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HomeColoradoDouglas CountyHighlands Ranch CDP

Highlands Ranch CDP, Colorado: commercial real estate data.

Highlands Ranch CDP is a Census CDP of 102,257 people across 24.27 square miles of land, in Douglas County. Median household income is $159,307, 78.1 percent of occupied homes are owned, and the SBA record carries 121 7(a) approvals to borrowers here worth $51.1 m.

78 sourced place values · tier FULL · 8 sections

Highlands Ranch

What Highlands Ranch is

  • Census place typeCDP
  • Land area24.27 sq mi
  • Water area0.03 sq mi
  • Population per square mile of land4,214
  • County holding the largest share of its areaDouglas County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highlands Ranch

How many people live in Highlands Ranch

  • Population102,257
  • Median age41.5
  • Population under 1824,497
  • Share under 1824.0 percent
  • Population 65 and over14,988
  • Share 65 and over14.7 percent
  • Households38,550
  • Family households28,506
  • Share of households that are families73.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highlands Ranch

Income and work in Highlands Ranch

  • Median household income$159,307
  • Per capita income$71,247
  • Civilian labor force57,283
  • Employed54,972
  • Unemployed2,311
  • Unemployment rate4.0 percent
  • Adults 25 and over70,123
  • Adults 25 and over with a high school diploma or higher98.9 percent
  • Adults 25 and over with a bachelor degree or higher67.8 percent
  • Adults 25 and over with a graduate degree26.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highlands Ranch

Housing in Highlands Ranch

  • Housing units39,551
  • Occupied units38,550
  • Vacant units1,001 plus or minus 291
  • Vacancy rate2.5 percent plus or minus 0.7
  • Owner occupied30,106
  • Renter occupied8,444
  • Ownership rate78.1 percent
  • Median owner-occupied home value$712,700
  • Median gross rent, monthly$2,531
  • Annual rent as a share of median income19.1 percent
  • Single family units32,159
  • Share single family81.3 percent
  • Units in buildings of two or more7,378
  • Share in buildings of two or more18.7 percent
  • Mobile homes14 plus or minus 18
  • Median year structure built1997

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highlands Ranch

How Highlands Ranch gets to work

  • Workers 16 and over who commute36,694
  • Commuting under 15 minutes9,369
  • Share commuting under 15 minutes25.5 percent
  • Commuting 30 minutes or more12,311
  • Share commuting 30 minutes or more33.6 percent
  • Drove alone61.0 percent
  • Carpooled3.3 percent
  • Public transport0.7 percent plus or minus 0.2
  • Walked0.8 percent plus or minus 0.3
  • Worked from home33.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highlands Ranch

SBA 7(a) lending to Highlands Ranch borrowers

  • Approvals121
  • Gross approval$51,077,300
  • Average approval$422,126
  • Median approval$150,000
  • Ninetieth percentile approval$1,007,000
  • Largest approval$4,957,000
  • Jobs supported1,425
  • Jobs per approval11.8
  • Loans with a final outcome28
  • Paid in full26
  • Charged off2
  • Charge-off rate over resolved loans7.1 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more4.1 percent
  • Share to franchises25.6 percent
  • Distinct lenders40
  • Distinct industries by NAICS72

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Highlands Ranch

SBA 504 lending to Highlands Ranch borrowers

  • Approvals18
  • Gross approval$21,176,000
  • Average approval$1,176,444
  • Median approval$925,000
  • Largest approval$4,315,000
  • Jobs supported214
  • Loans with a final outcome12
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Douglas County, not Highlands Ranch

Douglas County context, not Highlands Ranch figures

These are Douglas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Highlands Ranch measurements.

  • Establishments in Douglas County10,563
  • Employment at those establishments, Douglas County132,499
  • Covered employment, Douglas County147,461
  • Average annual pay, Douglas County$84,978
  • Average weekly wage, Douglas County$1,634
  • Housing units permitted, Douglas County3,131
  • Of those, single family, Douglas County2,120
  • County product, 2024, Douglas County$31,178,121,000
  • County product change over the prior year, Douglas County6.3 percent
  • Average income of an arriving household, Douglas County$134,493

Every figure in this section is published for Douglas County as a whole and is not a measurement of Highlands Ranch. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Highlands Ranch questions, answered from the record.

How many people live in Highlands Ranch, Colorado?

102,257, in 38,550 households. Highlands Ranch CDP covers 24.27 square miles of land, which is 4,214 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Highlands Ranch in?

Douglas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Highlands Ranch?

$159,307. The median owner-occupied home is valued at $712,700. Median gross rent is $2,531 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Highlands Ranch businesses?

121 7(a) approvals totalling $51.1 m, across 40 lenders, median approval $150,000, plus 18 504 approvals worth $21.2 m. These count approvals to borrowers whose address is in Highlands Ranch, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Highlands Ranch borrowers get paid back?

Of the 28 loans that have reached a final outcome, 26 were paid in full and 2 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Highlands Ranch figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Douglas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highlands Ranch.

Is zoning published for Highlands Ranch?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.