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HomeFloridaBay CountyMexico Beach city

Mexico Beach city, Florida: commercial real estate data.

Mexico Beach city is a Census city of 1,099 people across 2.44 square miles of land, in Bay County. Median household income is $63,864, 78.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m.

80 sourced place values · tier FULL · 9 sections

Mexico Beach

What Mexico Beach is

  • Census place typecity
  • Land area2.44 sq mi
  • Water area0.06 sq mi
  • Population per square mile of land450
  • County holding the largest share of its areaBay County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mexico Beach

How many people live in Mexico Beach

  • Population1,099
  • Median age60.2
  • Population under 1898 plus or minus 60
  • Share under 188.9 percent plus or minus 5.2
  • Population 65 and over419 plus or minus 115
  • Share 65 and over38.1 percent plus or minus 8.3
  • Households632
  • Family households312 plus or minus 78
  • Share of households that are families49.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mexico Beach

Income and work in Mexico Beach

  • Median household income$63,864 plus or minus $15,328
  • Per capita income$57,355
  • Civilian labor force448 plus or minus 163
  • Employed410 plus or minus 129
  • Unemployed38 plus or minus 46
  • Unemployment rate8.5 percent plus or minus 9.8
  • Adults 25 and over995
  • Adults 25 and over with a high school diploma or higher96.7 percent
  • Adults 25 and over with a bachelor degree or higher39.1 percent
  • Adults 25 and over with a graduate degree15.8 percent plus or minus 6.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mexico Beach

Housing in Mexico Beach

  • Housing units1,320
  • Occupied units632
  • Vacant units688
  • Vacancy rate52.1 percent
  • Owner occupied494 plus or minus 103
  • Renter occupied138 plus or minus 65
  • Ownership rate78.2 percent
  • Median owner-occupied home value$466,300
  • Median gross rent, monthly$1,951
  • Annual rent as a share of median income36.7 percent plus or minus 10.4
  • Single family units852
  • Share single family64.5 percent
  • Units in buildings of two or more369 plus or minus 98
  • Share in buildings of two or more28.0 percent plus or minus 6.8
  • Mobile homes99 plus or minus 60
  • Median year structure built2004

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mexico Beach

How Mexico Beach gets to work

  • Workers 16 and over who commute297 plus or minus 107
  • Commuting under 15 minutes55 plus or minus 31
  • Share commuting under 15 minutes18.5 percent plus or minus 8.1
  • Commuting 30 minutes or more81 plus or minus 36
  • Share commuting 30 minutes or more27.3 percent plus or minus 7.3
  • Drove alone71.0 percent
  • Carpooled5.3 percent plus or minus 3.6
  • Public transport0.0 percent
  • Walked2.7 percent plus or minus 4.4
  • Worked from home21.0 percent plus or minus 7.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mexico Beach

SBA 7(a) lending to Mexico Beach borrowers

  • Approvals2
  • Gross approval$1,133,000
  • Average approval$566,500
  • Median approval$1,078,000
  • Ninetieth percentile approval$1,078,000
  • Largest approval$1,078,000
  • Jobs supported14
  • Jobs per approval7.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Mexico Beach

SBA 504 lending to Mexico Beach borrowers

  • Approvals4
  • Gross approval$11,408,000
  • Average approval$2,852,000
  • Median approval$4,480,000
  • Largest approval$5,000,000
  • Jobs supported134
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Mexico Beach

Flood programme status in Mexico Beach

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number120010
  • Currently effective map date10/24/24

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Bay County, not Mexico Beach

Bay County context, not Mexico Beach figures

These are Bay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mexico Beach measurements.

  • Establishments in Bay County5,306
  • Employment at those establishments, Bay County62,282
  • Covered employment, Bay County82,632
  • Average annual pay, Bay County$53,407
  • Average weekly wage, Bay County$1,027
  • Housing units permitted, Bay County2,473
  • Of those, single family, Bay County1,886
  • County product, 2024, Bay County$13,467,099,000
  • County product change over the prior year, Bay County4.9 percent
  • Average income of an arriving household, Bay County$73,902

Every figure in this section is published for Bay County as a whole and is not a measurement of Mexico Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Mexico Beach questions, answered from the record.

How many people live in Mexico Beach, Florida?

1,099, in 632 households. Mexico Beach city covers 2.44 square miles of land, which is 450 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Mexico Beach in?

Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Mexico Beach?

$63,864. The median owner-occupied home is valued at $466,300. Median gross rent is $1,951 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Mexico Beach businesses?

2 7(a) approvals totalling $1.1 m, across 2 lenders, median approval $1,078,000, plus 4 504 approvals worth $11.4 m. These count approvals to borrowers whose address is in Mexico Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Mexico Beach borrowers get paid back?

No rate is published for Mexico Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Mexico Beach in the National Flood Insurance Program?

Yes. Mexico Beach appears in the FEMA Community Status Book as community 120010, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Mexico Beach figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mexico Beach.

Is zoning published for Mexico Beach?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.