HomeColoradoMontrose CountyMontrose
Montrose, Colorado: commercial real estate data.
Montrose is a Census city of 21,044 people across 18.89 square miles of land, in Montrose County. Median household income is $70,386, 70.7 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $43.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montrose
What Montrose is
- Census place typecity
- Land area18.89 sq mi
- Water area0 sq mi
- Population per square mile of land1,114
- County holding the largest share of its areaMontrose County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
How many people live in Montrose
- Population21,044
- Median age47.0
- Population under 184,069
- Share under 1819.3 percent
- Population 65 and over5,822
- Share 65 and over27.7 percent
- Households9,050
- Family households5,329
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
Income and work in Montrose
- Median household income$70,386
- Per capita income$39,045
- Civilian labor force9,738
- Employed9,254
- Unemployed484 plus or minus 262
- Unemployment rate5.0 percent plus or minus 2.7
- Adults 25 and over15,455
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher33.5 percent
- Adults 25 and over with a graduate degree14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
Housing in Montrose
- Housing units9,805
- Occupied units9,050
- Vacant units755 plus or minus 266
- Vacancy rate7.7 percent plus or minus 2.7
- Owner occupied6,399
- Renter occupied2,651
- Ownership rate70.7 percent
- Median owner-occupied home value$387,900
- Median gross rent, monthly$1,197
- Annual rent as a share of median income20.4 percent
- Single family units7,264
- Share single family74.1 percent
- Units in buildings of two or more1,632
- Share in buildings of two or more16.6 percent
- Mobile homes897 plus or minus 214
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
How Montrose gets to work
- Workers 16 and over who commute8,010
- Commuting under 15 minutes5,088
- Share commuting under 15 minutes63.5 percent
- Commuting 30 minutes or more1,711
- Share commuting 30 minutes or more21.4 percent
- Drove alone76.0 percent
- Carpooled7.2 percent plus or minus 2.3
- Public transport0.0 percent
- Walked4.1 percent plus or minus 1.7
- Worked from home11.1 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montrose
SBA loans in Montrose (7(a))
- Approvals59
- Gross approval$43,041,200
- Average approval$729,512
- Median approval$252,000
- Ninetieth percentile approval$1,831,520
- Largest approval$4,900,000
- Jobs supported887
- Jobs per approval15.0
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.5 percent
- Share to franchises13.6 percent
- Distinct lenders22
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Montrose, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montrose
SBA loans in Montrose (504)
- Approvals19
- Gross approval$8,786,000
- Average approval$462,421
- Median approval$291,000
- Largest approval$1,701,000
- Jobs supported180
- Loans with a final outcome8
- Charged off1
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Montrose, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montrose
Flood risk in Montrose
- NFIP communityCity of Montrose
- NFIP community number080125
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/12
The City of Montrose participates in the National Flood Insurance Program as community 080125 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montrose County, not Montrose
Montrose County context, not Montrose figures
- Establishments in Montrose County1,501
- Covered employment, Montrose County17,014
- Average annual pay, Montrose County$52,650
- Housing units permitted, Montrose County270
Every figure in this section is published for Montrose County as a whole and is not a measurement of Montrose.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montrose questions, answered from the record.
How many people live in Montrose, Colorado?
21,044, in 9,050 households. Montrose city covers 18.89 square miles of land, which is 1,114 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montrose in?
Montrose County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montrose?
$70,386. The median owner-occupied home is valued at $387,900. Median gross rent is $1,197 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montrose businesses?
59 7(a) approvals totaling $43.0 m since FY2020, across 22 lenders, median approval $252,000, plus 19 504 approvals worth $8.8 m since FY2010. These count approvals to borrowers whose address is in Montrose, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montrose borrowers get paid back?
No rate is published for Montrose. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montrose in the National Flood Insurance Program?
Yes. Montrose appears in the FEMA Community Status Book as Montrose, city of, community 080125, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montrose figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montrose County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montrose.
Is zoning published for Montrose?
No. Nothing on this page presents parcel level zoning.
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