HomeFloridaManatee CountyHolmes Beach city
Holmes Beach city, Florida: commercial real estate data.
Holmes Beach city is a Census city of 3,047 people across 1.68 square miles of land, in Manatee County. Median household income is $88,333, 89.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $850,000.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Holmes Beach
What Holmes Beach is
- Census place typecity
- Land area1.68 sq mi
- Water area0.23 sq mi
- Population per square mile of land1,816
- County holding the largest share of its areaManatee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holmes Beach
How many people live in Holmes Beach
- Population3,047
- Median age69.2
- Population under 18165 plus or minus 81
- Share under 185.4 percent plus or minus 2.7
- Population 65 and over1,785
- Share 65 and over58.6 percent
- Households1,746
- Family households1,042
- Share of households that are families59.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holmes Beach
Income and work in Holmes Beach
- Median household income$88,333 plus or minus $45,081
- Per capita income$86,607 plus or minus $18,145
- Civilian labor force818 plus or minus 189
- Employed772 plus or minus 178
- Unemployed46 plus or minus 37
- Unemployment rate5.6 percent plus or minus 4.3
- Adults 25 and over2,819
- Adults 25 and over with a high school diploma or higher98.3 percent
- Adults 25 and over with a bachelor degree or higher63.3 percent
- Adults 25 and over with a graduate degree28.3 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holmes Beach
Housing in Holmes Beach
- Housing units4,421
- Occupied units1,746
- Vacant units2,675
- Vacancy rate60.5 percent
- Owner occupied1,558
- Renter occupied188 plus or minus 65
- Ownership rate89.2 percent
- Median owner-occupied home value$681,000
- Median gross rent, monthly$1,771
- Annual rent as a share of median income24.1 percent plus or minus 12.5
- Single family units2,277
- Share single family51.5 percent
- Units in buildings of two or more2,095
- Share in buildings of two or more47.4 percent
- Mobile homes29 plus or minus 46
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holmes Beach
How Holmes Beach gets to work
- Workers 16 and over who commute617 plus or minus 152
- Commuting under 15 minutes184 plus or minus 71
- Share commuting under 15 minutes29.8 percent plus or minus 8.8
- Commuting 30 minutes or more231 plus or minus 95
- Share commuting 30 minutes or more37.4 percent plus or minus 12.2
- Drove alone64.4 percent
- Carpooled2.1 percent plus or minus 2.2
- Public transport3.2 percent plus or minus 3.5
- Walked3.7 percent plus or minus 4.4
- Worked from home18.7 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holmes Beach
SBA loans in Holmes Beach (7(a))
- Approvals2
- Gross approval$850,000
- Average approval$425,000
- Median approval$650,000
- Ninetieth percentile approval$650,000
- Largest approval$650,000
- Jobs supported25
- Jobs per approval12.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holmes Beach
SBA loans in Holmes Beach (504)
- Approvals3
- Gross approval$5,897,000
- Average approval$1,965,667
- Median approval$907,000
- Largest approval$4,153,000
- Jobs supported45
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Holmes Beach
Flood risk in Holmes Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number125114
- Currently effective map date08/10/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Manatee County, not Holmes Beach
Manatee County context, not Holmes Beach figures
These are Manatee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Holmes Beach measurements.
- Establishments in Manatee County11,176
- Employment at those establishments, Manatee County121,840
- Covered employment, Manatee County143,894
- Average annual pay, Manatee County$60,844
- Average weekly wage, Manatee County$1,170
- Housing units permitted, Manatee County7,472
- Of those, single family, Manatee County5,630
- County product, 2024, Manatee County$26,347,982,000
- County product change over the prior year, Manatee County7.3 percent
- Average income of an arriving household, Manatee County$131,103
Every figure in this section is published for Manatee County as a whole and is not a measurement of Holmes Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Holmes Beach questions, answered from the record.
How many people live in Holmes Beach, Florida?
3,047, in 1,746 households. Holmes Beach city covers 1.68 square miles of land, which is 1,816 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Holmes Beach in?
Manatee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Holmes Beach?
$88,333. The median owner-occupied home is valued at $681,000. Median gross rent is $1,771 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Holmes Beach businesses?
2 7(a) approvals totalling $850,000, across 2 lenders, median approval $650,000, plus 3 504 approvals worth $5.9 m. These count approvals to borrowers whose address is in Holmes Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Holmes Beach borrowers get paid back?
No rate is published for Holmes Beach. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Holmes Beach in the National Flood Insurance Program?
Yes. Holmes Beach appears in the FEMA Community Status Book as community 125114, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Holmes Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Manatee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holmes Beach.
Is zoning published for Holmes Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.