Wray, Colorado: commercial real estate data.
Wray is a Census city of 2,114 people across 3.46 square miles of land, in Yuma County. Median household income is $57,171, 57.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $625,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wray
What Wray is
- Census place typecity
- Land area3.46 sq mi
- Water area0 sq mi
- Population per square mile of land611
- County holding the largest share of its areaYuma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wray
How many people live in Wray
- Population2,114
- Median age42.3
- Population under 18476 plus or minus 163
- Share under 1822.5 percent plus or minus 6.9
- Population 65 and over436 plus or minus 108
- Share 65 and over20.6 percent
- Households919
- Family households456 plus or minus 109
- Share of households that are families49.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wray
Income and work in Wray
- Median household income$57,171 plus or minus $13,187
- Per capita income$33,208
- Civilian labor force994 plus or minus 228
- Employed989 plus or minus 230
- Unemployed5 plus or minus 10
- Unemployment rate0.5 percent plus or minus 1.0
- Adults 25 and over1,503
- Adults 25 and over with a high school diploma or higher76.3 percent
- Adults 25 and over with a bachelor degree or higher26.8 percent plus or minus 7.7
- Adults 25 and over with a graduate degree5.9 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wray
Housing in Wray
- Housing units966
- Occupied units919
- Vacant units47 plus or minus 41
- Vacancy rate4.9 percent plus or minus 4.2
- Owner occupied525 plus or minus 122
- Renter occupied394 plus or minus 122
- Ownership rate57.1 percent
- Median owner-occupied home value$173,000 plus or minus $35,412
- Median gross rent, monthly$805 plus or minus $162
- Annual rent as a share of median income16.9 percent plus or minus 5.2
- Single family units728
- Share single family75.4 percent
- Units in buildings of two or more162 plus or minus 78
- Share in buildings of two or more16.8 percent plus or minus 7.6
- Mobile homes76 plus or minus 50
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wray
How Wray gets to work
- Workers 16 and over who commute916 plus or minus 224
- Commuting under 15 minutes628 plus or minus 164
- Share commuting under 15 minutes68.6 percent
- Commuting 30 minutes or more179 plus or minus 131
- Share commuting 30 minutes or more19.5 percent plus or minus 13.5
- Drove alone86.6 percent
- Carpooled5.8 percent plus or minus 4.4
- Public transport0.0 percent
- Walked3.0 percent plus or minus 3.7
- Worked from home2.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wray
SBA loans in Wray (7(a))
- Approvals2
- Gross approval$625,000
- Average approval$312,500
- Median approval$312,500
- Largest approval$500,000
- Jobs supported18
- Jobs per approval9.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Wray, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wray
SBA loans in Wray (504)
- Approvals1
- Gross approval$61,000
- Average approval$61,000
- Median approval$61,000
- Largest approval$61,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Wray, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wray
Flood risk in Wray
- NFIP communityCity of Wray
- NFIP community number080191
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/85
The City of Wray participates in the National Flood Insurance Program as community 080191 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Yuma County, not Wray
Yuma County context, not Wray figures
- Establishments in Yuma County352
- Covered employment, Yuma County3,996
- Average annual pay, Yuma County$49,574
- Housing units permitted, Yuma County12
Every figure in this section is published for Yuma County as a whole and is not a measurement of Wray.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wray questions, answered from the record.
How many people live in Wray, Colorado?
2,114, in 919 households. Wray city covers 3.46 square miles of land, which is 611 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wray in?
Yuma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wray?
$57,171. The median owner-occupied home is valued at $173,000. Median gross rent is $805 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wray businesses?
2 7(a) approvals totaling $625,000 since FY2020, across 1 lenders, median approval $312,500, plus 1 504 approvals worth $61,000 since FY2010. These count approvals to borrowers whose address is in Wray, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wray borrowers get paid back?
No rate is published for Wray. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wray in the National Flood Insurance Program?
Yes. Wray appears in the FEMA Community Status Book as Wray, city of, community 080191, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wray figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Yuma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wray.
Is zoning published for Wray?
No. Nothing on this page presents parcel level zoning.
Nearby