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Washington County, Colorado: commercial real estate data.

Washington County, Colorado had an estimated 4,771 residents on July 1, 2024, down 1.0 percent since the 2020 census base of 4,818, across 2,518 square miles. County output reached $188.5 m in 2024, 115 establishments operate here, and the SBA record carries 1 7(a) approvals worth $252,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Washington County

How many people live in Washington County

  • Population, American Community Survey 2020-20244,831
  • Households2,070
  • Average household size2.33
  • Median household income$67,167
  • Median age41.3
  • Median gross rent$947 per month
  • Median owner-occupied home value$226,200
  • Home value to household income3.4 times
  • Annual rent as a share of median income16.9 percent
  • Adults 25 and over with a bachelor degree or higher24.9 percent
  • Adults 25 and over with a graduate degree7.3 percent
  • Adults 25 and over3,438
  • Population under 181,071
  • Share under 1822.2 percent
  • Population 65 and over1,086
  • Share 65 and over22.5 percent
  • Working age population, 18 to 642,674
  • Civilian labor force2,292
  • Unemployment rate3.1 percent
  • Labor force participation, adults 18 and over61.0 percent
  • Rank by population among Colorado counties53rd of 64
  • Rank by population among US county-equivalents, Puerto Rico included2911th of 3,222

Washington County is the 53rd largest of 64 Colorado counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.5 percent against 22.2 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Washington County

Is Washington County's population growing?

  • Population, July 1, 20244,771
  • Census 2020 base population4,818
  • Population change since the 2020 census base-0.98 percent
  • Population change, 2023 to 2024-88
  • Births, 202449
  • Deaths, 202452
  • Natural change, 2024-3
  • Net domestic migration, 2024-98
  • Net international migration, 202413
  • Total net migration, 2024-85
  • Cumulative net domestic migration, 2021 to 2024-18
  • Rank by growth among US county-equivalents2181st of 3,144

The county has lost 0.98 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Washington County

Where are people moving to Washington County from?

  • Tax returns filed by households arriving103
  • People arriving, from those returns206
  • Tax returns filed by households leaving109
  • Net household movement-6
  • Adjusted gross income arriving$5.2 m
  • Net adjusted gross income movement$1.0 m
  • Average income of an arriving household$50,854
  • Average income of a leaving household$38,817
  • Largest single originMorgan County (21 households)
Largest origins of households moving into Washington County
OriginHouseholdsPeopleAdjusted gross income
Morgan County2144$1.0 m

Households arriving report $12,037 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Morgan County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Washington County

What is the Washington County economy?

  • County GDP, 2024$188.5 m
  • County GDP, 2023$264.1 m
  • GDP change, 2023 to 2024-28.6 percent
  • GDP change over five years38.4 percent
  • Rank by GDP among the Colorado areas BEA publishes53rd of 64
  • Rank by GDP among the US county areas BEA publishes2914th of 3,127
  • GDP per resident$39,015

Output grew -28.6 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Washington County

Employment by industry in Washington County

  • Covered employment, annual average1,178
  • Establishments reporting154
  • Average annual pay$43,384
  • Average weekly wage$834
  • Retail trade, employment137
  • Retail trade, average annual pay$40,741
  • Finance and insurance, employment45
  • Finance and insurance, average annual pay$44,680
  • Transportation and warehousing, employment41
  • Transportation and warehousing, average annual pay$40,826
  • Administrative and support and waste management services, employment36
  • Administrative and support and waste management services, average annual pay$33,806
  • Health care and social assistance, employment34
  • Other services, except public administration, employment17
Private sector employment and pay by industry, Washington County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade13714$40,741
Finance and insurance4513$44,680
Transportation and warehousing4114$40,826
Administrative and support and waste management services366$33,806
Health care and social assistance348$31,064
Other services, except public administration179$41,488
Professional, scientific and technical services1410$53,703
Real estate and rental and leasing84$14,886

Retail trade is the largest private sector at 137 jobs, 11.6 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Washington County

How many businesses are in Washington County?

  • Establishments, all industries115
  • Employment at those establishments537
  • Annual payroll$23.9 m
  • Establishments per 1,000 residents23.8

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Washington County

Building permits in Washington County

  • Housing units authorized by permit, 20242
  • Declared construction value permitted$500,000
  • Single family units authorized2
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$250,000
  • Units authorized per 1,000 households1.0

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Washington County

SBA loans in Washington County (7(a) and 504)

  • 7(a) approvals recorded1
  • 7(a) gross approval dollars$252,000
  • Average 7(a) approval$252,000
  • Median 7(a) approval$252,000
  • Largest single approval$252,000
  • Jobs reported supported, 7(a)2
  • Jobs per approval2.0
  • Distinct 7(a) lenders active1
  • Distinct industries receiving approvals1
  • Median 7(a) term84 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter1
  • Franchise loans0
  • Franchise share of approvals0.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Washington County

SBA loan default and charge-off rates in Washington County

Do SBA loans in Washington County get paid back?

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Exempt from disclosure1

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Washington County

How large is Washington County?

  • Land area2,518 sq mi
  • Rank by land area among Colorado counties12th of 64
  • Width, east to west49.2 mi
  • Height, north to south60.3 mi
  • Geographies sharing a boundary7
  • Residents per square mile of land2
  • Establishments per square mile0.05

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Washington County

Flood risk in Washington County

  • Participation of the county's own NFIP community Washington County, unincorporated areasNot participating, community 080176
  • Communities in the county in the NFIP Community Status Book3
  • Of those, participating in the NFIP2
  • NFIP participation rate66.7 percent
  • Communities carrying a CRS class0
  • Radon levels in Washington County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Washington County (community 080176), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Washington County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Washington County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Washington County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20244,831
  • Households2,070
  • Average household size2.33
  • Median household income$67,167
  • Median age41.3

How a feasibility study works →

Common questions

Washington County questions, answered from the record.

How many people live in Washington County, Colorado?

The Census Bureau estimates 4,771 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,831, in 2,070 households, ranking 53rd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Washington County's population growing?

The population has fallen 0.98 percent since the 2020 census base of 4,818, to 4,771 on July 1, 2024. In 2024 there were 49 births against 52 deaths, with net migration of -85. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Washington County?

$67,167. The median owner-occupied home is valued at $226,200, which is 3.4 times income, and median gross rent is $947 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Washington County?

115 establishments, employing 537 people with an annual payroll of $23.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Washington County?

Retail trade is the largest private sector at 137 jobs, 11.6 percent of covered employment. Covered employment averages 1,178 jobs at an average annual pay of $43,384, or $834 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Washington County?

1 7(a) approvals totaling $252,000 since FY2020, across 1 lenders, with a median approval of $252,000. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Washington County?

2 housing units were authorized by permit in 2024, with a declared construction value of $500,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Washington County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Washington County come from?

The largest single origin is Morgan County, with 21 households. Arriving households report an average income of $50,854 against $38,817 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Washington County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Washington County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Washington County

Cities and places in Washington.

3 Census places lie wholly or partly in Washington County. All 3 carry enough published place level data for a page of their own and are linked.

Census places in Washington County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Washington County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Akrontown1,722None recordedWholly in this county
Otistown521None recordedWholly in this county
CopeCDP581Wholly in this county