HomeFloridaCitrus CountyHernando CDP
Hernando CDP, Florida: commercial real estate data.
Hernando CDP is a Census CDP of 9,299 people across 31.71 square miles of land, in Citrus County. Median household income is $43,076, 85.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.0 m.
76 sourced place values · tier FULL · 8 sections
Hernando
What Hernando is
- Census place typeCDP
- Land area31.71 sq mi
- Water area3.83 sq mi
- Population per square mile of land293
- County holding the largest share of its areaCitrus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando
How many people live in Hernando
- Population9,299
- Median age59.9
- Population under 181,322 plus or minus 371
- Share under 1814.2 percent plus or minus 3.7
- Population 65 and over3,582
- Share 65 and over38.5 percent
- Households4,459
- Family households2,691
- Share of households that are families60.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando
Income and work in Hernando
- Median household income$43,076 plus or minus $8,638
- Per capita income$28,401
- Civilian labor force2,929
- Employed2,618
- Unemployed311 plus or minus 137
- Unemployment rate10.6 percent plus or minus 4.3
- Adults 25 and over7,601
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher15.4 percent plus or minus 3.5
- Adults 25 and over with a graduate degree4.0 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando
Housing in Hernando
- Housing units5,796
- Occupied units4,459
- Vacant units1,337 plus or minus 320
- Vacancy rate23.1 percent plus or minus 4.9
- Owner occupied3,788
- Renter occupied671 plus or minus 233
- Ownership rate85.0 percent
- Median owner-occupied home value$209,700
- Median gross rent, monthly$964 plus or minus $211
- Annual rent as a share of median income26.9 percent plus or minus 8.0
- Single family units3,118
- Share single family53.8 percent
- Units in buildings of two or more114 plus or minus 101
- Share in buildings of two or more2.0 percent plus or minus 1.7
- Mobile homes2,535
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando
How Hernando gets to work
- Workers 16 and over who commute2,160 plus or minus 447
- Commuting under 15 minutes319 plus or minus 133
- Share commuting under 15 minutes14.8 percent plus or minus 5.3
- Commuting 30 minutes or more1,043 plus or minus 277
- Share commuting 30 minutes or more48.3 percent
- Drove alone75.4 percent
- Carpooled6.2 percent plus or minus 4.7
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.3
- Worked from home15.0 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando
SBA 7(a) lending to Hernando borrowers
- Approvals6
- Gross approval$1,971,800
- Average approval$328,633
- Median approval$244,000
- Ninetieth percentile approval$1,025,800
- Largest approval$1,025,800
- Jobs supported16
- Jobs per approval2.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises16.7 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hernando
SBA 504 lending to Hernando borrowers
- Approvals5
- Gross approval$2,586,000
- Average approval$517,200
- Median approval$206,000
- Largest approval$1,448,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Citrus County, not Hernando
Citrus County context, not Hernando figures
These are Citrus County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hernando measurements.
- Establishments in Citrus County3,063
- Employment at those establishments, Citrus County31,162
- Covered employment, Citrus County34,702
- Average annual pay, Citrus County$48,953
- Average weekly wage, Citrus County$941
- Housing units permitted, Citrus County2,443
- Of those, single family, Citrus County2,415
- County product, 2024, Citrus County$6,980,610,000
- County product change over the prior year, Citrus County2.9 percent
- Average income of an arriving household, Citrus County$70,447
Every figure in this section is published for Citrus County as a whole and is not a measurement of Hernando. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hernando questions, answered from the record.
How many people live in Hernando, Florida?
9,299, in 4,459 households. Hernando CDP covers 31.71 square miles of land, which is 293 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hernando in?
Citrus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hernando?
$43,076. The median owner-occupied home is valued at $209,700. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hernando businesses?
6 7(a) approvals totalling $2.0 m, across 6 lenders, median approval $244,000, plus 5 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Hernando, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hernando borrowers get paid back?
No rate is published for Hernando. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Hernando figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Citrus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hernando.
Is zoning published for Hernando?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.