HomeFloridaCharlotte CountyPort Charlotte CDP
Port Charlotte CDP, Florida: commercial real estate data.
Port Charlotte CDP is a Census CDP of 66,133 people across 28.48 square miles of land, in Charlotte County. Median household income is $63,844, 83.2 percent of occupied homes are owned, and the SBA record carries 98 7(a) approvals to borrowers here worth $67.8 m.
78 sourced place values · tier FULL · 8 sections
Port Charlotte
What Port Charlotte is
- Census place typeCDP
- Land area28.48 sq mi
- Water area3.86 sq mi
- Population per square mile of land2,322
- County holding the largest share of its areaCharlotte County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Charlotte
How many people live in Port Charlotte
- Population66,133
- Median age55.4
- Population under 189,096
- Share under 1813.8 percent
- Population 65 and over21,862
- Share 65 and over33.1 percent
- Households27,888
- Family households18,453
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Charlotte
Income and work in Port Charlotte
- Median household income$63,844
- Per capita income$34,581
- Civilian labor force28,522
- Employed26,577
- Unemployed1,945 plus or minus 503
- Unemployment rate6.8 percent plus or minus 1.7
- Adults 25 and over52,773
- Adults 25 and over with a high school diploma or higher89.8 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Charlotte
Housing in Port Charlotte
- Housing units32,680
- Occupied units27,888
- Vacant units4,792
- Vacancy rate14.7 percent
- Owner occupied23,189
- Renter occupied4,699
- Ownership rate83.2 percent
- Median owner-occupied home value$269,900
- Median gross rent, monthly$1,553
- Annual rent as a share of median income29.2 percent
- Single family units28,893
- Share single family88.4 percent
- Units in buildings of two or more3,462
- Share in buildings of two or more10.6 percent
- Mobile homes300 plus or minus 187
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Charlotte
How Port Charlotte gets to work
- Workers 16 and over who commute22,407
- Commuting under 15 minutes6,663
- Share commuting under 15 minutes29.7 percent
- Commuting 30 minutes or more7,545
- Share commuting 30 minutes or more33.7 percent
- Drove alone74.0 percent
- Carpooled8.2 percent plus or minus 1.7
- Public transport0.1 percent plus or minus 0.2
- Walked1.2 percent plus or minus 0.6
- Worked from home13.0 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Charlotte
SBA 7(a) lending to Port Charlotte borrowers
- Approvals98
- Gross approval$67,801,300
- Average approval$691,850
- Median approval$350,000
- Ninetieth percentile approval$1,828,000
- Largest approval$4,750,000
- Jobs supported823
- Jobs per approval8.4
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Charge-off rate over resolved loans5.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more24.5 percent
- Share to franchises13.3 percent
- Distinct lenders46
- Distinct industries by NAICS58
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Port Charlotte
SBA 504 lending to Port Charlotte borrowers
- Approvals25
- Gross approval$19,147,000
- Average approval$765,880
- Median approval$370,000
- Largest approval$3,380,000
- Jobs supported171
- Loans with a final outcome10
- Charged off1
- Charge-off rate over resolved loans10.0 percent
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charlotte County, not Port Charlotte
Charlotte County context, not Port Charlotte figures
These are Charlotte County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Port Charlotte measurements.
- Establishments in Charlotte County4,601
- Employment at those establishments, Charlotte County44,163
- Covered employment, Charlotte County56,024
- Average annual pay, Charlotte County$54,082
- Average weekly wage, Charlotte County$1,040
- Housing units permitted, Charlotte County4,585
- Of those, single family, Charlotte County3,583
- County product, 2024, Charlotte County$9,769,878,000
- County product change over the prior year, Charlotte County8.0 percent
- Average income of an arriving household, Charlotte County$118,170
Every figure in this section is published for Charlotte County as a whole and is not a measurement of Port Charlotte. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Port Charlotte questions, answered from the record.
How many people live in Port Charlotte, Florida?
66,133, in 27,888 households. Port Charlotte CDP covers 28.48 square miles of land, which is 2,322 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Port Charlotte in?
Charlotte County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Port Charlotte?
$63,844. The median owner-occupied home is valued at $269,900. Median gross rent is $1,553 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Port Charlotte businesses?
98 7(a) approvals totalling $67.8 m, across 46 lenders, median approval $350,000, plus 25 504 approvals worth $19.1 m. These count approvals to borrowers whose address is in Port Charlotte, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Port Charlotte borrowers get paid back?
Of the 17 loans that have reached a final outcome, 16 were paid in full and 1 charged off, a charge off rate of 5.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Port Charlotte figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charlotte County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port Charlotte.
Is zoning published for Port Charlotte?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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