HomeColoradoMorgan CountyFort Morgan
Fort Morgan, Colorado: commercial real estate data.
Fort Morgan is a Census city of 11,605 people across 5.35 square miles of land, in Morgan County. Median household income is $64,158, 58.2 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $7.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fort Morgan
What Fort Morgan is
- Census place typecity
- Land area5.35 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,170
- County holding the largest share of its areaMorgan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Morgan
How many people live in Fort Morgan
- Population11,605
- Median age33.5
- Population under 183,213
- Share under 1827.7 percent
- Population 65 and over1,780
- Share 65 and over15.3 percent
- Households4,184
- Family households2,912
- Share of households that are families69.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Morgan
Income and work in Fort Morgan
- Median household income$64,158
- Per capita income$26,595
- Civilian labor force5,661
- Employed5,299
- Unemployed362 plus or minus 170
- Unemployment rate6.4 percent plus or minus 3.0
- Adults 25 and over7,479
- Adults 25 and over with a high school diploma or higher84.9 percent
- Adults 25 and over with a bachelor degree or higher18.2 percent plus or minus 4.1
- Adults 25 and over with a graduate degree6.8 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Morgan
Housing in Fort Morgan
- Housing units4,313
- Occupied units4,184
- Vacant units129 plus or minus 84
- Vacancy rate3.0 percent plus or minus 1.9
- Owner occupied2,433
- Renter occupied1,751
- Ownership rate58.2 percent
- Median owner-occupied home value$313,400
- Median gross rent, monthly$1,067
- Annual rent as a share of median income20.0 percent
- Single family units2,880
- Share single family66.8 percent
- Units in buildings of two or more1,029 plus or minus 304
- Share in buildings of two or more23.9 percent plus or minus 6.9
- Mobile homes404 plus or minus 205
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Morgan
How Fort Morgan gets to work
- Workers 16 and over who commute4,716
- Commuting under 15 minutes2,816
- Share commuting under 15 minutes59.7 percent
- Commuting 30 minutes or more694 plus or minus 242
- Share commuting 30 minutes or more14.7 percent plus or minus 5.0
- Drove alone77.7 percent
- Carpooled11.1 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.0
- Worked from home7.8 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Morgan
SBA loans in Fort Morgan (7(a))
- Approvals15
- Gross approval$7,104,200
- Average approval$473,613
- Median approval$325,000
- Largest approval$1,365,000
- Jobs supported183
- Jobs per approval12.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises13.3 percent
- Distinct lenders7
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Fort Morgan, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fort Morgan
SBA loans in Fort Morgan (504)
- Approvals7
- Gross approval$1,845,000
- Average approval$263,571
- Median approval$201,000
- Largest approval$666,000
- Jobs supported24
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fort Morgan, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fort Morgan
Flood risk in Fort Morgan
- NFIP communityCity of Fort Morgan
- NFIP community number080131
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/18/21
The City of Fort Morgan participates in the National Flood Insurance Program as community 080131 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Morgan County, not Fort Morgan
Morgan County context, not Fort Morgan figures
- Establishments in Morgan County711
- Covered employment, Morgan County13,106
- Average annual pay, Morgan County$56,874
- Housing units permitted, Morgan County196
Every figure in this section is published for Morgan County as a whole and is not a measurement of Fort Morgan.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fort Morgan questions, answered from the record.
How many people live in Fort Morgan, Colorado?
11,605, in 4,184 households. Fort Morgan city covers 5.35 square miles of land, which is 2,170 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fort Morgan in?
Morgan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fort Morgan?
$64,158. The median owner-occupied home is valued at $313,400. Median gross rent is $1,067 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fort Morgan businesses?
15 7(a) approvals totaling $7.1 m since FY2020, across 7 lenders, median approval $325,000, plus 7 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Fort Morgan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fort Morgan borrowers get paid back?
No rate is published for Fort Morgan. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fort Morgan in the National Flood Insurance Program?
Yes. Fort Morgan appears in the FEMA Community Status Book as Fort Morgan, city of, community 080131, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fort Morgan figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morgan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fort Morgan.
Is zoning published for Fort Morgan?
No. Nothing on this page presents parcel level zoning.