 census base of 655,077, across 798 square miles. County output reached $66.68 bn in 2024, 20,137 establishments operate here, and the SBA record carries 1,368 7(a) approvals worth $829.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Arapahoe County
How many people live in Arapahoe County
- Population, American Community Survey 2020-2024659,844
- Households257,232
- Average household size2.57
- Median household income$101,087
- Median age37.3
- Median gross rent$1,891 per month
- Median owner-occupied home value$561,200
- Home value to household income5.6 times
- Annual rent as a share of median income22.4 percent
- Adults 25 and over with a bachelor degree or higher46.5 percent
- Adults 25 and over with a graduate degree18.0 percent
- Adults 25 and over456,918
- Population under 18149,062
- Share under 1822.6 percent
- Population 65 and over95,133
- Share 65 and over14.4 percent
- Working age population, 18 to 64415,649
- Civilian labor force377,040
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over73.8 percent
- Rank by population among Colorado counties3rd of 64
- Rank by population among US county-equivalents, Puerto Rico included106th of 3,222
Arapahoe County is the 3rd largest of 64 Colorado counties by population. A median home costs 5.6 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 14.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Arapahoe County
Is Arapahoe County's population growing?
- Population, July 1, 2024666,918
- Census 2020 base population655,077
- Population change since the 2020 census base1.81 percent
- Population change, 2023 to 20245,054
- Births, 20247,605
- Deaths, 20244,671
- Natural change, 20242,934
- Net domestic migration, 2024-6,587
- Net international migration, 20248,676
- Total net migration, 20242,089
- Cumulative net domestic migration, 2021 to 2024-21,305
- Rank by growth among US county-equivalents1235th of 3,144
The county has grown 1.81 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Arapahoe County
Where are people moving to Arapahoe County from?
- Tax returns filed by households arriving32,854
- People arriving, from those returns51,560
- Tax returns filed by households leaving34,341
- Net household movement-1,487
- Adjusted gross income arriving$2.73 bn
- Net adjusted gross income movement$-139.6 m
- Average income of an arriving household$83,050
- Average income of a leaving household$83,518
- Largest single originDenver County (9,834 households)
- Largest single destinationDenver County (8,000 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Denver County | 9,834 | 15,583 | $887.3 m |
| Douglas County | 2,967 | 4,722 | $247.7 m |
| Adams County | 2,703 | 4,805 | $131.6 m |
| Jefferson County | 2,565 | 3,717 | $163.0 m |
| El Paso County | 735 | 1,070 | $40.0 m |
| Larimer County | 390 | 545 | $20.4 m |
| Maricopa County | 367 | 556 | $30.5 m |
| Los Angeles County | 365 | 602 | $44.3 m |
Households arriving report $468 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Denver County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Arapahoe County
What is the Arapahoe County economy?
- County GDP, 2024$66.68 bn
- County GDP, 2023$63.94 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years28.4 percent
- Rank by GDP among the Colorado areas BEA publishes2nd of 64
- Rank by GDP among the US county areas BEA publishes82nd of 3,127
- GDP per resident$101,050
Output grew 4.3 percent in the latest year and 28.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Arapahoe County
Employment by industry in Arapahoe County
- Covered employment, annual average339,996
- Establishments reporting26,450
- Average annual pay$85,628
- Average weekly wage$1,647
- Health care and social assistance, employment50,950
- Health care and social assistance, average annual pay$69,844
- Professional, scientific and technical services, employment39,497
- Professional, scientific and technical services, average annual pay$127,075
- Retail trade, employment32,135
- Retail trade, average annual pay$48,045
- Accommodation and food services, employment26,249
- Accommodation and food services, average annual pay$31,691
- Construction, employment24,704
- Administrative and support and waste management services, employment23,646
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 50,950 | 2,887 | $69,844 |
| Professional, scientific and technical services | 39,497 | 5,934 | $127,075 |
| Retail trade | 32,135 | 1,758 | $48,045 |
| Accommodation and food services | 26,249 | 1,442 | $31,691 |
| Construction | 24,704 | 2,164 | $91,379 |
| Administrative and support and waste management services | 23,646 | 1,651 | $65,539 |
| Finance and insurance | 21,801 | 2,061 | $132,634 |
| Information | 15,428 | 696 | $143,198 |
Health care and social assistance is the largest private sector at 50,950 jobs, 15.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Arapahoe County
How many businesses are in Arapahoe County?
- Establishments, all industries20,137
- Employment at those establishments321,810
- Annual payroll$24.54 bn
- Establishments per 1,000 residents30.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Arapahoe County
Building permits in Arapahoe County
- Housing units authorized by permit, 20243,856
- Declared construction value permitted$835.6 m
- Single family units authorized2,362
- Multifamily units authorized1,494
- Multifamily share of units38.7 percent
- Average declared value per unit$216,698
- Units authorized per 1,000 households15.0
Single-family homes are 61.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Arapahoe County
SBA loans in Arapahoe County (7(a) and 504)
- 7(a) approvals recorded1,368
- 7(a) gross approval dollars$829.9 m
- Average 7(a) approval$606,639
- Median 7(a) approval$291,000
- 10th percentile approval$25,000
- 90th percentile approval$1,689,670
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)16,443
- Jobs per approval12.0
- Distinct 7(a) lenders active117
- Distinct industries receiving approvals279
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.7 percent
- Loans on real estate terms187
- Loans on working capital terms, 120 months or shorter1,124
- Franchise loans190
- Franchise share of approvals13.9 percent
- Leading industry by approval countFull-Service Restaurants (59)
- Most active lenderThe Huntington National Bank (179)
- 504 approvals recorded263
- 504 gross approval dollars$279.5 m
- Average 504 approval$1,062,578
- Median 504 approval$658,000
- Distinct CDCs active8
- 504 jobs per approval10.9
- 504 jobs per million dollars approved10.3
- Most active CDCB:Side Capital (167)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.11 bn
The average approval of $606,639 sits well above the median of $291,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Arapahoe County
SBA loan default and charge-off rates in Arapahoe County
Do SBA loans in Arapahoe County get paid back?
- Loans with a final outcome recorded249
- Paid in full227
- Charged off22
- Charge-off rate on resolved loans8.8 percent
- Status: Paid in full227
- Status: Exempt from disclosure885
- Status: Cancelled158
- Status: Charged off22
- Status: Committed, not yet disbursed76
Of the 249 loans that have reached a final outcome, 8.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arapahoe County
SBA lending by place in Arapahoe County
- Borrower cities with recorded lending17
- Aurora, approvals514
- Englewood, approvals294
- Centennial, approvals236
- Littleton, approvals143
- Greenwood Village, approvals113
- Denver, approvals42
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Aurora | 514 | $271,219,800 |
| Englewood | 294 | $204,573,600 |
| Centennial | 236 | $158,462,700 |
| Littleton | 143 | $82,584,900 |
| Greenwood Village | 113 | $67,375,100 |
| Denver | 42 | $28,821,000 |
| Sheridan | 8 | $3,744,000 |
| Deer Trail | 5 | $2,222,800 |
| 9 other borrower cities | 13 | $10,878,900 |
Aurora accounts for 514 approvals against 294 in Englewood. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arapahoe County
How large is Arapahoe County?
- Land area798 sq mi
- Rank by land area among Colorado counties48th of 64
- Width, east to west71.8 mi
- Height, north to south12 mi
- Geographies sharing a boundary7
- Residents per square mile of land827
- Establishments per square mile25.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Arapahoe County
Flood risk in Arapahoe County
- Participation of the county's own NFIP community Arapahoe County, unincorporated areasParticipating, community 080011
- Community Rating System class of the county's own communityClass 7
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP11
- NFIP participation rate91.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class7
- Radon levels in Arapahoe County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Arapahoe County (community 080011), participates in the National Flood Insurance Program and carries Community Rating System class 7, a flood insurance premium discount for policies written there. The EPA places Arapahoe County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 5, which carries a flood insurance premium discount for policies written in that community. 91.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Arapahoe County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Arapahoe County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024659,844
- Households257,232
- Average household size2.57
- Median household income$101,087
- Median age37.3
Common questions
Arapahoe County questions, answered from the record.
How many people live in Arapahoe County, Colorado?
The Census Bureau estimates 666,918 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 659,844, in 257,232 households, ranking 3rd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Arapahoe County's population growing?
The population has grown 1.81 percent since the 2020 census base of 655,077, to 666,918 on July 1, 2024. In 2024 there were 7,605 births against 4,671 deaths, with net migration of 2,089. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Arapahoe County?
$101,087. The median owner-occupied home is valued at $561,200, which is 5.6 times income, and median gross rent is $1,891 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Arapahoe County?
20,137 establishments, employing 321,810 people with an annual payroll of $24.54 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Arapahoe County?
Health care and social assistance is the largest private sector at 50,950 jobs, 15.0 percent of covered employment. Covered employment averages 339,996 jobs at an average annual pay of $85,628, or $1,647 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Arapahoe County?
1,368 7(a) approvals totaling $829.9 m since FY2020, across 117 lenders, with a median approval of $291,000, plus 263 504 approvals worth $279.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Arapahoe County get paid back?
Of the 249 loans that have reached a final outcome, 227 were paid in full and 22 charged off, a charge-off rate of 8.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Arapahoe County?
3,856 housing units were authorized by permit in 2024, with a declared construction value of $835.6 m. Multifamily was 38.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Arapahoe County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Arapahoe County come from?
The largest single origin is Denver County, with 9,834 households. Arriving households report an average income of $83,050 against $83,518 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Arapahoe County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Arapahoe County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Arapahoe County
Cities and places in Arapahoe.
26 Census places lie wholly or partly in Arapahoe County. All 26 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Aurora | city | 394,432 | 514 | 59.5 percent here, 39.1 percent Adams County |
| Centennial | city | 108,201 | 236 | Wholly in this county |
| Littleton | city | 44,710 | 143 | 93.8 percent here, 4.4 percent Jefferson County |
| Englewood | city | 34,129 | 294 | Wholly in this county |
| Columbine | CDP | 25,478 | None recorded | 10.7 percent here, 89.3 percent Jefferson County |
| Four Square Mile | CDP | 23,024 | None recorded | Wholly in this county |
| Greenwood Village | city | 15,420 | 113 | Wholly in this county |
| Cherry Creek | CDP | 10,721 | None recorded | Wholly in this county |
| Cherry Hills Village | city | 6,354 | None recorded | Wholly in this county |
| Sheridan | city | 6,005 | 8 | Wholly in this county |
| Dove Valley | CDP | 4,806 | None recorded | Wholly in this county |
| Glendale | city | 4,531 | None recorded | Wholly in this county |
| Bennett | town | 3,663 | 2 | 25.6 percent here, 74.4 percent Adams County |
| Strasburg | CDP | 3,455 | 2 | 90.5 percent here, 9.5 percent Adams County |
| Inverness | CDP | 2,934 | None recorded | Wholly in this county |
| Holly Hills | CDP | 2,572 | None recorded | Wholly in this county |
| Columbine Valley | town | 2,047 | None recorded | Wholly in this county |
| Byers | CDP | 1,726 | 1 | Wholly in this county |
| Deer Trail | town | 1,275 | 5 | Wholly in this county |
| Bow Mar | town | 1,047 | None recorded | 66.9 percent here, 33.1 percent Jefferson County |
| Aetna Estates | CDP | 1,010 | None recorded | Wholly in this county |
| Watkins | CDP | 847 | 3 | 96.4 percent here, 3.6 percent Adams County |
| Foxfield | town | 659 | 1 | Wholly in this county |
| Comanche Creek | CDP | 283 | None recorded | Wholly in this county |
| Brick Center | CDP | 105 | None recorded | Wholly in this county |
| Peoria | CDP | 75 | None recorded | Wholly in this county |
A further 46 of the county's 1,368 SBA 7(a) approvals are to borrowers in cities that match no Census place in Arapahoe County, the largest being Denver (42), Lakewood (1), Highlands Ranch (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby