HomeColoradoLarimer CountyBerthoud
Berthoud, Colorado: commercial real estate data.
Berthoud is a Census town of 12,411 people across 13.00 square miles of land, lying across Larimer County and Weld County. Median household income is $119,385, 87.5 percent of occupied homes are owned, and the SBA record carries 44 7(a) approvals to borrowers here worth $42.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Berthoud
What Berthoud is
- Census place typetown
- Land area13 sq mi
- Water area0.13 sq mi
- Population per square mile of land955
- County holding the largest share of its areaLarimer County, 55.0 percent
- Counties this place lies inLarimer County 55.0 percent, Weld County 45.0 percent
Berthoud crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berthoud
How many people live in Berthoud
- Population12,411
- Median age39.3
- Population under 182,696
- Share under 1821.7 percent
- Population 65 and over1,765 plus or minus 377
- Share 65 and over14.2 percent plus or minus 3.0
- Households4,881
- Family households3,629
- Share of households that are families74.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berthoud
Income and work in Berthoud
- Median household income$119,385
- Per capita income$56,260
- Civilian labor force7,178
- Employed7,067
- Unemployed111 plus or minus 75
- Unemployment rate1.5 percent plus or minus 1.0
- Adults 25 and over8,700
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher48.1 percent
- Adults 25 and over with a graduate degree15.2 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berthoud
Housing in Berthoud
- Housing units5,158
- Occupied units4,881
- Vacant units277 plus or minus 160
- Vacancy rate5.4 percent plus or minus 3.1
- Owner occupied4,272
- Renter occupied609 plus or minus 212
- Ownership rate87.5 percent
- Median owner-occupied home value$533,500
- Median gross rent, monthly$1,795
- Annual rent as a share of median income18.0 percent
- Single family units4,541
- Share single family88.0 percent
- Units in buildings of two or more404 plus or minus 179
- Share in buildings of two or more7.8 percent plus or minus 3.4
- Mobile homes213 plus or minus 141
- Median year structure built2011
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berthoud
How Berthoud gets to work
- Workers 16 and over who commute5,559
- Commuting under 15 minutes908 plus or minus 272
- Share commuting under 15 minutes16.3 percent plus or minus 4.7
- Commuting 30 minutes or more2,676 plus or minus 554
- Share commuting 30 minutes or more48.1 percent
- Drove alone70.8 percent
- Carpooled4.8 percent plus or minus 3.0
- Public transport0.0 percent
- Walked1.6 percent plus or minus 0.9
- Worked from home21.1 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berthoud
SBA loans in Berthoud (7(a))
- Approvals44
- Gross approval$42,464,200
- Average approval$965,095
- Median approval$500,000
- Ninetieth percentile approval$2,610,590
- Largest approval$4,900,000
- Jobs supported402
- Jobs per approval9.1
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises9.1 percent
- Distinct lenders20
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Berthoud, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Berthoud
SBA loans in Berthoud (504)
- Approvals14
- Gross approval$8,195,000
- Average approval$585,357
- Median approval$478,000
- Largest approval$1,451,000
- Jobs supported97
- Loans with a final outcome7
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Berthoud, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Berthoud
Flood risk in Berthoud
- NFIP communityTown of Berthoud
- NFIP community number080296
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/27/26(>)
The Town of Berthoud participates in the National Flood Insurance Program as community 080296 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Larimer County, not Berthoud
Larimer County context, not Berthoud figures
- Establishments in Larimer County11,764
- Covered employment, Larimer County175,265
- Average annual pay, Larimer County$69,912
- Housing units permitted, Larimer County1,786
Every figure in this section is published for Larimer County as a whole and is not a measurement of Berthoud.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Berthoud questions, answered from the record.
How many people live in Berthoud, Colorado?
12,411, in 4,881 households. Berthoud town covers 13.00 square miles of land, which is 955 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Berthoud in?
Berthoud lies in more than one. By area it is 55.0 percent in Larimer County, 45.0 percent in Weld County. This page sits under Larimer County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Berthoud?
$119,385. The median owner-occupied home is valued at $533,500. Median gross rent is $1,795 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Berthoud businesses?
44 7(a) approvals totaling $42.5 m since FY2020, across 20 lenders, median approval $500,000, plus 14 504 approvals worth $8.2 m since FY2010. These count approvals to borrowers whose address is in Berthoud, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Berthoud borrowers get paid back?
No rate is published for Berthoud. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Berthoud in the National Flood Insurance Program?
Yes. Berthoud appears in the FEMA Community Status Book as Berthoud, town of, community 080296, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Berthoud figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Larimer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Berthoud.
Is zoning published for Berthoud?
No. Nothing on this page presents parcel level zoning.
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