HomeColoradoEl Paso CountyMonument
Monument, Colorado: commercial real estate data.
Monument is a Census town of 11,735 people across 6.97 square miles of land, in El Paso County. Median household income is $128,816, 76.1 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $17.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monument
What Monument is
- Census place typetown
- Land area6.97 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,683
- County holding the largest share of its areaEl Paso County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monument
How many people live in Monument
- Population11,735
- Median age38.3
- Population under 183,145
- Share under 1826.8 percent
- Population 65 and over1,514 plus or minus 383
- Share 65 and over12.9 percent plus or minus 3.3
- Households4,274
- Family households3,194
- Share of households that are families74.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monument
Income and work in Monument
- Median household income$128,816
- Per capita income$54,741
- Civilian labor force6,172
- Employed5,905
- Unemployed267 plus or minus 152
- Unemployment rate4.3 percent plus or minus 2.4
- Adults 25 and over7,299
- Adults 25 and over with a high school diploma or higher97.7 percent
- Adults 25 and over with a bachelor degree or higher57.7 percent
- Adults 25 and over with a graduate degree29.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monument
Housing in Monument
- Housing units4,407
- Occupied units4,274
- Vacant units133 plus or minus 125
- Vacancy rate3.0 percent plus or minus 2.8
- Owner occupied3,254
- Renter occupied1,020 plus or minus 222
- Ownership rate76.1 percent
- Median owner-occupied home value$636,700
- Median gross rent, monthly$1,929
- Annual rent as a share of median income18.0 percent
- Single family units3,739
- Share single family84.8 percent
- Units in buildings of two or more593 plus or minus 268
- Share in buildings of two or more13.5 percent plus or minus 6.0
- Mobile homes75 plus or minus 65
- Median year structure built2006
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monument
How Monument gets to work
- Workers 16 and over who commute4,514
- Commuting under 15 minutes1,073 plus or minus 292
- Share commuting under 15 minutes23.8 percent plus or minus 5.9
- Commuting 30 minutes or more1,994 plus or minus 403
- Share commuting 30 minutes or more44.2 percent
- Drove alone64.8 percent
- Carpooled7.5 percent plus or minus 3.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home25.0 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monument
SBA loans in Monument (7(a))
- Approvals30
- Gross approval$17,904,300
- Average approval$596,810
- Median approval$220,450
- Ninetieth percentile approval$1,703,500
- Largest approval$3,050,000
- Jobs supported501
- Jobs per approval16.7
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises20.0 percent
- Distinct lenders18
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Monument, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monument
SBA loans in Monument (504)
- Approvals14
- Gross approval$9,336,000
- Average approval$666,857
- Median approval$533,000
- Largest approval$1,821,000
- Jobs supported54
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Monument, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monument
Flood risk in Monument
- NFIP communityTown of Monument
- NFIP community number080064
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date12/07/18
The Town of Monument participates in the National Flood Insurance Program as community 080064 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
El Paso County, not Monument
El Paso County context, not Monument figures
- Establishments in El Paso County18,852
- Covered employment, El Paso County309,483
- Average annual pay, El Paso County$67,491
- Housing units permitted, El Paso County3,849
Every figure in this section is published for El Paso County as a whole and is not a measurement of Monument.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monument questions, answered from the record.
How many people live in Monument, Colorado?
11,735, in 4,274 households. Monument town covers 6.97 square miles of land, which is 1,683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monument in?
El Paso County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monument?
$128,816. The median owner-occupied home is valued at $636,700. Median gross rent is $1,929 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monument businesses?
30 7(a) approvals totaling $17.9 m since FY2020, across 18 lenders, median approval $220,450, plus 14 504 approvals worth $9.3 m since FY2010. These count approvals to borrowers whose address is in Monument, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monument borrowers get paid back?
No rate is published for Monument. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monument in the National Flood Insurance Program?
Yes. Monument appears in the FEMA Community Status Book as Monument, town of, community 080064, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monument figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for El Paso County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monument.
Is zoning published for Monument?
No. Nothing on this page presents parcel level zoning.