HomeFloridaOkaloosa CountyLaurel Hill city
Laurel Hill city, Florida: commercial real estate data.
Laurel Hill city is a Census city of 355 people across 4.21 square miles of land, in Okaloosa County. Median household income is $63,036, 87.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Laurel Hill
What Laurel Hill is
- Census place typecity
- Land area4.21 sq mi
- Water area0.06 sq mi
- Population per square mile of land84 plus or minus 28
- County holding the largest share of its areaOkaloosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laurel Hill
How many people live in Laurel Hill
- Population355 plus or minus 117
- Median age43.8 plus or minus 15.2
- Population under 1866 plus or minus 33
- Share under 1818.6 percent plus or minus 7.0
- Population 65 and over88 plus or minus 31
- Share 65 and over24.8 percent
- Households168 plus or minus 44
- Family households94 plus or minus 32
- Share of households that are families56.0 percent plus or minus 12.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laurel Hill
Income and work in Laurel Hill
- Median household income$63,036
- Per capita income$36,264 plus or minus $9,244
- Civilian labor force169 plus or minus 58
- Employed169 plus or minus 58
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over255 plus or minus 74
- Adults 25 and over with a high school diploma or higher86.3 percent plus or minus 32.1
- Adults 25 and over with a bachelor degree or higher10.6 percent plus or minus 7.6
- Adults 25 and over with a graduate degree3.1 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laurel Hill
Housing in Laurel Hill
- Housing units237 plus or minus 54
- Occupied units168 plus or minus 44
- Vacant units69 plus or minus 38
- Vacancy rate29.1 percent plus or minus 14.6
- Owner occupied147 plus or minus 44
- Renter occupied21 plus or minus 15
- Ownership rate87.5 percent
- Median owner-occupied home value$117,900 plus or minus $44,907
- Median gross rent, monthly$742 plus or minus $165
- Annual rent as a share of median income14.1 percent plus or minus 3.8
- Single family units147 plus or minus 49
- Share single family62.0 percent plus or minus 15.3
- Units in buildings of two or more2 plus or minus 16
- Share in buildings of two or more0.8 percent plus or minus 6.5
- Mobile homes87 plus or minus 35
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laurel Hill
How Laurel Hill gets to work
- Workers 16 and over who commute155 plus or minus 50
- Commuting under 15 minutes18 plus or minus 14
- Share commuting under 15 minutes11.6 percent plus or minus 8.3
- Commuting 30 minutes or more116 plus or minus 35
- Share commuting 30 minutes or more74.8 percent plus or minus 33.0
- Drove alone90.2 percent
- Carpooled3.7 percent plus or minus 4.1
- Public transport1.2 percent plus or minus 2.4
- Walked0.0 percent
- Worked from home4.9 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laurel Hill
SBA loans in Laurel Hill (7(a))
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported7
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term93 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laurel Hill
SBA loans in Laurel Hill (504)
- Approvals1
- Gross approval$116,000
- Average approval$116,000
- Median approval$116,000
- Largest approval$116,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laurel Hill
Flood risk in Laurel Hill
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120598
- Currently effective map date03/09/21(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Okaloosa County, not Laurel Hill
Okaloosa County context, not Laurel Hill figures
These are Okaloosa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Laurel Hill measurements.
- Establishments in Okaloosa County6,011
- Employment at those establishments, Okaloosa County64,766
- Covered employment, Okaloosa County89,705
- Average annual pay, Okaloosa County$61,616
- Average weekly wage, Okaloosa County$1,185
- Housing units permitted, Okaloosa County1,268
- Of those, single family, Okaloosa County1,053
- County product, 2024, Okaloosa County$19,003,071,000
- County product change over the prior year, Okaloosa County4.6 percent
- Average income of an arriving household, Okaloosa County$79,663
Every figure in this section is published for Okaloosa County as a whole and is not a measurement of Laurel Hill. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Laurel Hill questions, answered from the record.
How many people live in Laurel Hill, Florida?
355, in 168 households. Laurel Hill city covers 4.21 square miles of land, which is 84 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Laurel Hill in?
Okaloosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Laurel Hill?
$63,036. The median owner-occupied home is valued at $117,900. Median gross rent is $742 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Laurel Hill businesses?
1 7(a) approvals totalling $150,000, across 1 lenders, median approval $150,000, plus 1 504 approvals worth $116,000. These count approvals to borrowers whose address is in Laurel Hill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Laurel Hill borrowers get paid back?
No rate is published for Laurel Hill. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Laurel Hill in the National Flood Insurance Program?
Yes. Laurel Hill appears in the FEMA Community Status Book as community 120598, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Laurel Hill figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Okaloosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Laurel Hill.
Is zoning published for Laurel Hill?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.