HomeColoradoDelta CountyPaonia
Paonia, Colorado: commercial real estate data.
Paonia is a Census town of 1,661 people across 0.83 square miles of land, in Delta County. Median household income is $59,574, 61.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Paonia
What Paonia is
- Census place typetown
- Land area0.83 sq mi
- Water area0 sq mi
- Population per square mile of land2,004 plus or minus 427
- County holding the largest share of its areaDelta County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paonia
How many people live in Paonia
- Population1,661 plus or minus 354
- Median age44.4
- Population under 18252 plus or minus 103
- Share under 1815.2 percent plus or minus 5.3
- Population 65 and over441 plus or minus 105
- Share 65 and over26.6 percent
- Households814 plus or minus 189
- Family households380 plus or minus 101
- Share of households that are families46.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paonia
Income and work in Paonia
- Median household income$59,574
- Per capita income$37,165
- Civilian labor force842 plus or minus 223
- Employed793 plus or minus 216
- Unemployed49 plus or minus 39
- Unemployment rate5.8 percent plus or minus 4.4
- Adults 25 and over1,366 plus or minus 278
- Adults 25 and over with a high school diploma or higher92.4 percent plus or minus 26.2
- Adults 25 and over with a bachelor degree or higher36.7 percent plus or minus 8.5
- Adults 25 and over with a graduate degree10.8 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paonia
Housing in Paonia
- Housing units943 plus or minus 197
- Occupied units814 plus or minus 189
- Vacant units129 plus or minus 56
- Vacancy rate13.7 percent plus or minus 5.2
- Owner occupied499 plus or minus 104
- Renter occupied315 plus or minus 144
- Ownership rate61.3 percent plus or minus 19.1
- Median owner-occupied home value$343,700
- Median gross rent, monthly$897 plus or minus $294
- Annual rent as a share of median income18.1 percent plus or minus 6.5
- Single family units757 plus or minus 190
- Share single family80.3 percent
- Units in buildings of two or more141 plus or minus 70
- Share in buildings of two or more15.0 percent plus or minus 6.7
- Mobile homes45 plus or minus 40
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paonia
How Paonia gets to work
- Workers 16 and over who commute655 plus or minus 194
- Commuting under 15 minutes429 plus or minus 164
- Share commuting under 15 minutes65.5 percent plus or minus 15.9
- Commuting 30 minutes or more44 plus or minus 38
- Share commuting 30 minutes or more6.7 percent plus or minus 5.5
- Drove alone71.2 percent
- Carpooled8.6 percent plus or minus 6.1
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.7
- Worked from home17.4 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paonia
SBA loans in Paonia (7(a))
- Approvals6
- Gross approval$1,181,500
- Average approval$196,917
- Median approval$150,000
- Largest approval$400,000
- Jobs supported23
- Jobs per approval3.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Paonia, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Paonia
SBA loans in Paonia (504)
- Approvals2
- Gross approval$136,000
- Average approval$68,000
- Median approval$68,000
- Largest approval$68,000
- Jobs supported2
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Paonia, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Paonia
Flood risk in Paonia
- NFIP communityTown of Paonia
- NFIP community number080045
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/10
The Town of Paonia participates in the National Flood Insurance Program as community 080045 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Delta County, not Paonia
Delta County context, not Paonia figures
- Establishments in Delta County878
- Covered employment, Delta County8,997
- Average annual pay, Delta County$47,843
- Housing units permitted, Delta County115
Every figure in this section is published for Delta County as a whole and is not a measurement of Paonia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Paonia questions, answered from the record.
How many people live in Paonia, Colorado?
1,661, in 814 households. Paonia town covers 0.83 square miles of land, which is 2,004 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Paonia in?
Delta County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Paonia?
$59,574. The median owner-occupied home is valued at $343,700. Median gross rent is $897 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Paonia businesses?
6 7(a) approvals totaling $1.2 m since FY2020, across 5 lenders, median approval $150,000, plus 2 504 approvals worth $136,000 since FY2010. These count approvals to borrowers whose address is in Paonia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Paonia borrowers get paid back?
No rate is published for Paonia. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Paonia in the National Flood Insurance Program?
Yes. Paonia appears in the FEMA Community Status Book as Paonia, town of, community 080045, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Paonia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Delta County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Paonia.
Is zoning published for Paonia?
No. Nothing on this page presents parcel level zoning.
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