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HomeConnecticutNaugatuck Valley Planning RegionNaugatuck borough

Naugatuck borough, Connecticut: commercial real estate data.

Naugatuck borough is a Census borough of 31,800 people across 16.38 square miles of land, in Naugatuck Valley Planning Region. Median household income is $96,324, 67.8 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $12.7 m.

77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Naugatuck

What Naugatuck is

  • Census place typeborough
  • Land area16.38 sq mi
  • Water area0.1 sq mi
  • Population per square mile of land1,941
  • County holding the largest share of its areaNaugatuck Valley Planning Region, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Naugatuck

How many people live in Naugatuck

  • Population31,800
  • Median age39.8
  • Population under 186,338
  • Share under 1819.9 percent
  • Population 65 and over4,967
  • Share 65 and over15.6 percent
  • Households12,736
  • Family households7,967
  • Share of households that are families62.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Naugatuck

Income and work in Naugatuck

  • Median household income$96,324
  • Per capita income$44,375
  • Civilian labor force18,822
  • Employed17,864
  • Unemployed958 plus or minus 337
  • Unemployment rate5.1 percent plus or minus 1.8
  • Adults 25 and over22,383
  • Adults 25 and over with a high school diploma or higher91.0 percent
  • Adults 25 and over with a bachelor degree or higher32.2 percent
  • Adults 25 and over with a graduate degree15.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Naugatuck

Housing in Naugatuck

  • Housing units13,245
  • Occupied units12,736
  • Vacant units509 plus or minus 201
  • Vacancy rate3.8 percent plus or minus 1.5
  • Owner occupied8,633
  • Renter occupied4,103
  • Ownership rate67.8 percent
  • Median owner-occupied home value$259,100
  • Median gross rent, monthly$1,369
  • Annual rent as a share of median income17.1 percent
  • Single family units8,616
  • Share single family65.1 percent
  • Units in buildings of two or more4,330
  • Share in buildings of two or more32.7 percent
  • Mobile homes299 plus or minus 112
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Naugatuck

How Naugatuck gets to work

  • Workers 16 and over who commute14,919
  • Commuting under 15 minutes3,239
  • Share commuting under 15 minutes21.7 percent
  • Commuting 30 minutes or more6,968
  • Share commuting 30 minutes or more46.7 percent
  • Drove alone73.8 percent
  • Carpooled6.4 percent plus or minus 1.8
  • Public transport2.5 percent plus or minus 1.6
  • Walked0.3 percent plus or minus 0.4
  • Worked from home15.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Naugatuck

SBA loans in Naugatuck (7(a))

  • Approvals29
  • Gross approval$12,708,800
  • Average approval$438,234
  • Median approval$100,000
  • Ninetieth percentile approval$2,230,000
  • Largest approval$2,367,000
  • Jobs supported227
  • Jobs per approval7.8
  • Loans with a final outcome12
  • Paid in full10
  • Charged off2
  • Charge-off rate over resolved loans16.7 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more20.7 percent
  • Share to franchises6.9 percent
  • Distinct lenders10
  • Distinct industries by NAICS21

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Naugatuck

SBA loans in Naugatuck (504)

  • Approvals6
  • Gross approval$3,933,000
  • Average approval$655,500
  • Median approval$739,000
  • Largest approval$1,352,000
  • Jobs supported27
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Naugatuck Valley Planning Region, not Naugatuck

Naugatuck Valley Planning Region context, not Naugatuck figures

These are Naugatuck Valley Planning Region figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Naugatuck measurements.

  • Establishments in Naugatuck Valley Planning Region9,114
  • Employment at those establishments, Naugatuck Valley Planning Region145,193
  • Covered employment, Naugatuck Valley Planning Region160,111
  • Average annual pay, Naugatuck Valley Planning Region$71,603
  • Average weekly wage, Naugatuck Valley Planning Region$1,377
  • Housing units permitted, Naugatuck Valley Planning Region317
  • Of those, single family, Naugatuck Valley Planning Region264
  • County product, 2024, Naugatuck Valley Planning Region$33,434,994,000
  • Average income of an arriving household, Naugatuck Valley Planning Region$66,246

Every figure in this section is published for Naugatuck Valley Planning Region as a whole and is not a measurement of Naugatuck. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Naugatuck questions, answered from the record.

How many people live in Naugatuck, Connecticut?

31,800, in 12,736 households. Naugatuck borough covers 16.38 square miles of land, which is 1,941 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Naugatuck in?

Naugatuck Valley Planning Region, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Naugatuck?

$96,324. The median owner-occupied home is valued at $259,100. Median gross rent is $1,369 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Naugatuck businesses?

29 7(a) approvals totalling $12.7 m, across 10 lenders, median approval $100,000, plus 6 504 approvals worth $3.9 m. These count approvals to borrowers whose address is in Naugatuck, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Naugatuck borrowers get paid back?

Of the 12 loans that have reached a final outcome, 10 were paid in full and 2 charged off, a charge off rate of 16.7 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Naugatuck figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Naugatuck Valley Planning Region as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Naugatuck.

Is zoning published for Naugatuck?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.