HomeFloridaAlachua CountyWaldo
Waldo, Florida: commercial real estate data.
Waldo is a Census city of 1,303 people across 2.18 square miles of land, in Alachua County. Median household income is $29,894, 68.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $9.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waldo
What Waldo is
- Census place typecity
- Land area2.18 sq mi
- Water area0.15 sq mi
- Population per square mile of land599 plus or minus 241
- County holding the largest share of its areaAlachua County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldo
How many people live in Waldo
- Population1,303 plus or minus 524
- Median age47.5 plus or minus 24.1
- Population under 18312 plus or minus 134
- Share under 1823.9 percent
- Population 65 and over219 plus or minus 76
- Share 65 and over16.8 percent plus or minus 8.9
- Households648 plus or minus 330
- Family households243 plus or minus 99
- Share of households that are families37.5 percent plus or minus 24.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldo
Income and work in Waldo
- Median household income$29,894 plus or minus $15,877
- Per capita income$22,874 plus or minus $6,081
- Civilian labor force647 plus or minus 345
- Employed621 plus or minus 344
- Unemployed26 plus or minus 32
- Unemployment rate4.0 percent plus or minus 4.5
- Adults 25 and over898 plus or minus 367
- Adults 25 and over with a high school diploma or higher83.9 percent plus or minus 17.1
- Adults 25 and over with a bachelor degree or higher6.7 percent plus or minus 2.9
- Adults 25 and over with a graduate degree1.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldo
Housing in Waldo
- Housing units702 plus or minus 332
- Occupied units648 plus or minus 330
- Vacant units54 plus or minus 44
- Vacancy rate7.7 percent plus or minus 5.1
- Owner occupied442 plus or minus 307
- Renter occupied206 plus or minus 112
- Ownership rate68.2 percent plus or minus 32.2
- Median owner-occupied home value$113,600
- Median gross rent, monthly$745 plus or minus $433
- Annual rent as a share of median income29.9 percent plus or minus 23.5
- Single family units468 plus or minus 312
- Share single family66.7 percent plus or minus 31.3
- Units in buildings of two or more84 plus or minus 83
- Share in buildings of two or more12.0 percent plus or minus 10.4
- Mobile homes150 plus or minus 71
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldo
How Waldo gets to work
- Workers 16 and over who commute578 plus or minus 342
- Commuting under 15 minutes241 plus or minus 303
- Share commuting under 15 minutes41.7 percent plus or minus 46.2
- Commuting 30 minutes or more247 plus or minus 108
- Share commuting 30 minutes or more42.7 percent plus or minus 31.4
- Drove alone87.7 percent plus or minus 24.1
- Carpooled1.3 percent plus or minus 2.0
- Public transport0.0 percent
- Walked3.4 percent plus or minus 4.3
- Worked from home6.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldo
SBA loans in Waldo (7(a))
- Approvals4
- Gross approval$9,100,400
- Average approval$2,275,100
- Median approval$2,031,700
- Largest approval$4,937,000
- Jobs supported55
- Jobs per approval13.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Waldo, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waldo
Flood risk in Waldo
- NFIP communityCity of Waldo
- NFIP community number120003
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/18
The City of Waldo participates in the National Flood Insurance Program as community 120003 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Alachua County, not Waldo
Alachua County context, not Waldo figures
- Establishments in Alachua County6,721
- Covered employment, Alachua County139,023
- Average annual pay, Alachua County$63,829
- Housing units permitted, Alachua County1,750
Every figure in this section is published for Alachua County as a whole and is not a measurement of Waldo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waldo questions, answered from the record.
How many people live in Waldo, Florida?
1,303, in 648 households. Waldo city covers 2.18 square miles of land, which is 599 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waldo in?
Alachua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waldo?
$29,894. The median owner-occupied home is valued at $113,600. Median gross rent is $745 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waldo businesses?
4 7(a) approvals totaling $9.1 m since FY2020, across 4 lenders, median approval $2,031,700. These count approvals to borrowers whose address is in Waldo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waldo borrowers get paid back?
No rate is published for Waldo. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waldo in the National Flood Insurance Program?
Yes. Waldo appears in the FEMA Community Status Book as Waldo, city of, community 120003, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waldo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alachua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waldo.
Is zoning published for Waldo?
No. Nothing on this page presents parcel level zoning.
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