HomeFloridaHolmes CountyBonifay
Bonifay, Florida: commercial real estate data.
Bonifay is a Census city of 2,797 people across 4.70 square miles of land, in Holmes County. Median household income is $40,896, 54.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bonifay
What Bonifay is
- Census place typecity
- Land area4.7 sq mi
- Water area0.07 sq mi
- Population per square mile of land595
- County holding the largest share of its areaHolmes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
How many people live in Bonifay
- Population2,797
- Median age41.9 plus or minus 13.5
- Population under 18594 plus or minus 155
- Share under 1821.2 percent plus or minus 5.5
- Population 65 and over958 plus or minus 196
- Share 65 and over34.3 percent plus or minus 7.0
- Households1,186
- Family households619
- Share of households that are families52.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
Income and work in Bonifay
- Median household income$40,896 plus or minus $10,219
- Per capita income$21,987
- Civilian labor force909
- Employed869
- Unemployed40 plus or minus 45
- Unemployment rate4.4 percent plus or minus 4.9
- Adults 25 and over2,033
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 5.5
- Adults 25 and over with a graduate degree4.9 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
Housing in Bonifay
- Housing units1,464
- Occupied units1,186
- Vacant units278 plus or minus 98
- Vacancy rate19.0 percent plus or minus 6.3
- Owner occupied645
- Renter occupied541 plus or minus 131
- Ownership rate54.4 percent
- Median owner-occupied home value$142,100
- Median gross rent, monthly$868
- Annual rent as a share of median income25.5 percent plus or minus 6.7
- Single family units883
- Share single family60.3 percent
- Units in buildings of two or more278 plus or minus 122
- Share in buildings of two or more19.0 percent plus or minus 8.0
- Mobile homes303 plus or minus 90
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
How Bonifay gets to work
- Workers 16 and over who commute848
- Commuting under 15 minutes124 plus or minus 69
- Share commuting under 15 minutes14.6 percent plus or minus 7.6
- Commuting 30 minutes or more409 plus or minus 192
- Share commuting 30 minutes or more48.2 percent plus or minus 20.7
- Drove alone91.3 percent
- Carpooled3.2 percent plus or minus 3.5
- Public transport0.0 percent
- Walked3.1 percent plus or minus 3.4
- Worked from home2.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonifay
SBA loans in Bonifay (7(a))
- Approvals6
- Gross approval$3,735,800
- Average approval$622,633
- Median approval$600,000
- Largest approval$969,800
- Jobs supported51
- Jobs per approval8.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Bonifay, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bonifay
SBA loans in Bonifay (504)
- Approvals4
- Gross approval$877,000
- Average approval$219,250
- Median approval$230,000
- Largest approval$302,000
- Jobs supported24
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Bonifay, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bonifay
Flood risk in Bonifay
- NFIP communityCity of Bonifay
- NFIP community number120116
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/10
The City of Bonifay participates in the National Flood Insurance Program as community 120116 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Holmes County, not Bonifay
Holmes County context, not Bonifay figures
- Establishments in Holmes County300
- Covered employment, Holmes County3,627
- Average annual pay, Holmes County$41,883
- Housing units permitted, Holmes County12
Every figure in this section is published for Holmes County as a whole and is not a measurement of Bonifay.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bonifay questions, answered from the record.
How many people live in Bonifay, Florida?
2,797, in 1,186 households. Bonifay city covers 4.70 square miles of land, which is 595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bonifay in?
Holmes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bonifay?
$40,896. The median owner-occupied home is valued at $142,100. Median gross rent is $868 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bonifay businesses?
6 7(a) approvals totaling $3.7 m since FY2020, across 3 lenders, median approval $600,000, plus 4 504 approvals worth $877,000 since FY2010. These count approvals to borrowers whose address is in Bonifay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bonifay borrowers get paid back?
No rate is published for Bonifay. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bonifay in the National Flood Insurance Program?
Yes. Bonifay appears in the FEMA Community Status Book as Bonifay, city of, community 120116, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bonifay figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Holmes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bonifay.
Is zoning published for Bonifay?
No. Nothing on this page presents parcel level zoning.
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