HomeFloridaCitrus CountyCrystal River
Crystal River, Florida: commercial real estate data.
Crystal River is a Census city of 3,638 people across 7.65 square miles of land, in Citrus County. Median household income is $54,405, 60.5 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $15.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Crystal River
What Crystal River is
- Census place typecity
- Land area7.65 sq mi
- Water area1.11 sq mi
- Population per square mile of land476
- County holding the largest share of its areaCitrus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal River
How many people live in Crystal River
- Population3,638
- Median age62.0
- Population under 18409 plus or minus 175
- Share under 1811.2 percent plus or minus 4.8
- Population 65 and over1,697 plus or minus 355
- Share 65 and over46.6 percent plus or minus 9.7
- Households1,650
- Family households873
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal River
Income and work in Crystal River
- Median household income$54,405 plus or minus $18,066
- Per capita income$36,147 plus or minus $7,775
- Civilian labor force1,219 plus or minus 287
- Employed1,136 plus or minus 288
- Unemployed83 plus or minus 56
- Unemployment rate6.8 percent plus or minus 4.3
- Adults 25 and over3,179
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent plus or minus 11.7
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal River
Housing in Crystal River
- Housing units2,281
- Occupied units1,650
- Vacant units631 plus or minus 153
- Vacancy rate27.7 percent plus or minus 5.9
- Owner occupied999 plus or minus 230
- Renter occupied651 plus or minus 167
- Ownership rate60.5 percent
- Median owner-occupied home value$332,100 plus or minus $137,736
- Median gross rent, monthly$880 plus or minus $295
- Annual rent as a share of median income19.4 percent plus or minus 9.2
- Single family units1,254
- Share single family55.0 percent
- Units in buildings of two or more792 plus or minus 201
- Share in buildings of two or more34.7 percent plus or minus 7.8
- Mobile homes235 plus or minus 161
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal River
How Crystal River gets to work
- Workers 16 and over who commute1,001 plus or minus 311
- Commuting under 15 minutes602 plus or minus 253
- Share commuting under 15 minutes60.1 percent plus or minus 17.0
- Commuting 30 minutes or more136 plus or minus 71
- Share commuting 30 minutes or more13.6 percent plus or minus 5.7
- Drove alone46.8 percent plus or minus 12.8
- Carpooled13.8 percent plus or minus 14.9
- Public transport0.0 percent
- Walked7.7 percent plus or minus 5.3
- Worked from home11.9 percent plus or minus 8.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crystal River
SBA loans in Crystal River (7(a))
- Approvals22
- Gross approval$15,437,300
- Average approval$701,695
- Median approval$353,300
- Ninetieth percentile approval$1,671,000
- Largest approval$3,600,000
- Jobs supported291
- Jobs per approval13.2
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises13.6 percent
- Distinct lenders15
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Crystal River, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crystal River
SBA loans in Crystal River (504)
- Approvals15
- Gross approval$11,188,000
- Average approval$745,867
- Median approval$517,000
- Largest approval$2,300,000
- Jobs supported164
- Loans with a final outcome5
- Charged off2
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Crystal River, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Crystal River
Flood risk in Crystal River
- NFIP communityCity of Crystal River
- NFIP community number120340
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date01/15/21
The City of Crystal River participates in the National Flood Insurance Program as community 120340 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Citrus County, not Crystal River
Citrus County context, not Crystal River figures
- Establishments in Citrus County3,063
- Covered employment, Citrus County34,702
- Average annual pay, Citrus County$48,953
- Housing units permitted, Citrus County2,443
Every figure in this section is published for Citrus County as a whole and is not a measurement of Crystal River.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Crystal River questions, answered from the record.
How many people live in Crystal River, Florida?
3,638, in 1,650 households. Crystal River city covers 7.65 square miles of land, which is 476 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Crystal River in?
Citrus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Crystal River?
$54,405. The median owner-occupied home is valued at $332,100. Median gross rent is $880 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Crystal River businesses?
22 7(a) approvals totaling $15.4 m since FY2020, across 15 lenders, median approval $353,300, plus 15 504 approvals worth $11.2 m since FY2010. These count approvals to borrowers whose address is in Crystal River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Crystal River borrowers get paid back?
No rate is published for Crystal River. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Crystal River in the National Flood Insurance Program?
Yes. Crystal River appears in the FEMA Community Status Book as Crystal River, city of, community 120340, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Crystal River figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Citrus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Crystal River.
Is zoning published for Crystal River?
No. Nothing on this page presents parcel level zoning.