HomeFloridaLee CountyCape Coral city
Cape Coral city, Florida: commercial real estate data.
Cape Coral city is a Census city of 215,536 people across 106.25 square miles of land, in Lee County. Median household income is $78,104, 77.2 percent of occupied homes are owned, and the SBA record carries 221 7(a) approvals to borrowers here worth $107.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cape Coral
What Cape Coral is
- Census place typecity
- Land area106.25 sq mi
- Water area13.36 sq mi
- Population per square mile of land2,029
- County holding the largest share of its areaLee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Coral
How many people live in Cape Coral
- Population215,536
- Median age48.6
- Population under 1837,907
- Share under 1817.6 percent
- Population 65 and over53,839
- Share 65 and over25.0 percent
- Households82,914
- Family households57,292
- Share of households that are families69.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Coral
Income and work in Cape Coral
- Median household income$78,104
- Per capita income$40,880
- Civilian labor force105,021
- Employed101,006
- Unemployed4,015
- Unemployment rate3.8 percent
- Adults 25 and over164,746
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher26.9 percent
- Adults 25 and over with a graduate degree9.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Coral
Housing in Cape Coral
- Housing units100,679
- Occupied units82,914
- Vacant units17,765
- Vacancy rate17.6 percent
- Owner occupied64,036
- Renter occupied18,878
- Ownership rate77.2 percent
- Median owner-occupied home value$373,500
- Median gross rent, monthly$1,858
- Annual rent as a share of median income28.5 percent
- Single family units83,576
- Share single family83.0 percent
- Units in buildings of two or more16,340
- Share in buildings of two or more16.2 percent
- Mobile homes763 plus or minus 300
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Coral
How Cape Coral gets to work
- Workers 16 and over who commute84,143
- Commuting under 15 minutes15,643
- Share commuting under 15 minutes18.6 percent
- Commuting 30 minutes or more39,358
- Share commuting 30 minutes or more46.8 percent
- Drove alone73.6 percent
- Carpooled8.6 percent
- Public transport0.3 percent plus or minus 0.2
- Walked0.8 percent plus or minus 0.4
- Worked from home15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Coral
SBA loans in Cape Coral (7(a))
- Approvals221
- Gross approval$107,700,600
- Average approval$487,333
- Median approval$234,000
- Ninetieth percentile approval$1,400,000
- Largest approval$5,000,000
- Jobs supported2,106
- Jobs per approval9.5
- Loans with a final outcome35
- Paid in full22
- Charged off13
- Charge-off rate over resolved loans37.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.0 percent
- Share to franchises11.3 percent
- Distinct lenders60
- Distinct industries by NAICS105
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cape Coral
SBA loans in Cape Coral (504)
- Approvals64
- Gross approval$54,391,000
- Average approval$849,859
- Median approval$517,000
- Largest approval$4,254,000
- Jobs supported611
- Loans with a final outcome20
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cape Coral
Flood risk in Cape Coral
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number125095
- Currently effective map date11/17/22
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lee County, not Cape Coral
Lee County context, not Cape Coral figures
These are Lee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cape Coral measurements.
- Establishments in Lee County22,756
- Employment at those establishments, Lee County264,855
- Covered employment, Lee County299,283
- Average annual pay, Lee County$61,578
- Average weekly wage, Lee County$1,184
- Housing units permitted, Lee County15,411
- Of those, single family, Lee County10,554
- County product, 2024, Lee County$54,159,628,000
- County product change over the prior year, Lee County6.3 percent
- Average income of an arriving household, Lee County$152,292
Every figure in this section is published for Lee County as a whole and is not a measurement of Cape Coral. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cape Coral questions, answered from the record.
How many people live in Cape Coral, Florida?
215,536, in 82,914 households. Cape Coral city covers 106.25 square miles of land, which is 2,029 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cape Coral in?
Lee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cape Coral?
$78,104. The median owner-occupied home is valued at $373,500. Median gross rent is $1,858 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cape Coral businesses?
221 7(a) approvals totalling $107.7 m, across 60 lenders, median approval $234,000, plus 64 504 approvals worth $54.4 m. These count approvals to borrowers whose address is in Cape Coral, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cape Coral borrowers get paid back?
Of the 35 loans that have reached a final outcome, 22 were paid in full and 13 charged off, a charge off rate of 37.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cape Coral in the National Flood Insurance Program?
Yes. Cape Coral appears in the FEMA Community Status Book as community 125095, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cape Coral figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cape Coral.
Is zoning published for Cape Coral?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.