Manatee County, Florida: commercial real estate data.
Manatee County, Florida had an estimated 458,352 residents on July 1, 2024, up 14.7 percent since the 2020 census base of 399,716, across 743 square miles. County output reached $26.35 bn in 2024, 11,176 establishments operate here, and the SBA record carries 527 7(a) approvals worth $370.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Manatee County
How many people live in Manatee County
- Population, American Community Survey 2020-2024429,792
- Households176,747
- Average household size2.43
- Median household income$78,457
- Median age49.6
- Median gross rent$1,671 per month
- Median owner-occupied home value$391,400
- Home value to household income5.0 times
- Annual rent as a share of median income25.6 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent
- Adults 25 and over with a graduate degree13.4 percent
- Adults 25 and over326,931
- Population under 1875,182
- Share under 1817.5 percent
- Population 65 and over122,539
- Share 65 and over28.5 percent
- Working age population, 18 to 64232,071
- Civilian labor force199,240
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over56.2 percent
- Rank by population among Florida counties15th of 67
- Rank by population among US county-equivalents, Puerto Rico included169th of 3,222
Manatee County is the 15th largest of 67 Florida counties by population. A median home costs 5.0 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 28.5 percent against 17.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Manatee County
Is Manatee County's population growing?
- Population, July 1, 2024458,352
- Census 2020 base population399,716
- Population change since the 2020 census base14.67 percent
- Population change, 2023 to 202413,895
- Births, 20243,738
- Deaths, 20244,752
- Natural change, 2024-1,014
- Net domestic migration, 202410,615
- Net international migration, 20244,295
- Total net migration, 202414,910
- Cumulative net domestic migration, 2021 to 202450,643
- Rank by growth among US county-equivalents65th of 3,144
The county has grown 14.67 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Manatee County
Where are people moving to Manatee County from?
- Tax returns filed by households arriving18,741
- People arriving, from those returns32,921
- Tax returns filed by households leaving12,907
- Net household movement5,834
- Adjusted gross income arriving$2.46 bn
- Net adjusted gross income movement$919.9 m
- Average income of an arriving household$131,103
- Average income of a leaving household$119,093
- Largest single originSarasota County (2,983 households)
- Largest single destinationSarasota County (2,439 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sarasota County | 2,983 | 4,914 | $280.3 m |
| Hillsborough County | 1,220 | 2,123 | $130.5 m |
| Pinellas County | 998 | 1,649 | $83.1 m |
| Lee County | 241 | 364 | $21.5 m |
| Orange County | 232 | 346 | $18.5 m |
| Cook County | 227 | 422 | $39.6 m |
| Miami-Dade County | 196 | 347 | $13.3 m |
| Broward County | 195 | 339 | $16.6 m |
Households arriving report $12,010 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Sarasota County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Manatee County
What is the Manatee County economy?
- County GDP, 2024$26.35 bn
- County GDP, 2023$24.55 bn
- GDP change, 2023 to 20247.3 percent
- GDP change over five years57.3 percent
- Rank by GDP among the Florida areas BEA publishes15th of 67
- Rank by GDP among the US county areas BEA publishes214th of 3,127
- GDP per resident$61,304
Output grew 7.3 percent in the latest year and 57.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Manatee County
Employment by industry in Manatee County
- Covered employment, annual average143,894
- Establishments reporting14,624
- Average annual pay$60,844
- Average weekly wage$1,170
- Retail trade, employment22,676
- Retail trade, average annual pay$41,172
- Health care and social assistance, employment19,199
- Health care and social assistance, average annual pay$65,136
- Accommodation and food services, employment16,214
- Accommodation and food services, average annual pay$30,963
- Construction, employment12,992
- Construction, average annual pay$68,080
- Manufacturing, employment9,119
- Administrative and support and waste management services, employment7,857
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 22,676 | 1,480 | $41,172 |
| Health care and social assistance | 19,199 | 1,424 | $65,136 |
| Accommodation and food services | 16,214 | 913 | $30,963 |
| Construction | 12,992 | 1,904 | $68,080 |
| Manufacturing | 9,119 | 560 | $73,859 |
| Administrative and support and waste management services | 7,857 | 1,184 | $53,774 |
| Professional, scientific and technical services | 6,624 | 2,137 | $93,964 |
| Other services, except public administration | 5,574 | 1,059 | $45,906 |
Retail trade is the largest private sector at 22,676 jobs, 15.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Manatee County
How many businesses are in Manatee County?
- Establishments, all industries11,176
- Employment at those establishments121,840
- Annual payroll$6.17 bn
- Establishments per 1,000 residents26.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Manatee County
Building permits in Manatee County
- Housing units authorized by permit, 20247,472
- Declared construction value permitted$1.92 bn
- Single family units authorized5,630
- Multifamily units authorized1,842
- Multifamily share of units24.7 percent
- Average declared value per unit$256,717
- Units authorized per 1,000 households42.3
Single-family homes are 75.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Manatee County
SBA loans in Manatee County (7(a) and 504)
- 7(a) approvals recorded527
- 7(a) gross approval dollars$370.8 m
- Average 7(a) approval$703,635
- Median 7(a) approval$350,000
- 10th percentile approval$50,000
- 90th percentile approval$1,904,400
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)6,925
- Jobs per approval13.1
- Distinct 7(a) lenders active105
- Distinct industries receiving approvals191
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.8 percent
- Loans on real estate terms78
- Loans on working capital terms, 120 months or shorter389
- Franchise loans95
- Franchise share of approvals18.0 percent
- Leading industry by approval countLimited-Service Restaurants (24)
- Most active lenderThe Huntington National Bank (53)
- 504 approvals recorded193
- 504 gross approval dollars$169.7 m
- Average 504 approval$879,036
- Median 504 approval$613,000
- Distinct CDCs active4
- 504 jobs per approval9.0
- 504 jobs per million dollars approved10.2
- Most active CDCFlorida Business Development Corporation (79)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$540.5 m
The average approval of $703,635 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 14.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Manatee County
SBA loan default and charge-off rates in Manatee County
Do SBA loans in Manatee County get paid back?
- Loans with a final outcome recorded77
- Paid in full69
- Charged off8
- Charge-off rate on resolved loans10.4 percent
- Status: Paid in full69
- Status: Exempt from disclosure338
- Status: Cancelled76
- Status: Charged off8
- Status: Committed, not yet disbursed36
Of the 77 loans that have reached a final outcome, 10.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manatee County
SBA lending by place in Manatee County
- Borrower cities with recorded lending19
- Bradenton, approvals278
- Sarasota, approvals80
- Palmetto, approvals59
- Parrish, approvals38
- Lakewood Ranch, approvals21
- Ellenton, approvals14
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bradenton | 278 | $191,600,400 |
| Sarasota | 80 | $68,602,400 |
| Palmetto | 59 | $47,916,700 |
| Parrish | 38 | $26,146,400 |
| Lakewood Ranch | 21 | $9,219,600 |
| Ellenton | 14 | $4,398,200 |
| University Park | 10 | $4,195,400 |
| Myakka City | 7 | $4,383,300 |
| 11 other borrower cities | 20 | $14,353,200 |
Bradenton accounts for 278 approvals against 80 in Sarasota. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manatee County
How large is Manatee County?
- Land area743 sq mi
- Rank by land area among Florida counties31st of 67
- Width, east to west42.4 mi
- Height, north to south30.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land578
- Establishments per square mile15.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Manatee County
Flood risk in Manatee County
- Participation of the county's own NFIP community Manatee County, unincorporated areasParticipating, community 120153
- Community Rating System class of the county's own communityClass 5
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class7
- Radon levels in Manatee County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Manatee County (community 120153), participates in the National Flood Insurance Program and carries Community Rating System class 5, a flood insurance premium discount for policies written there. The EPA places Manatee County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 5, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Manatee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Manatee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024429,792
- Households176,747
- Average household size2.43
- Median household income$78,457
- Median age49.6
Common questions
Manatee County questions, answered from the record.
How many people live in Manatee County, Florida?
The Census Bureau estimates 458,352 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 429,792, in 176,747 households, ranking 15th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Manatee County's population growing?
The population has grown 14.67 percent since the 2020 census base of 399,716, to 458,352 on July 1, 2024. In 2024 there were 3,738 births against 4,752 deaths, with net migration of 14,910. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Manatee County?
$78,457. The median owner-occupied home is valued at $391,400, which is 5.0 times income, and median gross rent is $1,671 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Manatee County?
11,176 establishments, employing 121,840 people with an annual payroll of $6.17 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Manatee County?
Retail trade is the largest private sector at 22,676 jobs, 15.8 percent of covered employment. Covered employment averages 143,894 jobs at an average annual pay of $60,844, or $1,170 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Manatee County?
527 7(a) approvals totaling $370.8 m since FY2020, across 105 lenders, with a median approval of $350,000, plus 193 504 approvals worth $169.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Manatee County get paid back?
Of the 77 loans that have reached a final outcome, 69 were paid in full and 8 charged off, a charge-off rate of 10.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Manatee County?
7,472 housing units were authorized by permit in 2024, with a declared construction value of $1.92 bn. Multifamily was 24.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Manatee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Manatee County come from?
The largest single origin is Sarasota County, with 2,983 households. Arriving households report an average income of $131,103 against $119,093 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Manatee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Manatee County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Manatee County
Cities and places in Manatee.
16 Census places lie wholly or partly in Manatee County. All 16 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Bradenton | city | 57,014 | 278 | Wholly in this county |
| Lakewood Ranch | CDP | 43,945 | 21 | 74.6 percent here, 25.4 percent Sarasota County |
| South Bradenton | CDP | 25,990 | None recorded | Wholly in this county |
| Bayshore Gardens | CDP | 18,131 | None recorded | Wholly in this county |
| Palmetto | city | 13,588 | 59 | Wholly in this county |
| Memphis | CDP | 9,185 | None recorded | Wholly in this county |
| Longboat Key | town | 7,539 | 6 | 52.6 percent here, 47.4 percent Sarasota County |
| West Samoset | CDP | 7,429 | None recorded | Wholly in this county |
| Samoset | CDP | 5,284 | None recorded | Wholly in this county |
| Cortez | CDP | 5,205 | None recorded | Wholly in this county |
| Ellenton | CDP | 5,133 | 14 | Wholly in this county |
| Whitfield | CDP | 4,261 | None recorded | Wholly in this county |
| West Bradenton | CDP | 3,991 | 1 | Wholly in this county |
| Holmes Beach | city | 3,047 | 2 | Wholly in this county |
| Anna Maria | city | 765 | 2 | Wholly in this county |
| Bradenton Beach | city | 733 | 2 | Wholly in this county |
A further 142 of the county's 527 SBA 7(a) approvals are to borrowers in cities that match no Census place in Manatee County, the largest being Sarasota (80), Parrish (38), University Park (10). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby