HomeFloridaFranklin CountySt. George Island
St. George Island, Florida: commercial real estate data.
St. George Island is a Census CDP of 1,133 people across 4.75 square miles of land, in Franklin County. Median household income is $137,899, 97.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. George Island
What St. George Island is
- Census place typeCDP
- Land area4.75 sq mi
- Water area8.54 sq mi
- Population per square mile of land238 plus or minus 56
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. George Island
How many people live in St. George Island
- Population1,133 plus or minus 267
- Median age60.8
- Population under 1852 plus or minus 50
- Share under 184.6 percent plus or minus 4.3
- Population 65 and over451 plus or minus 114
- Share 65 and over39.8 percent
- Households557
- Family households392 plus or minus 86
- Share of households that are families70.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. George Island
Income and work in St. George Island
- Median household income$137,899
- Per capita income$65,471 plus or minus $15,223
- Civilian labor force585 plus or minus 168
- Employed585 plus or minus 168
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,010 plus or minus 220
- Adults 25 and over with a high school diploma or higher100.0 percent
- Adults 25 and over with a bachelor degree or higher63.8 percent plus or minus 14.4
- Adults 25 and over with a graduate degree34.8 percent plus or minus 13.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. George Island
Housing in St. George Island
- Housing units1,884
- Occupied units557
- Vacant units1,327
- Vacancy rate70.4 percent
- Owner occupied545
- Renter occupied12 plus or minus 16
- Ownership rate97.8 percent
- Median owner-occupied home value$693,000
- Single family units1,797
- Share single family95.4 percent
- Units in buildings of two or more87 plus or minus 62
- Share in buildings of two or more4.6 percent plus or minus 3.3
- Mobile homes0
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. George Island
How St. George Island gets to work
- Workers 16 and over who commute447 plus or minus 161
- Commuting under 15 minutes104 plus or minus 87
- Share commuting under 15 minutes23.3 percent plus or minus 17.7
- Commuting 30 minutes or more83 plus or minus 59
- Share commuting 30 minutes or more18.6 percent plus or minus 11.3
- Drove alone68.3 percent plus or minus 13.7
- Carpooled9.0 percent plus or minus 9.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home22.7 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. George Island
SBA loans in St. George Island (7(a))
- Approvals4
- Gross approval$4,881,000
- Average approval$1,220,250
- Median approval$1,213,000
- Largest approval$1,530,000
- Jobs supported78
- Jobs per approval19.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term279 months
- Share on real estate terms of 20 years or more75.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in St. George Island, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. George Island
SBA loans in St. George Island (504)
- Approvals2
- Gross approval$994,000
- Average approval$497,000
- Median approval$497,000
- Largest approval$562,000
- Jobs supported34
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in St. George Island, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin County, not St. George Island
Franklin County context, not St. George Island figures
- Establishments in Franklin County324
- Covered employment, Franklin County3,545
- Average annual pay, Franklin County$43,873
- Housing units permitted, Franklin County113
Every figure in this section is published for Franklin County as a whole and is not a measurement of St. George Island.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. George Island questions, answered from the record.
How many people live in St. George Island, Florida?
1,133, in 557 households. St. George Island CDP covers 4.75 square miles of land, which is 238 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. George Island in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. George Island?
$137,899. The median owner-occupied home is valued at $693,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. George Island businesses?
4 7(a) approvals totaling $4.9 m since FY2020, across 3 lenders, median approval $1,213,000, plus 2 504 approvals worth $994,000 since FY2010. These count approvals to borrowers whose address is in St. George Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. George Island borrowers get paid back?
No rate is published for St. George Island. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page St. George Island figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. George Island.
Is zoning published for St. George Island?
No. Nothing on this page presents parcel level zoning.
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