HomeFloridaBay CountyMexico Beach
Mexico Beach, Florida: commercial real estate data.
Mexico Beach is a Census city of 1,099 people across 2.44 square miles of land, in Bay County. Median household income is $63,864, 78.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mexico Beach
What Mexico Beach is
- Census place typecity
- Land area2.44 sq mi
- Water area0.06 sq mi
- Population per square mile of land450
- County holding the largest share of its areaBay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mexico Beach
How many people live in Mexico Beach
- Population1,099
- Median age60.2
- Population under 1898 plus or minus 60
- Share under 188.9 percent plus or minus 5.2
- Population 65 and over419 plus or minus 115
- Share 65 and over38.1 percent plus or minus 8.3
- Households632
- Family households312 plus or minus 78
- Share of households that are families49.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mexico Beach
Income and work in Mexico Beach
- Median household income$63,864 plus or minus $15,328
- Per capita income$57,355
- Civilian labor force448 plus or minus 163
- Employed410 plus or minus 129
- Unemployed38 plus or minus 46
- Unemployment rate8.5 percent plus or minus 9.8
- Adults 25 and over995
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher39.1 percent
- Adults 25 and over with a graduate degree15.8 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mexico Beach
Housing in Mexico Beach
- Housing units1,320
- Occupied units632
- Vacant units688
- Vacancy rate52.1 percent
- Owner occupied494 plus or minus 103
- Renter occupied138 plus or minus 65
- Ownership rate78.2 percent
- Median owner-occupied home value$466,300
- Median gross rent, monthly$1,951
- Annual rent as a share of median income36.7 percent plus or minus 10.4
- Single family units852
- Share single family64.5 percent
- Units in buildings of two or more369 plus or minus 98
- Share in buildings of two or more28.0 percent plus or minus 6.8
- Mobile homes99 plus or minus 60
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mexico Beach
How Mexico Beach gets to work
- Workers 16 and over who commute297 plus or minus 107
- Commuting under 15 minutes55 plus or minus 31
- Share commuting under 15 minutes18.5 percent plus or minus 8.1
- Commuting 30 minutes or more81 plus or minus 36
- Share commuting 30 minutes or more27.3 percent plus or minus 7.3
- Drove alone71.0 percent
- Carpooled5.3 percent plus or minus 3.6
- Public transport0.0 percent
- Walked2.7 percent plus or minus 4.4
- Worked from home21.0 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mexico Beach
SBA loans in Mexico Beach (7(a))
- Approvals2
- Gross approval$1,133,000
- Average approval$566,500
- Median approval$566,500
- Largest approval$1,078,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Mexico Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mexico Beach
SBA loans in Mexico Beach (504)
- Approvals4
- Gross approval$11,408,000
- Average approval$2,852,000
- Median approval$2,879,000
- Largest approval$5,000,000
- Jobs supported134
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Mexico Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mexico Beach
Flood risk in Mexico Beach
- NFIP communityCity of Mexico Beach
- NFIP community number120010
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/24/24
The City of Mexico Beach participates in the National Flood Insurance Program as community 120010 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bay County, not Mexico Beach
Bay County context, not Mexico Beach figures
- Establishments in Bay County5,306
- Covered employment, Bay County82,632
- Average annual pay, Bay County$53,407
- Housing units permitted, Bay County2,473
Every figure in this section is published for Bay County as a whole and is not a measurement of Mexico Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mexico Beach questions, answered from the record.
How many people live in Mexico Beach, Florida?
1,099, in 632 households. Mexico Beach city covers 2.44 square miles of land, which is 450 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mexico Beach in?
Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mexico Beach?
$63,864. The median owner-occupied home is valued at $466,300. Median gross rent is $1,951 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mexico Beach businesses?
2 7(a) approvals totaling $1.1 m since FY2020, across 2 lenders, median approval $566,500, plus 4 504 approvals worth $11.4 m since FY2010. These count approvals to borrowers whose address is in Mexico Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mexico Beach borrowers get paid back?
No rate is published for Mexico Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mexico Beach in the National Flood Insurance Program?
Yes. Mexico Beach appears in the FEMA Community Status Book as Mexico Beach, city of, community 120010, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mexico Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mexico Beach.
Is zoning published for Mexico Beach?
No. Nothing on this page presents parcel level zoning.