HomeConnecticutNaugatuck Valley Planning RegionDerby
Derby, Connecticut: commercial real estate data.
Derby is a Census city of 12,487 people across 5.06 square miles of land, in Naugatuck Valley Planning Region. Median household income is $79,500, 61.9 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Derby
What Derby is
- Census place typecity
- Land area5.06 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,470
- County holding the largest share of its areaNaugatuck Valley Planning Region, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Derby
How many people live in Derby
- Population12,487
- Median age46.4
- Population under 181,825
- Share under 1814.6 percent
- Population 65 and over2,632
- Share 65 and over21.1 percent
- Households5,896
- Family households3,346
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Derby
Income and work in Derby
- Median household income$79,500
- Per capita income$46,280
- Civilian labor force7,131
- Employed6,730
- Unemployed401 plus or minus 216
- Unemployment rate5.6 percent plus or minus 3.0
- Adults 25 and over9,850
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher35.6 percent
- Adults 25 and over with a graduate degree15.9 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Derby
Housing in Derby
- Housing units6,219
- Occupied units5,896
- Vacant units323 plus or minus 165
- Vacancy rate5.2 percent plus or minus 2.6
- Owner occupied3,647
- Renter occupied2,249
- Ownership rate61.9 percent
- Median owner-occupied home value$256,700
- Median gross rent, monthly$1,452
- Annual rent as a share of median income21.9 percent
- Single family units3,427
- Share single family55.1 percent
- Units in buildings of two or more2,792
- Share in buildings of two or more44.9 percent
- Mobile homes0
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Derby
How Derby gets to work
- Workers 16 and over who commute5,600
- Commuting under 15 minutes1,193 plus or minus 310
- Share commuting under 15 minutes21.3 percent plus or minus 5.3
- Commuting 30 minutes or more1,948 plus or minus 445
- Share commuting 30 minutes or more34.8 percent plus or minus 7.4
- Drove alone74.8 percent
- Carpooled7.4 percent plus or minus 2.6
- Public transport0.4 percent plus or minus 0.8
- Walked1.1 percent plus or minus 0.9
- Worked from home15.1 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Derby
SBA loans in Derby (7(a))
- Approvals14
- Gross approval$2,307,500
- Average approval$164,821
- Median approval$87,500
- Largest approval$765,000
- Jobs supported157
- Jobs per approval11.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Derby, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Derby
SBA loans in Derby (504)
- Approvals5
- Gross approval$1,480,000
- Average approval$296,000
- Median approval$258,000
- Largest approval$414,000
- Jobs supported35
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Derby, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Naugatuck Valley Planning Region, not Derby
Naugatuck Valley Planning Region context, not Derby figures
- Establishments in Naugatuck Valley Planning Region9,114
- Covered employment, Naugatuck Valley Planning Region160,111
- Average annual pay, Naugatuck Valley Planning Region$71,603
- Housing units permitted, Naugatuck Valley Planning Region317
Every figure in this section is published for Naugatuck Valley Planning Region as a whole and is not a measurement of Derby.
All Naugatuck Valley Planning Region figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Derby questions, answered from the record.
How many people live in Derby, Connecticut?
12,487, in 5,896 households. Derby city covers 5.06 square miles of land, which is 2,470 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Derby in?
Naugatuck Valley Planning Region, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Derby?
$79,500. The median owner-occupied home is valued at $256,700. Median gross rent is $1,452 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Derby businesses?
14 7(a) approvals totaling $2.3 m since FY2020, across 6 lenders, median approval $87,500, plus 5 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Derby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Derby borrowers get paid back?
No rate is published for Derby. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Derby figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Naugatuck Valley Planning Region as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Derby.
Is zoning published for Derby?
No. Nothing on this page presents parcel level zoning.
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