HomeFloridaHolmes CountyBonifay city
Bonifay city, Florida: commercial real estate data.
Bonifay city is a Census city of 2,797 people across 4.70 square miles of land, in Holmes County. Median household income is $40,896, 54.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bonifay
What Bonifay is
- Census place typecity
- Land area4.7 sq mi
- Water area0.07 sq mi
- Population per square mile of land595
- County holding the largest share of its areaHolmes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
How many people live in Bonifay
- Population2,797
- Median age41.9 plus or minus 13.5
- Population under 18594 plus or minus 155
- Share under 1821.2 percent plus or minus 5.5
- Population 65 and over958 plus or minus 196
- Share 65 and over34.3 percent plus or minus 7.0
- Households1,186
- Family households619
- Share of households that are families52.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
Income and work in Bonifay
- Median household income$40,896 plus or minus $10,219
- Per capita income$21,987
- Civilian labor force909
- Employed869
- Unemployed40 plus or minus 45
- Unemployment rate4.4 percent plus or minus 4.9
- Adults 25 and over2,033
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 5.5
- Adults 25 and over with a graduate degree4.9 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
Housing in Bonifay
- Housing units1,464
- Occupied units1,186
- Vacant units278 plus or minus 98
- Vacancy rate19.0 percent plus or minus 6.3
- Owner occupied645
- Renter occupied541 plus or minus 131
- Ownership rate54.4 percent
- Median owner-occupied home value$142,100
- Median gross rent, monthly$868
- Annual rent as a share of median income25.5 percent plus or minus 6.7
- Single family units883
- Share single family60.3 percent
- Units in buildings of two or more278 plus or minus 122
- Share in buildings of two or more19.0 percent plus or minus 8.0
- Mobile homes303 plus or minus 90
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
How Bonifay gets to work
- Workers 16 and over who commute848
- Commuting under 15 minutes124 plus or minus 69
- Share commuting under 15 minutes14.6 percent plus or minus 7.6
- Commuting 30 minutes or more409 plus or minus 192
- Share commuting 30 minutes or more48.2 percent plus or minus 20.7
- Drove alone91.3 percent
- Carpooled3.2 percent plus or minus 3.5
- Public transport0.0 percent
- Walked3.1 percent plus or minus 3.4
- Worked from home2.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
SBA loans in Bonifay (7(a))
- Approvals6
- Gross approval$3,735,800
- Average approval$622,633
- Median approval$700,000
- Ninetieth percentile approval$969,800
- Largest approval$969,800
- Jobs supported51
- Jobs per approval8.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bonifay
SBA loans in Bonifay (504)
- Approvals4
- Gross approval$877,000
- Average approval$219,250
- Median approval$283,000
- Largest approval$302,000
- Jobs supported24
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bonifay
Flood risk in Bonifay
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120116
- Currently effective map date12/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Holmes County, not Bonifay
Holmes County context, not Bonifay figures
These are Holmes County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bonifay measurements.
- Establishments in Holmes County300
- Employment at those establishments, Holmes County2,142
- Covered employment, Holmes County3,627
- Average annual pay, Holmes County$41,883
- Average weekly wage, Holmes County$805
- Housing units permitted, Holmes County12
- Of those, single family, Holmes County12
- County product, 2024, Holmes County$562,060,000
- County product change over the prior year, Holmes County5.3 percent
- Average income of an arriving household, Holmes County$49,995
Every figure in this section is published for Holmes County as a whole and is not a measurement of Bonifay. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bonifay questions, answered from the record.
How many people live in Bonifay, Florida?
2,797, in 1,186 households. Bonifay city covers 4.70 square miles of land, which is 595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bonifay in?
Holmes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bonifay?
$40,896. The median owner-occupied home is valued at $142,100. Median gross rent is $868 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bonifay businesses?
6 7(a) approvals totalling $3.7 m, across 3 lenders, median approval $700,000, plus 4 504 approvals worth $877,000. These count approvals to borrowers whose address is in Bonifay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bonifay borrowers get paid back?
No rate is published for Bonifay. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Bonifay in the National Flood Insurance Program?
Yes. Bonifay appears in the FEMA Community Status Book as community 120116, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bonifay figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Holmes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bonifay.
Is zoning published for Bonifay?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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