HomeFloridaPolk CountyFrostproof city
Frostproof city, Florida: commercial real estate data.
Frostproof city is a Census city of 3,346 people across 11.38 square miles of land, in Polk County. Median household income is $42,000, 71.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $852,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Frostproof
What Frostproof is
- Census place typecity
- Land area11.38 sq mi
- Water area8.48 sq mi
- Population per square mile of land294
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
How many people live in Frostproof
- Population3,346
- Median age55.2
- Population under 18682 plus or minus 253
- Share under 1820.4 percent plus or minus 7.6
- Population 65 and over1,108
- Share 65 and over33.1 percent
- Households1,400
- Family households981
- Share of households that are families70.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
Income and work in Frostproof
- Median household income$42,000
- Per capita income$24,640
- Civilian labor force1,030
- Employed975
- Unemployed55 plus or minus 46
- Unemployment rate5.3 percent plus or minus 4.4
- Adults 25 and over2,446
- Adults 25 and over with a high school diploma or higher78.9 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 4.4
- Adults 25 and over with a graduate degree6.1 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
Housing in Frostproof
- Housing units1,962
- Occupied units1,400
- Vacant units562 plus or minus 196
- Vacancy rate28.6 percent plus or minus 9.3
- Owner occupied997
- Renter occupied403 plus or minus 109
- Ownership rate71.2 percent
- Median owner-occupied home value$150,500 plus or minus $39,284
- Median gross rent, monthly$697 plus or minus $337
- Annual rent as a share of median income19.9 percent plus or minus 10.2
- Single family units1,169
- Share single family59.6 percent
- Units in buildings of two or more128 plus or minus 81
- Share in buildings of two or more6.5 percent plus or minus 4.0
- Mobile homes567 plus or minus 174
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
How Frostproof gets to work
- Workers 16 and over who commute811 plus or minus 171
- Commuting under 15 minutes233 plus or minus 112
- Share commuting under 15 minutes28.7 percent plus or minus 12.4
- Commuting 30 minutes or more215 plus or minus 92
- Share commuting 30 minutes or more26.5 percent plus or minus 9.8
- Drove alone71.3 percent
- Carpooled8.1 percent plus or minus 5.4
- Public transport0.0 percent
- Walked5.5 percent plus or minus 5.3
- Worked from home14.6 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
SBA loans in Frostproof (7(a))
- Approvals2
- Gross approval$852,000
- Average approval$426,000
- Median approval$778,500
- Ninetieth percentile approval$778,500
- Largest approval$778,500
- Jobs supported7
- Jobs per approval3.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Frostproof
Flood risk in Frostproof
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120265
- Currently effective map date12/22/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Frostproof
Polk County context, not Frostproof figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Frostproof measurements.
- Establishments in Polk County13,992
- Employment at those establishments, Polk County232,278
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Average weekly wage, Polk County$1,071
- Housing units permitted, Polk County10,384
- Of those, single family, Polk County8,514
- County product, 2024, Polk County$44,304,039,000
- County product change over the prior year, Polk County6.1 percent
- Average income of an arriving household, Polk County$56,052
Every figure in this section is published for Polk County as a whole and is not a measurement of Frostproof. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Frostproof questions, answered from the record.
How many people live in Frostproof, Florida?
3,346, in 1,400 households. Frostproof city covers 11.38 square miles of land, which is 294 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Frostproof in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Frostproof?
$42,000. The median owner-occupied home is valued at $150,500. Median gross rent is $697 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Frostproof businesses?
2 7(a) approvals totalling $852,000, across 2 lenders, median approval $778,500. These count approvals to borrowers whose address is in Frostproof, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Frostproof borrowers get paid back?
No rate is published for Frostproof. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Frostproof in the National Flood Insurance Program?
Yes. Frostproof appears in the FEMA Community Status Book as community 120265, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Frostproof figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Frostproof.
Is zoning published for Frostproof?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.