Park County, Colorado: commercial real estate data.
Park County, Colorado had an estimated 18,316 residents on July 1, 2024, up 5.3 percent since the 2020 census base of 17,393, across 2,194 square miles. County output reached $696.4 m in 2024, 539 establishments operate here, and the SBA record carries 23 7(a) approvals worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Park County
How many people live in Park County
- Population, American Community Survey 2020-202417,907
- Households8,988
- Average household size1.99
- Median household income$103,670
- Median age51.2
- Median gross rent$2,161 per month
- Median owner-occupied home value$532,100
- Home value to household income5.1 times
- Annual rent as a share of median income25.0 percent
- Adults 25 and over with a bachelor degree or higher41.6 percent
- Adults 25 and over with a graduate degree14.8 percent
- Adults 25 and over14,699
- Population under 182,554
- Share under 1814.3 percent
- Population 65 and over4,262
- Share 65 and over23.8 percent
- Working age population, 18 to 6411,091
- Civilian labor force9,532
- Unemployment rate3.3 percent
- Labor force participation, adults 18 and over62.1 percent
- Rank by population among Colorado counties28th of 64
- Rank by population among US county-equivalents, Puerto Rico included1994th of 3,222
Park County is the 28th largest of 64 Colorado counties by population. A median home costs 5.1 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.8 percent against 14.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Park County
Is Park County's population growing?
- Population, July 1, 202418,316
- Census 2020 base population17,393
- Population change since the 2020 census base5.31 percent
- Population change, 2023 to 2024195
- Births, 2024145
- Deaths, 2024152
- Natural change, 2024-7
- Net domestic migration, 2024166
- Net international migration, 202433
- Total net migration, 2024199
- Cumulative net domestic migration, 2021 to 2024824
- Rank by growth among US county-equivalents491st of 3,144
The county has grown 5.31 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Park County
Where are people moving to Park County from?
- Tax returns filed by households arriving955
- People arriving, from those returns1,573
- Tax returns filed by households leaving790
- Net household movement165
- Adjusted gross income arriving$85.7 m
- Net adjusted gross income movement$26.0 m
- Average income of an arriving household$89,701
- Average income of a leaving household$75,571
- Largest single originJefferson County (215 households)
- Largest single destinationJefferson County (91 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson County | 215 | 352 | $18.4 m |
| Denver County | 83 | 129 | $9.2 m |
| Arapahoe County | 55 | 90 | $6.8 m |
| El Paso County | 55 | 97 | $4.4 m |
| Summit County | 44 | 64 | $2.9 m |
| Adams County | 42 | 75 | $3.5 m |
| Teller County | 31 | 48 | $2.1 m |
| Douglas County | 23 | 44 | $2.9 m |
Households arriving report $14,130 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jefferson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Park County
What is the Park County economy?
- County GDP, 2024$696.4 m
- County GDP, 2023$608.1 m
- GDP change, 2023 to 202414.5 percent
- GDP change over five years53.3 percent
- Rank by GDP among the Colorado areas BEA publishes36th of 64
- Rank by GDP among the US county areas BEA publishes2144th of 3,127
- GDP per resident$38,889
Output grew 14.5 percent in the latest year and 53.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Park County
Employment by industry in Park County
- Covered employment, annual average3,132
- Establishments reporting696
- Average annual pay$54,828
- Average weekly wage$1,054
- Retail trade, employment445
- Retail trade, average annual pay$41,314
- Accommodation and food services, employment436
- Accommodation and food services, average annual pay$30,189
- Construction, employment290
- Construction, average annual pay$62,622
- Professional, scientific and technical services, employment233
- Professional, scientific and technical services, average annual pay$86,611
- Administrative and support and waste management services, employment183
- Other services, except public administration, employment134
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 445 | 50 | $41,314 |
| Accommodation and food services | 436 | 52 | $30,189 |
| Construction | 290 | 134 | $62,622 |
| Professional, scientific and technical services | 233 | 127 | $86,611 |
| Administrative and support and waste management services | 183 | 46 | $68,790 |
| Other services, except public administration | 134 | 48 | $44,860 |
| Health care and social assistance | 104 | 32 | $31,383 |
| Manufacturing | 99 | 15 | $37,465 |
Retail trade is the largest private sector at 445 jobs, 14.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Park County
How many businesses are in Park County?
- Establishments, all industries539
- Employment at those establishments1,866
- Annual payroll$80.7 m
- Establishments per 1,000 residents30.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Park County
Building permits in Park County
- Housing units authorized by permit, 2024140
- Declared construction value permitted$46.4 m
- Single family units authorized140
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$331,489
- Units authorized per 1,000 households15.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Park County
SBA loans in Park County (7(a) and 504)
- 7(a) approvals recorded23
- 7(a) gross approval dollars$8.3 m
- Average 7(a) approval$362,939
- Median 7(a) approval$341,500
- 10th percentile approval$66,840
- 90th percentile approval$763,500
- Largest single approval$1,110,500
- Jobs reported supported, 7(a)174
- Jobs per approval7.6
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.1 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter16
- Franchise loans2
- Franchise share of approvals8.7 percent
- Most active lenderThe Huntington National Bank (7)
- 504 approvals recorded4
- 504 gross approval dollars$909,000
- Average 504 approval$227,250
- Median 504 approval$218,000
- Distinct CDCs active1
- 504 jobs per approval2.3
- 504 jobs per million dollars approved9.9
- Most active CDCB:Side Capital (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.3 m
The average approval of $362,939 sits close to the median of $341,500, so lending here is fairly evenly sized rather than driven by a few large deals. Only 26.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Park County
SBA loan default and charge-off rates in Park County
Do SBA loans in Park County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Exempt from disclosure15
- Status: Paid in full4
- Status: Cancelled1
- Status: Committed, not yet disbursed3
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Park County
SBA lending by place in Park County
- Borrower cities with recorded lending6
- Bailey, approvals11
- Alma, approvals4
- Fairplay, approvals4
- Pine, approvals2
- Lake George, approvals1
- Keystone, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bailey | 11 | $3,179,400 |
| Alma | 4 | $2,520,200 |
| Fairplay | 4 | $1,195,000 |
| Pine | 2 | $600,000 |
| Lake George | 1 | $503,000 |
| Keystone | 1 | $350,000 |
Bailey accounts for 11 approvals against 4 in Alma. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Park County
How large is Park County?
- Land area2,194 sq mi
- Rank by land area among Colorado counties17th of 64
- Width, east to west46.2 mi
- Height, north to south60.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land8
- Establishments per square mile0.25
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Park County
Flood risk in Park County
- Participation of the county's own NFIP community Park County, unincorporated areasParticipating, community 080139
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Park County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Park County (community 080139), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Park County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Park County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Park County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202417,907
- Households8,988
- Average household size1.99
- Median household income$103,670
- Median age51.2
Common questions
Park County questions, answered from the record.
How many people live in Park County, Colorado?
The Census Bureau estimates 18,316 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 17,907, in 8,988 households, ranking 28th of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Park County's population growing?
The population has grown 5.31 percent since the 2020 census base of 17,393, to 18,316 on July 1, 2024. In 2024 there were 145 births against 152 deaths, with net migration of 199. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Park County?
$103,670. The median owner-occupied home is valued at $532,100, which is 5.1 times income, and median gross rent is $2,161 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Park County?
539 establishments, employing 1,866 people with an annual payroll of $80.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Park County?
Retail trade is the largest private sector at 445 jobs, 14.2 percent of covered employment. Covered employment averages 3,132 jobs at an average annual pay of $54,828, or $1,054 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Park County?
23 7(a) approvals totaling $8.3 m since FY2020, across 14 lenders, with a median approval of $341,500, plus 4 504 approvals worth $909,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Park County?
140 housing units were authorized by permit in 2024, with a declared construction value of $46.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Park County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Park County come from?
The largest single origin is Jefferson County, with 215 households. Arriving households report an average income of $89,701 against $75,571 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Park County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Park County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Park County
Cities and places in Park.
4 Census places lie wholly or partly in Park County. 3 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fairplay | town | 1,067 | 4 | Wholly in this county |
| Alma | town | 385 | 4 | Wholly in this county |
| Guffey | CDP | 29 | None recorded | Wholly in this county |
| Hartsel | CDP | 0 | None recorded | Wholly in this county |
A further 15 of the county's 23 SBA 7(a) approvals are to borrowers in cities that match no Census place in Park County, the largest being Bailey (11), Pine (2), Lake George (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.