HomeFloridaAlachua CountyGainesville city
Gainesville city, Florida: commercial real estate data.
Gainesville city is a Census city of 145,702 people across 64.01 square miles of land, in Alachua County. Median household income is $46,195, 37.7 percent of occupied homes are owned, and the SBA record carries 135 7(a) approvals to borrowers here worth $101.5 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gainesville
What Gainesville is
- Census place typecity
- Land area64.01 sq mi
- Water area1.18 sq mi
- Population per square mile of land2,276
- County holding the largest share of its areaAlachua County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
How many people live in Gainesville
- Population145,702
- Median age26.5
- Population under 1819,109
- Share under 1813.1 percent
- Population 65 and over17,357
- Share 65 and over11.9 percent
- Households59,816
- Family households23,052
- Share of households that are families38.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
Income and work in Gainesville
- Median household income$46,195
- Per capita income$30,051
- Civilian labor force74,207
- Employed70,133
- Unemployed4,074
- Unemployment rate5.5 percent
- Adults 25 and over77,144
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher53.7 percent
- Adults 25 and over with a graduate degree27.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
Housing in Gainesville
- Housing units66,114
- Occupied units59,816
- Vacant units6,298
- Vacancy rate9.5 percent
- Owner occupied22,575
- Renter occupied37,241
- Ownership rate37.7 percent
- Median owner-occupied home value$247,500
- Median gross rent, monthly$1,296
- Annual rent as a share of median income33.7 percent
- Single family units28,296
- Share single family42.8 percent
- Units in buildings of two or more36,649
- Share in buildings of two or more55.4 percent
- Mobile homes1,080 plus or minus 318
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
How Gainesville gets to work
- Workers 16 and over who commute58,432
- Commuting under 15 minutes21,593
- Share commuting under 15 minutes37.0 percent
- Commuting 30 minutes or more10,046
- Share commuting 30 minutes or more17.2 percent
- Drove alone60.9 percent
- Carpooled9.1 percent
- Public transport4.9 percent plus or minus 1.1
- Walked4.1 percent
- Worked from home14.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
SBA loans in Gainesville (7(a))
- Approvals135
- Gross approval$101,502,100
- Average approval$751,867
- Median approval$431,000
- Ninetieth percentile approval$1,872,000
- Largest approval$5,000,000
- Jobs supported1,947
- Jobs per approval14.4
- Loans with a final outcome24
- Paid in full23
- Charged off1
- Charge-off rate over resolved loans4.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more21.5 percent
- Share to franchises15.6 percent
- Distinct lenders46
- Distinct industries by NAICS76
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gainesville
SBA loans in Gainesville (504)
- Approvals97
- Gross approval$50,933,000
- Average approval$525,082
- Median approval$296,000
- Largest approval$4,474,000
- Jobs supported633
- Loans with a final outcome36
- Charged off2
- Charge-off rate over resolved loans5.6 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gainesville
Flood risk in Gainesville
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number125107
- Currently effective map date09/24/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Alachua County, not Gainesville
Alachua County context, not Gainesville figures
These are Alachua County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gainesville measurements.
- Establishments in Alachua County6,721
- Employment at those establishments, Alachua County103,368
- Covered employment, Alachua County139,023
- Average annual pay, Alachua County$63,829
- Average weekly wage, Alachua County$1,227
- Housing units permitted, Alachua County1,750
- Of those, single family, Alachua County822
- County product, 2024, Alachua County$20,938,733,000
- County product change over the prior year, Alachua County5.6 percent
- Average income of an arriving household, Alachua County$68,084
Every figure in this section is published for Alachua County as a whole and is not a measurement of Gainesville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gainesville questions, answered from the record.
How many people live in Gainesville, Florida?
145,702, in 59,816 households. Gainesville city covers 64.01 square miles of land, which is 2,276 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gainesville in?
Alachua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gainesville?
$46,195. The median owner-occupied home is valued at $247,500. Median gross rent is $1,296 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gainesville businesses?
135 7(a) approvals totalling $101.5 m, across 46 lenders, median approval $431,000, plus 97 504 approvals worth $50.9 m. These count approvals to borrowers whose address is in Gainesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gainesville borrowers get paid back?
Of the 24 loans that have reached a final outcome, 23 were paid in full and 1 charged off, a charge off rate of 4.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Gainesville in the National Flood Insurance Program?
Yes. Gainesville appears in the FEMA Community Status Book as community 125107, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gainesville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alachua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gainesville.
Is zoning published for Gainesville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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