HomeFloridaFranklin CountyApalachicola
Apalachicola, Florida: commercial real estate data.
Apalachicola is a Census city of 2,431 people across 1.92 square miles of land, in Franklin County. Median household income is $51,875, 69.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Apalachicola
What Apalachicola is
- Census place typecity
- Land area1.92 sq mi
- Water area0.7 sq mi
- Population per square mile of land1,263
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apalachicola
How many people live in Apalachicola
- Population2,431
- Median age52.7
- Population under 18418 plus or minus 167
- Share under 1817.2 percent plus or minus 6.3
- Population 65 and over781
- Share 65 and over32.1 percent
- Households1,366
- Family households628 plus or minus 150
- Share of households that are families46.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apalachicola
Income and work in Apalachicola
- Median household income$51,875 plus or minus $25,964
- Per capita income$42,919 plus or minus $10,472
- Civilian labor force1,049 plus or minus 281
- Employed997 plus or minus 284
- Unemployed52 plus or minus 45
- Unemployment rate5.0 percent plus or minus 4.1
- Adults 25 and over1,944
- Adults 25 and over with a high school diploma or higher84.3 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent plus or minus 7.8
- Adults 25 and over with a graduate degree14.7 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apalachicola
Housing in Apalachicola
- Housing units1,691
- Occupied units1,366
- Vacant units325 plus or minus 128
- Vacancy rate19.2 percent plus or minus 7.1
- Owner occupied947 plus or minus 197
- Renter occupied419 plus or minus 166
- Ownership rate69.3 percent
- Median owner-occupied home value$288,000 plus or minus $94,330
- Median gross rent, monthly$1,108 plus or minus $401
- Annual rent as a share of median income25.6 percent plus or minus 15.8
- Single family units1,364
- Share single family80.7 percent
- Units in buildings of two or more185 plus or minus 97
- Share in buildings of two or more10.9 percent plus or minus 5.6
- Mobile homes142 plus or minus 70
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apalachicola
How Apalachicola gets to work
- Workers 16 and over who commute890 plus or minus 267
- Commuting under 15 minutes412 plus or minus 153
- Share commuting under 15 minutes46.3 percent plus or minus 10.1
- Commuting 30 minutes or more230 plus or minus 125
- Share commuting 30 minutes or more25.8 percent plus or minus 11.6
- Drove alone76.3 percent
- Carpooled12.9 percent plus or minus 8.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.9 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apalachicola
SBA loans in Apalachicola (7(a))
- Approvals3
- Gross approval$3,305,100
- Average approval$1,101,700
- Median approval$548,100
- Largest approval$2,392,000
- Jobs supported11
- Jobs per approval3.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Apalachicola, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Apalachicola
SBA loans in Apalachicola (504)
- Approvals2
- Gross approval$1,965,000
- Average approval$982,500
- Median approval$982,500
- Largest approval$1,888,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Apalachicola, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Apalachicola
Flood risk in Apalachicola
- NFIP communityCity of Apalachicola
- NFIP community number120089
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/10/24
The City of Apalachicola participates in the National Flood Insurance Program as community 120089 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Apalachicola
Franklin County context, not Apalachicola figures
- Establishments in Franklin County324
- Covered employment, Franklin County3,545
- Average annual pay, Franklin County$43,873
- Housing units permitted, Franklin County113
Every figure in this section is published for Franklin County as a whole and is not a measurement of Apalachicola.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Apalachicola questions, answered from the record.
How many people live in Apalachicola, Florida?
2,431, in 1,366 households. Apalachicola city covers 1.92 square miles of land, which is 1,263 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Apalachicola in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Apalachicola?
$51,875. The median owner-occupied home is valued at $288,000. Median gross rent is $1,108 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Apalachicola businesses?
3 7(a) approvals totaling $3.3 m since FY2020, across 3 lenders, median approval $548,100, plus 2 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in Apalachicola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Apalachicola borrowers get paid back?
No rate is published for Apalachicola. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Apalachicola in the National Flood Insurance Program?
Yes. Apalachicola appears in the FEMA Community Status Book as Apalachicola, city of, community 120089, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Apalachicola figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Apalachicola.
Is zoning published for Apalachicola?
No. Nothing on this page presents parcel level zoning.
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