HomeFloridaPasco CountyLand O' Lakes CDP
Land O' Lakes CDP, Florida: commercial real estate data.
Land O' Lakes CDP is a Census CDP of 38,910 people across 18.96 square miles of land, in Pasco County. Median household income is $98,568, 82.9 percent of occupied homes are owned, and the SBA record carries 79 7(a) approvals to borrowers here worth $40.4 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Land O' Lakes
What Land O' Lakes is
- Census place typeCDP
- Land area18.96 sq mi
- Water area2.21 sq mi
- Population per square mile of land2,052
- County holding the largest share of its areaPasco County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Land O' Lakes
How many people live in Land O' Lakes
- Population38,910
- Median age43.1
- Population under 188,370
- Share under 1821.5 percent
- Population 65 and over7,312
- Share 65 and over18.8 percent
- Households14,262
- Family households10,256
- Share of households that are families71.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Land O' Lakes
Income and work in Land O' Lakes
- Median household income$98,568
- Per capita income$44,569
- Civilian labor force20,743
- Employed19,612
- Unemployed1,131 plus or minus 348
- Unemployment rate5.5 percent plus or minus 1.6
- Adults 25 and over27,782
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher37.8 percent
- Adults 25 and over with a graduate degree12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Land O' Lakes
Housing in Land O' Lakes
- Housing units15,067
- Occupied units14,262
- Vacant units805 plus or minus 287
- Vacancy rate5.3 percent plus or minus 1.9
- Owner occupied11,826
- Renter occupied2,436
- Ownership rate82.9 percent
- Median owner-occupied home value$377,400
- Median gross rent, monthly$2,045
- Annual rent as a share of median income24.9 percent
- Single family units12,434
- Share single family82.5 percent
- Units in buildings of two or more1,956 plus or minus 425
- Share in buildings of two or more13.0 percent plus or minus 2.8
- Mobile homes636 plus or minus 194
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Land O' Lakes
How Land O' Lakes gets to work
- Workers 16 and over who commute15,447
- Commuting under 15 minutes2,682
- Share commuting under 15 minutes17.4 percent
- Commuting 30 minutes or more8,449
- Share commuting 30 minutes or more54.7 percent
- Drove alone69.8 percent
- Carpooled7.7 percent plus or minus 2.1
- Public transport0.1 percent plus or minus 0.2
- Walked0.7 percent plus or minus 0.6
- Worked from home20.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Land O' Lakes
SBA loans in Land O' Lakes (7(a))
- Approvals79
- Gross approval$40,350,200
- Average approval$510,762
- Median approval$270,000
- Ninetieth percentile approval$965,400
- Largest approval$4,684,000
- Jobs supported945
- Jobs per approval12.0
- Loans with a final outcome17
- Paid in full15
- Charged off2
- Charge-off rate over resolved loans11.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.5 percent
- Share to franchises24.1 percent
- Distinct lenders38
- Distinct industries by NAICS49
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Land O' Lakes
SBA loans in Land O' Lakes (504)
- Approvals27
- Gross approval$27,494,000
- Average approval$1,018,296
- Median approval$531,000
- Largest approval$5,500,000
- Jobs supported199
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pasco County, not Land O' Lakes
Pasco County context, not Land O' Lakes figures
These are Pasco County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Land O' Lakes measurements.
- Establishments in Pasco County11,975
- Employment at those establishments, Pasco County123,042
- Covered employment, Pasco County145,102
- Average annual pay, Pasco County$55,908
- Average weekly wage, Pasco County$1,075
- Housing units permitted, Pasco County6,765
- Of those, single family, Pasco County5,481
- County product, 2024, Pasco County$24,175,353,000
- County product change over the prior year, Pasco County8.0 percent
- Average income of an arriving household, Pasco County$76,334
Every figure in this section is published for Pasco County as a whole and is not a measurement of Land O' Lakes. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Land O' Lakes questions, answered from the record.
How many people live in Land O' Lakes, Florida?
38,910, in 14,262 households. Land O' Lakes CDP covers 18.96 square miles of land, which is 2,052 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Land O' Lakes in?
Pasco County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Land O' Lakes?
$98,568. The median owner-occupied home is valued at $377,400. Median gross rent is $2,045 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Land O' Lakes businesses?
79 7(a) approvals totalling $40.4 m, across 38 lenders, median approval $270,000, plus 27 504 approvals worth $27.5 m. These count approvals to borrowers whose address is in Land O' Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Land O' Lakes borrowers get paid back?
Of the 17 loans that have reached a final outcome, 15 were paid in full and 2 charged off, a charge off rate of 11.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Land O' Lakes figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pasco County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Land O' Lakes.
Is zoning published for Land O' Lakes?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.