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HomeFloridaHolmes CountyPonce de Leon town

Ponce de Leon town, Florida: commercial real estate data.

Ponce de Leon town is a Census town of 780 people across 4.96 square miles of land, in Holmes County. Median household income is $77,798, 73.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $3.8 m.

68 sourced place values · tier FULL · 8 sections

Ponce de Leon

What Ponce de Leon is

  • Census place typetown
  • Land area4.96 sq mi
  • Water area0.04 sq mi
  • Population per square mile of land157 plus or minus 60
  • County holding the largest share of its areaHolmes County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ponce de Leon

How many people live in Ponce de Leon

  • Population780 plus or minus 297
  • Median age28.7
  • Population under 18180 plus or minus 77
  • Share under 1823.1 percent
  • Population 65 and over94 plus or minus 58
  • Share 65 and over12.1 percent plus or minus 5.9
  • Households219 plus or minus 77
  • Family households152 plus or minus 71
  • Share of households that are families69.4 percent plus or minus 21.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ponce de Leon

Income and work in Ponce de Leon

  • Median household income$77,798 plus or minus $24,769
  • Per capita income$33,216 plus or minus $9,902
  • Civilian labor force432 plus or minus 205
  • Employed371 plus or minus 148
  • Unemployed61 plus or minus 95
  • Unemployment rate14.1 percent plus or minus 20.9
  • Adults 25 and over565 plus or minus 227
  • Adults 25 and over with a high school diploma or higher95.2 percent plus or minus 53.1
  • Adults 25 and over with a bachelor degree or higher21.1 percent plus or minus 16.0
  • Adults 25 and over with a graduate degree0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ponce de Leon

Housing in Ponce de Leon

  • Housing units285 plus or minus 80
  • Occupied units219 plus or minus 77
  • Vacant units66 plus or minus 38
  • Vacancy rate23.2 percent plus or minus 11.6
  • Owner occupied161 plus or minus 74
  • Renter occupied58 plus or minus 39
  • Ownership rate73.5 percent plus or minus 21.8
  • Median owner-occupied home value$123,800 plus or minus $70,747
  • Single family units181 plus or minus 71
  • Share single family63.5 percent plus or minus 17.2
  • Units in buildings of two or more21 plus or minus 34
  • Share in buildings of two or more7.4 percent plus or minus 11.9
  • Mobile homes83 plus or minus 43
  • Median year structure built1989

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ponce de Leon

How Ponce de Leon gets to work

  • Workers 16 and over who commute353 plus or minus 142
  • Commuting under 15 minutes20 plus or minus 21
  • Share commuting under 15 minutes5.7 percent plus or minus 5.4
  • Commuting 30 minutes or more223 plus or minus 134
  • Share commuting 30 minutes or more63.2 percent plus or minus 28.3
  • Drove alone89.6 percent
  • Carpooled7.1 percent plus or minus 8.0
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home3.3 percent plus or minus 4.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ponce de Leon

SBA 7(a) lending to Ponce de Leon borrowers

  • Approvals2
  • Gross approval$3,765,500
  • Average approval$1,882,750
  • Median approval$2,335,500
  • Ninetieth percentile approval$2,335,500
  • Largest approval$2,335,500
  • Jobs supported25
  • Jobs per approval12.5
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ponce de Leon

Flood programme status in Ponce de Leon

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number120117
  • Currently effective map date12/17/10

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Holmes County, not Ponce de Leon

Holmes County context, not Ponce de Leon figures

These are Holmes County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ponce de Leon measurements.

  • Establishments in Holmes County300
  • Employment at those establishments, Holmes County2,142
  • Covered employment, Holmes County3,627
  • Average annual pay, Holmes County$41,883
  • Average weekly wage, Holmes County$805
  • Housing units permitted, Holmes County12
  • Of those, single family, Holmes County12
  • County product, 2024, Holmes County$562,060,000
  • County product change over the prior year, Holmes County5.3 percent
  • Average income of an arriving household, Holmes County$49,995

Every figure in this section is published for Holmes County as a whole and is not a measurement of Ponce de Leon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Ponce de Leon questions, answered from the record.

How many people live in Ponce de Leon, Florida?

780, in 219 households. Ponce de Leon town covers 4.96 square miles of land, which is 157 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ponce de Leon in?

Holmes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ponce de Leon?

$77,798. The median owner-occupied home is valued at $123,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ponce de Leon businesses?

2 7(a) approvals totalling $3.8 m, across 2 lenders, median approval $2,335,500. These count approvals to borrowers whose address is in Ponce de Leon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ponce de Leon borrowers get paid back?

No rate is published for Ponce de Leon. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Ponce de Leon in the National Flood Insurance Program?

Yes. Ponce de Leon appears in the FEMA Community Status Book as community 120117, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ponce de Leon figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Holmes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ponce de Leon.

Is zoning published for Ponce de Leon?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.