HomeFloridaCharlotte CountyCharlotte Harbor
Charlotte Harbor, Florida: commercial real estate data.
Charlotte Harbor is a Census CDP of 4,239 people across 2.32 square miles of land, in Charlotte County. Median household income is $40,406, 48.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Charlotte Harbor
What Charlotte Harbor is
- Census place typeCDP
- Land area2.32 sq mi
- Water area2.64 sq mi
- Population per square mile of land1,827
- County holding the largest share of its areaCharlotte County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Harbor
How many people live in Charlotte Harbor
- Population4,239
- Median age66.9
- Population under 18455 plus or minus 167
- Share under 1810.7 percent plus or minus 3.6
- Population 65 and over2,375
- Share 65 and over56.0 percent
- Households2,013
- Family households961 plus or minus 235
- Share of households that are families47.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Harbor
Income and work in Charlotte Harbor
- Median household income$40,406
- Per capita income$32,095
- Civilian labor force1,147 plus or minus 339
- Employed1,123 plus or minus 339
- Unemployed24 plus or minus 27
- Unemployment rate2.1 percent plus or minus 2.3
- Adults 25 and over3,560
- Adults 25 and over with a high school diploma or higher90.7 percent
- Adults 25 and over with a bachelor degree or higher26.4 percent
- Adults 25 and over with a graduate degree12.0 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Harbor
Housing in Charlotte Harbor
- Housing units2,874
- Occupied units2,013
- Vacant units861 plus or minus 201
- Vacancy rate30.0 percent plus or minus 6.2
- Owner occupied975 plus or minus 229
- Renter occupied1,038 plus or minus 268
- Ownership rate48.4 percent
- Median owner-occupied home value$183,300 plus or minus $48,630
- Median gross rent, monthly$1,316
- Annual rent as a share of median income39.1 percent
- Single family units694 plus or minus 180
- Share single family24.1 percent plus or minus 5.7
- Units in buildings of two or more1,915
- Share in buildings of two or more66.6 percent
- Mobile homes265 plus or minus 131
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Harbor
How Charlotte Harbor gets to work
- Workers 16 and over who commute1,026 plus or minus 340
- Commuting under 15 minutes406 plus or minus 156
- Share commuting under 15 minutes39.6 percent
- Commuting 30 minutes or more196 plus or minus 107
- Share commuting 30 minutes or more19.1 percent plus or minus 8.3
- Drove alone75.6 percent
- Carpooled13.4 percent plus or minus 8.4
- Public transport0.1 percent plus or minus 0.4
- Walked0.0 percent
- Worked from home8.6 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Harbor
SBA loans in Charlotte Harbor (7(a))
- Approvals2
- Gross approval$1,309,600
- Average approval$654,800
- Median approval$654,800
- Largest approval$1,209,600
- Jobs supported72
- Jobs per approval36.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Charlotte Harbor, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charlotte County, not Charlotte Harbor
Charlotte County context, not Charlotte Harbor figures
- Establishments in Charlotte County4,601
- Covered employment, Charlotte County56,024
- Average annual pay, Charlotte County$54,082
- Housing units permitted, Charlotte County4,585
Every figure in this section is published for Charlotte County as a whole and is not a measurement of Charlotte Harbor.
All Charlotte County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Charlotte Harbor questions, answered from the record.
How many people live in Charlotte Harbor, Florida?
4,239, in 2,013 households. Charlotte Harbor CDP covers 2.32 square miles of land, which is 1,827 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charlotte Harbor in?
Charlotte County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charlotte Harbor?
$40,406. The median owner-occupied home is valued at $183,300. Median gross rent is $1,316 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charlotte Harbor businesses?
2 7(a) approvals totaling $1.3 m since FY2020, across 1 lenders, median approval $654,800. These count approvals to borrowers whose address is in Charlotte Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charlotte Harbor borrowers get paid back?
No rate is published for Charlotte Harbor. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Charlotte Harbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charlotte County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charlotte Harbor.
Is zoning published for Charlotte Harbor?
No. Nothing on this page presents parcel level zoning.
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