HomeFloridaOrange CountyOakland town
Oakland town, Florida: commercial real estate data.
Oakland town is a Census town of 3,646 people across 2.43 square miles of land, in Orange County. Median household income is $152,195, 82.9 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oakland
What Oakland is
- Census place typetown
- Land area2.43 sq mi
- Water area0 sq mi
- Population per square mile of land1,500
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How many people live in Oakland
- Population3,646
- Median age40.5
- Population under 181,001 plus or minus 263
- Share under 1827.5 percent plus or minus 7.2
- Population 65 and over475 plus or minus 210
- Share 65 and over13.0 percent plus or minus 5.8
- Households1,298
- Family households1,057
- Share of households that are families81.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Income and work in Oakland
- Median household income$152,195
- Per capita income$65,225 plus or minus $13,203
- Civilian labor force1,694
- Employed1,667
- Unemployed27 plus or minus 31
- Unemployment rate1.6 percent plus or minus 1.8
- Adults 25 and over2,479
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher52.9 percent plus or minus 10.7
- Adults 25 and over with a graduate degree23.0 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Housing in Oakland
- Housing units1,545
- Occupied units1,298
- Vacant units247 plus or minus 181
- Vacancy rate16.0 percent plus or minus 11.5
- Owner occupied1,076
- Renter occupied222 plus or minus 139
- Ownership rate82.9 percent
- Median owner-occupied home value$557,500
- Median gross rent, monthly$2,308
- Annual rent as a share of median income18.2 percent
- Single family units1,315
- Share single family85.1 percent
- Units in buildings of two or more222 plus or minus 161
- Share in buildings of two or more14.4 percent plus or minus 10.2
- Mobile homes8 plus or minus 14
- Median year structure built2009
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How Oakland gets to work
- Workers 16 and over who commute1,184 plus or minus 267
- Commuting under 15 minutes333 plus or minus 148
- Share commuting under 15 minutes28.1 percent plus or minus 10.8
- Commuting 30 minutes or more653 plus or minus 210
- Share commuting 30 minutes or more55.2 percent plus or minus 12.6
- Drove alone57.6 percent
- Carpooled2.2 percent plus or minus 1.8
- Public transport2.9 percent plus or minus 4.7
- Walked5.9 percent plus or minus 5.0
- Worked from home29.9 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
SBA loans in Oakland (7(a))
- Approvals7
- Gross approval$2,884,000
- Average approval$412,000
- Median approval$350,000
- Ninetieth percentile approval$887,000
- Largest approval$887,000
- Jobs supported24
- Jobs per approval3.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakland
SBA loans in Oakland (504)
- Approvals2
- Gross approval$1,067,000
- Average approval$533,500
- Median approval$615,000
- Largest approval$615,000
- Jobs supported7
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oakland
Flood risk in Oakland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120663
- Currently effective map date09/24/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Oakland
Orange County context, not Oakland figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oakland measurements.
- Establishments in Orange County45,588
- Employment at those establishments, Orange County842,028
- Covered employment, Orange County949,918
- Average annual pay, Orange County$67,805
- Average weekly wage, Orange County$1,304
- Housing units permitted, Orange County8,052
- Of those, single family, Orange County4,810
- County product, 2024, Orange County$160,399,730,000
- County product change over the prior year, Orange County6.2 percent
- Average income of an arriving household, Orange County$78,122
Every figure in this section is published for Orange County as a whole and is not a measurement of Oakland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oakland questions, answered from the record.
How many people live in Oakland, Florida?
3,646, in 1,298 households. Oakland town covers 2.43 square miles of land, which is 1,500 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakland in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakland?
$152,195. The median owner-occupied home is valued at $557,500. Median gross rent is $2,308 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakland businesses?
7 7(a) approvals totalling $2.9 m, across 6 lenders, median approval $350,000, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Oakland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakland borrowers get paid back?
No rate is published for Oakland. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oakland in the National Flood Insurance Program?
Yes. Oakland appears in the FEMA Community Status Book as community 120663, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakland.
Is zoning published for Oakland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.