HomeFloridaLee CountyEstero
Estero, Florida: commercial real estate data.
Estero is a Census village of 37,858 people across 24.37 square miles of land, in Lee County. Median household income is $104,102, 86.0 percent of occupied homes are owned, and the SBA record carries 56 7(a) approvals to borrowers here worth $37.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Estero
What Estero is
- Census place typevillage
- Land area24.37 sq mi
- Water area1.02 sq mi
- Population per square mile of land1,553
- County holding the largest share of its areaLee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estero
How many people live in Estero
- Population37,858
- Median age66.0
- Population under 183,743
- Share under 189.9 percent
- Population 65 and over19,657
- Share 65 and over51.9 percent
- Households18,573
- Family households12,310
- Share of households that are families66.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estero
Income and work in Estero
- Median household income$104,102
- Per capita income$75,647
- Civilian labor force13,993
- Employed13,566
- Unemployed427 plus or minus 240
- Unemployment rate3.1 percent plus or minus 1.7
- Adults 25 and over32,595
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher50.8 percent
- Adults 25 and over with a graduate degree21.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estero
Housing in Estero
- Housing units26,937
- Occupied units18,573
- Vacant units8,364
- Vacancy rate31.1 percent
- Owner occupied15,981
- Renter occupied2,592
- Ownership rate86.0 percent
- Median owner-occupied home value$461,900
- Median gross rent, monthly$1,920
- Annual rent as a share of median income22.1 percent
- Single family units15,749
- Share single family58.5 percent
- Units in buildings of two or more8,713
- Share in buildings of two or more32.3 percent
- Mobile homes2,447
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estero
How Estero gets to work
- Workers 16 and over who commute10,266
- Commuting under 15 minutes2,073
- Share commuting under 15 minutes20.2 percent
- Commuting 30 minutes or more4,052
- Share commuting 30 minutes or more39.5 percent
- Drove alone68.5 percent
- Carpooled5.5 percent plus or minus 1.8
- Public transport0.0 percent
- Walked1.1 percent plus or minus 0.9
- Worked from home23.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estero
SBA loans in Estero (7(a))
- Approvals56
- Gross approval$37,506,700
- Average approval$669,763
- Median approval$440,750
- Ninetieth percentile approval$1,963,500
- Largest approval$3,000,000
- Jobs supported742
- Jobs per approval13.3
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more8.9 percent
- Share to franchises35.7 percent
- Distinct lenders34
- Distinct industries by NAICS32
Counted by borrower city: approvals to borrowers whose address is in Estero, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Estero
SBA loans in Estero (504)
- Approvals5
- Gross approval$4,568,000
- Average approval$913,600
- Median approval$1,141,000
- Largest approval$1,849,000
- Jobs supported46
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Estero, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Estero
Flood risk in Estero
- NFIP communityVillage of Estero
- NFIP community number120260
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date11/17/22
The Village of Estero participates in the National Flood Insurance Program as community 120260 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lee County, not Estero
Lee County context, not Estero figures
- Establishments in Lee County22,756
- Covered employment, Lee County299,283
- Average annual pay, Lee County$61,578
- Housing units permitted, Lee County15,411
Every figure in this section is published for Lee County as a whole and is not a measurement of Estero.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Estero questions, answered from the record.
How many people live in Estero, Florida?
37,858, in 18,573 households. Estero village covers 24.37 square miles of land, which is 1,553 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Estero in?
Lee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Estero?
$104,102. The median owner-occupied home is valued at $461,900. Median gross rent is $1,920 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Estero businesses?
56 7(a) approvals totaling $37.5 m since FY2020, across 34 lenders, median approval $440,750, plus 5 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Estero, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Estero borrowers get paid back?
No rate is published for Estero. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Estero in the National Flood Insurance Program?
Yes. Estero appears in the FEMA Community Status Book as Estero, village of, community 120260, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Estero figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Estero.
Is zoning published for Estero?
No. Nothing on this page presents parcel level zoning.