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HomeFloridaHillsborough CountyTampa city

Tampa city, Florida: commercial real estate data.

Tampa city is a Census city of 401,618 people across 114.49 square miles of land, in Hillsborough County. Median household income is $75,475, 50.3 percent of occupied homes are owned, and the SBA record carries 1,343 7(a) approvals to borrowers here worth $838.0 m.

83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Tampa

What Tampa is

  • Census place typecity
  • Land area114.49 sq mi
  • Water area63.57 sq mi
  • Population per square mile of land3,508
  • County holding the largest share of its areaHillsborough County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tampa

How many people live in Tampa

  • Population401,618
  • Median age35.9
  • Population under 1877,796
  • Share under 1819.4 percent
  • Population 65 and over55,192
  • Share 65 and over13.7 percent
  • Households166,278
  • Family households87,808
  • Share of households that are families52.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tampa

Income and work in Tampa

  • Median household income$75,475
  • Per capita income$52,528
  • Civilian labor force219,777
  • Employed209,031
  • Unemployed10,746
  • Unemployment rate4.9 percent
  • Adults 25 and over278,171
  • Adults 25 and over with a high school diploma or higher90.2 percent
  • Adults 25 and over with a bachelor degree or higher45.7 percent
  • Adults 25 and over with a graduate degree19.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tampa

Housing in Tampa

  • Housing units182,425
  • Occupied units166,278
  • Vacant units16,147
  • Vacancy rate8.9 percent
  • Owner occupied83,683
  • Renter occupied82,595
  • Ownership rate50.3 percent
  • Median owner-occupied home value$420,400
  • Median gross rent, monthly$1,701
  • Annual rent as a share of median income27.0 percent
  • Single family units104,050
  • Share single family57.0 percent
  • Units in buildings of two or more75,998
  • Share in buildings of two or more41.7 percent
  • Mobile homes2,230
  • Median year structure built1985

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tampa

How Tampa gets to work

  • Workers 16 and over who commute162,051
  • Commuting under 15 minutes40,042
  • Share commuting under 15 minutes24.7 percent
  • Commuting 30 minutes or more56,859
  • Share commuting 30 minutes or more35.1 percent
  • Drove alone63.4 percent
  • Carpooled8.5 percent
  • Public transport1.3 percent
  • Walked2.2 percent
  • Worked from home22.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tampa

SBA loans in Tampa (7(a))

  • Approvals1,343
  • Gross approval$837,983,100
  • Average approval$623,964
  • Median approval$310,500
  • Ninetieth percentile approval$1,572,400
  • Largest approval$5,000,000
  • Jobs supported16,628
  • Jobs per approval12.4
  • Loans with a final outcome254
  • Paid in full220
  • Charged off34
  • Charge-off rate over resolved loans13.4 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more14.7 percent
  • Share to franchises14.9 percent
  • Distinct lenders136
  • Distinct industries by NAICS322

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Tampa

SBA loans in Tampa (504)

  • Approvals560
  • Gross approval$417,572,000
  • Average approval$745,664
  • Median approval$463,000
  • Largest approval$5,000,000
  • Jobs supported4,472
  • Loans with a final outcome183
  • Charged off3
  • Charge-off rate over resolved loans1.6 percent
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Tampa

Flood risk in Tampa

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 5
  • NFIP community number120114
  • Currently effective map date10/07/21

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Hillsborough County, not Tampa

Hillsborough County context, not Tampa figures

These are Hillsborough County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Tampa measurements.

  • Establishments in Hillsborough County42,977
  • Employment at those establishments, Hillsborough County697,689
  • Covered employment, Hillsborough County789,442
  • Average annual pay, Hillsborough County$75,256
  • Average weekly wage, Hillsborough County$1,447
  • Housing units permitted, Hillsborough County9,053
  • Of those, single family, Hillsborough County4,402
  • County product, 2024, Hillsborough County$152,009,857,000
  • County product change over the prior year, Hillsborough County6.4 percent
  • Average income of an arriving household, Hillsborough County$89,570

Every figure in this section is published for Hillsborough County as a whole and is not a measurement of Tampa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Tampa questions, answered from the record.

How many people live in Tampa, Florida?

401,618, in 166,278 households. Tampa city covers 114.49 square miles of land, which is 3,508 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Tampa in?

Hillsborough County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Tampa?

$75,475. The median owner-occupied home is valued at $420,400. Median gross rent is $1,701 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Tampa businesses?

1,343 7(a) approvals totalling $838.0 m, across 136 lenders, median approval $310,500, plus 560 504 approvals worth $417.6 m. These count approvals to borrowers whose address is in Tampa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Tampa borrowers get paid back?

Of the 254 loans that have reached a final outcome, 220 were paid in full and 34 charged off, a charge off rate of 13.4 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Tampa in the National Flood Insurance Program?

Yes. Tampa appears in the FEMA Community Status Book as community 120114, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Tampa figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsborough County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tampa.

Is zoning published for Tampa?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.