Yuma County, Colorado: commercial real estate data.
Yuma County, Colorado had an estimated 10,048 residents on July 1, 2024, up 0.7 percent since the 2020 census base of 9,980, across 2,364 square miles. County output reached $611.9 m in 2024, 352 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yuma County
How many people live in Yuma County
- Population, American Community Survey 2020-20249,979
- Households4,078
- Average household size2.45
- Median household income$60,545
- Median age40.5
- Median gross rent$942 per month
- Median owner-occupied home value$211,700
- Home value to household income3.5 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree8.9 percent
- Adults 25 and over6,578
- Population under 182,776
- Share under 1827.8 percent
- Population 65 and over1,840
- Share 65 and over18.4 percent
- Working age population, 18 to 645,363
- Civilian labor force4,950
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over68.7 percent
- Rank by population among Colorado counties38th of 64
- Rank by population among US county-equivalents, Puerto Rico included2482nd of 3,222
Yuma County is the 38th largest of 64 Colorado counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 27.8 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yuma County
Is Yuma County's population growing?
- Population, July 1, 202410,048
- Census 2020 base population9,980
- Population change since the 2020 census base0.68 percent
- Population change, 2023 to 202467
- Births, 2024125
- Deaths, 202490
- Natural change, 202435
- Net domestic migration, 2024-161
- Net international migration, 2024195
- Total net migration, 202434
- Cumulative net domestic migration, 2021 to 2024-616
- Rank by growth among US county-equivalents1594th of 3,144
The county has grown 0.68 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yuma County
Where are people moving to Yuma County from?
- Tax returns filed by households arriving180
- People arriving, from those returns339
- Tax returns filed by households leaving200
- Net household movement-20
- Adjusted gross income arriving$10.6 m
- Net adjusted gross income movement$-2.7 m
- Average income of an arriving household$58,694
- Average income of a leaving household$66,275
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $7,581 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yuma County
What is the Yuma County economy?
- County GDP, 2024$611.9 m
- County GDP, 2023$623.1 m
- GDP change, 2023 to 2024-1.8 percent
- GDP change over five years50.2 percent
- Rank by GDP among the Colorado areas BEA publishes42nd of 64
- Rank by GDP among the US county areas BEA publishes2258th of 3,127
- GDP per resident$61,315
Output grew -1.8 percent in the latest year and 50.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yuma County
Employment by industry in Yuma County
- Covered employment, annual average3,996
- Establishments reporting437
- Average annual pay$49,574
- Average weekly wage$953
- Retail trade, employment429
- Retail trade, average annual pay$30,617
- Accommodation and food services, employment226
- Accommodation and food services, average annual pay$20,642
- Wholesale trade, employment213
- Wholesale trade, average annual pay$72,569
- Construction, employment144
- Construction, average annual pay$58,113
- Manufacturing, employment138
- Other services, except public administration, employment121
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 429 | 52 | $30,617 |
| Accommodation and food services | 226 | 26 | $20,642 |
| Wholesale trade | 213 | 26 | $72,569 |
| Construction | 144 | 30 | $58,113 |
| Manufacturing | 138 | 16 | $50,198 |
| Other services, except public administration | 121 | 27 | $57,267 |
| Arts, entertainment and recreation | 120 | 5 | $27,591 |
| Administrative and support and waste management services | 103 | 9 | $47,448 |
Retail trade is the largest private sector at 429 jobs, 10.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yuma County
How many businesses are in Yuma County?
- Establishments, all industries352
- Employment at those establishments2,314
- Annual payroll$117.6 m
- Establishments per 1,000 residents35.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Yuma County
Building permits in Yuma County
- Housing units authorized by permit, 202412
- Declared construction value permitted$2.0 m
- Single family units authorized12
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$169,778
- Units authorized per 1,000 households2.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Yuma County
SBA loans in Yuma County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$346,875
- Median 7(a) approval$381,250
- Largest single approval$500,000
- Jobs reported supported, 7(a)40
- Jobs per approval10.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$61,000
- Average 504 approval$61,000
- Median 504 approval$61,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved32.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yuma County
SBA loan default and charge-off rates in Yuma County
Do SBA loans in Yuma County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
SBA lending by place in Yuma County
- Borrower cities with recorded lending2
- Joes, approvals2
- Wray, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Joes | 2 | $762,500 |
| Wray | 2 | $625,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
How large is Yuma County?
- Land area2,364 sq mi
- Rank by land area among Colorado counties14th of 64
- Width, east to west39.9 mi
- Height, north to south60.2 mi
- Geographies sharing a boundary7
- Residents per square mile of land4
- Establishments per square mile0.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yuma County
Flood risk in Yuma County
- Participation of the county's own NFIP community Yuma County, unincorporated areasParticipating, community 080291
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Yuma County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Yuma County (community 080291), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Yuma County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Yuma County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yuma County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,979
- Households4,078
- Average household size2.45
- Median household income$60,545
- Median age40.5
Common questions
Yuma County questions, answered from the record.
How many people live in Yuma County, Colorado?
The Census Bureau estimates 10,048 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,979, in 4,078 households, ranking 38th of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yuma County's population growing?
The population has grown 0.68 percent since the 2020 census base of 9,980, to 10,048 on July 1, 2024. In 2024 there were 125 births against 90 deaths, with net migration of 34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yuma County?
$60,545. The median owner-occupied home is valued at $211,700, which is 3.5 times income, and median gross rent is $942 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yuma County?
352 establishments, employing 2,314 people with an annual payroll of $117.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Yuma County?
Retail trade is the largest private sector at 429 jobs, 10.7 percent of covered employment. Covered employment averages 3,996 jobs at an average annual pay of $49,574, or $953 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yuma County?
4 7(a) approvals totaling $1.4 m since FY2020, across 2 lenders, with a median approval of $381,250, plus 1 504 approvals worth $61,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Yuma County?
12 housing units were authorized by permit in 2024, with a declared construction value of $2.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yuma County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Yuma County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yuma County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Yuma County
Cities and places in Yuma.
8 Census places lie wholly or partly in Yuma County. 7 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Yuma | city | 3,459 | None recorded | Wholly in this county |
| Wray | city | 2,114 | 2 | Wholly in this county |
| Eckley | town | 332 | None recorded | Wholly in this county |
| Joes | CDP | 105 | 2 | Wholly in this county |
| Idalia | CDP | 90 | None recorded | Wholly in this county |
| Kirk | CDP | 26 | None recorded | Wholly in this county |
| Laird | CDP | 4 | None recorded | Wholly in this county |
| Vernon | CDP | 0 | None recorded | Wholly in this county |