HomeFloridaBay CountyLynn Haven city
Lynn Haven city, Florida: commercial real estate data.
Lynn Haven city is a Census city of 20,081 people across 10.53 square miles of land, in Bay County. Median household income is $80,973, 64.4 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $7.4 m.
81 sourced place values · tier FULL · 9 sections
Lynn Haven
What Lynn Haven is
- Census place typecity
- Land area10.53 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,908
- County holding the largest share of its areaBay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn Haven
How many people live in Lynn Haven
- Population20,081
- Median age37.3
- Population under 184,858
- Share under 1824.2 percent
- Population 65 and over3,140
- Share 65 and over15.6 percent
- Households8,263
- Family households5,688
- Share of households that are families68.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn Haven
Income and work in Lynn Haven
- Median household income$80,973
- Per capita income$40,630
- Civilian labor force10,561
- Employed10,201
- Unemployed360 plus or minus 199
- Unemployment rate3.4 percent plus or minus 1.9
- Adults 25 and over13,444
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher35.5 percent
- Adults 25 and over with a graduate degree10.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn Haven
Housing in Lynn Haven
- Housing units8,820
- Occupied units8,263
- Vacant units557 plus or minus 242
- Vacancy rate6.3 percent plus or minus 2.7
- Owner occupied5,318
- Renter occupied2,945
- Ownership rate64.4 percent
- Median owner-occupied home value$320,000
- Median gross rent, monthly$1,563
- Annual rent as a share of median income23.2 percent
- Single family units6,363
- Share single family72.1 percent
- Units in buildings of two or more2,298 plus or minus 487
- Share in buildings of two or more26.1 percent plus or minus 5.3
- Mobile homes144 plus or minus 67
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn Haven
How Lynn Haven gets to work
- Workers 16 and over who commute9,568
- Commuting under 15 minutes2,295
- Share commuting under 15 minutes24.0 percent
- Commuting 30 minutes or more3,330
- Share commuting 30 minutes or more34.8 percent
- Drove alone77.6 percent
- Carpooled12.9 percent plus or minus 3.0
- Public transport1.1 percent plus or minus 1.2
- Walked0.5 percent plus or minus 0.5
- Worked from home7.2 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn Haven
SBA 7(a) lending to Lynn Haven borrowers
- Approvals12
- Gross approval$7,370,700
- Average approval$614,225
- Median approval$650,000
- Ninetieth percentile approval$1,200,000
- Largest approval$1,295,000
- Jobs supported227
- Jobs per approval18.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises33.3 percent
- Distinct lenders7
- Distinct industries by NAICS10
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lynn Haven
SBA 504 lending to Lynn Haven borrowers
- Approvals8
- Gross approval$6,228,000
- Average approval$778,500
- Median approval$593,000
- Largest approval$2,001,000
- Jobs supported78
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lynn Haven
Flood programme status in Lynn Haven
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number120009
- Currently effective map date10/24/24
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bay County, not Lynn Haven
Bay County context, not Lynn Haven figures
These are Bay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lynn Haven measurements.
- Establishments in Bay County5,306
- Employment at those establishments, Bay County62,282
- Covered employment, Bay County82,632
- Average annual pay, Bay County$53,407
- Average weekly wage, Bay County$1,027
- Housing units permitted, Bay County2,473
- Of those, single family, Bay County1,886
- County product, 2024, Bay County$13,467,099,000
- County product change over the prior year, Bay County4.9 percent
- Average income of an arriving household, Bay County$73,902
Every figure in this section is published for Bay County as a whole and is not a measurement of Lynn Haven. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lynn Haven questions, answered from the record.
How many people live in Lynn Haven, Florida?
20,081, in 8,263 households. Lynn Haven city covers 10.53 square miles of land, which is 1,908 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lynn Haven in?
Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lynn Haven?
$80,973. The median owner-occupied home is valued at $320,000. Median gross rent is $1,563 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lynn Haven businesses?
12 7(a) approvals totalling $7.4 m, across 7 lenders, median approval $650,000, plus 8 504 approvals worth $6.2 m. These count approvals to borrowers whose address is in Lynn Haven, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lynn Haven borrowers get paid back?
No rate is published for Lynn Haven. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lynn Haven in the National Flood Insurance Program?
Yes. Lynn Haven appears in the FEMA Community Status Book as community 120009, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lynn Haven figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lynn Haven.
Is zoning published for Lynn Haven?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.