HomeFloridaHillsborough CountyValrico CDP
Valrico CDP, Florida: commercial real estate data.
Valrico CDP is a Census CDP of 40,239 people across 13.81 square miles of land, in Hillsborough County. Median household income is $104,839, 79.0 percent of occupied homes are owned, and the SBA record carries 60 7(a) approvals to borrowers here worth $22.2 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Valrico
What Valrico is
- Census place typeCDP
- Land area13.81 sq mi
- Water area0.42 sq mi
- Population per square mile of land2,914
- County holding the largest share of its areaHillsborough County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valrico
How many people live in Valrico
- Population40,239
- Median age44.5
- Population under 188,538
- Share under 1821.2 percent
- Population 65 and over7,498
- Share 65 and over18.6 percent
- Households14,437
- Family households11,237
- Share of households that are families77.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valrico
Income and work in Valrico
- Median household income$104,839
- Per capita income$46,260
- Civilian labor force21,271
- Employed20,539
- Unemployed732 plus or minus 231
- Unemployment rate3.4 percent plus or minus 1.0
- Adults 25 and over28,606
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher38.2 percent
- Adults 25 and over with a graduate degree14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valrico
Housing in Valrico
- Housing units15,232
- Occupied units14,437
- Vacant units795 plus or minus 288
- Vacancy rate5.2 percent plus or minus 1.9
- Owner occupied11,406
- Renter occupied3,031
- Ownership rate79.0 percent
- Median owner-occupied home value$393,700
- Median gross rent, monthly$1,937
- Annual rent as a share of median income22.2 percent
- Single family units12,451
- Share single family81.7 percent
- Units in buildings of two or more567 plus or minus 178
- Share in buildings of two or more3.7 percent plus or minus 1.2
- Mobile homes2,197
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valrico
How Valrico gets to work
- Workers 16 and over who commute15,637
- Commuting under 15 minutes1,600 plus or minus 354
- Share commuting under 15 minutes10.2 percent
- Commuting 30 minutes or more8,557
- Share commuting 30 minutes or more54.7 percent
- Drove alone65.6 percent
- Carpooled9.9 percent plus or minus 2.6
- Public transport0.1 percent plus or minus 0.2
- Walked0.0 percent
- Worked from home23.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valrico
SBA loans in Valrico (7(a))
- Approvals60
- Gross approval$22,209,700
- Average approval$370,162
- Median approval$150,000
- Ninetieth percentile approval$729,000
- Largest approval$4,310,000
- Jobs supported484
- Jobs per approval8.1
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Charge-off rate over resolved loans10.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more11.7 percent
- Share to franchises30.0 percent
- Distinct lenders26
- Distinct industries by NAICS42
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valrico
SBA loans in Valrico (504)
- Approvals9
- Gross approval$4,342,000
- Average approval$482,444
- Median approval$515,000
- Largest approval$883,000
- Jobs supported41
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hillsborough County, not Valrico
Hillsborough County context, not Valrico figures
These are Hillsborough County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valrico measurements.
- Establishments in Hillsborough County42,977
- Employment at those establishments, Hillsborough County697,689
- Covered employment, Hillsborough County789,442
- Average annual pay, Hillsborough County$75,256
- Average weekly wage, Hillsborough County$1,447
- Housing units permitted, Hillsborough County9,053
- Of those, single family, Hillsborough County4,402
- County product, 2024, Hillsborough County$152,009,857,000
- County product change over the prior year, Hillsborough County6.4 percent
- Average income of an arriving household, Hillsborough County$89,570
Every figure in this section is published for Hillsborough County as a whole and is not a measurement of Valrico. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Valrico questions, answered from the record.
How many people live in Valrico, Florida?
40,239, in 14,437 households. Valrico CDP covers 13.81 square miles of land, which is 2,914 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valrico in?
Hillsborough County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valrico?
$104,839. The median owner-occupied home is valued at $393,700. Median gross rent is $1,937 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valrico businesses?
60 7(a) approvals totalling $22.2 m, across 26 lenders, median approval $150,000, plus 9 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in Valrico, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valrico borrowers get paid back?
Of the 10 loans that have reached a final outcome, 9 were paid in full and 1 charged off, a charge off rate of 10.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Valrico figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsborough County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valrico.
Is zoning published for Valrico?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.