HomeFloridaPolk CountyFrostproof
Frostproof, Florida: commercial real estate data.
Frostproof is a Census city of 3,346 people across 11.38 square miles of land, in Polk County. Median household income is $42,000, 71.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $852,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Frostproof
What Frostproof is
- Census place typecity
- Land area11.38 sq mi
- Water area8.48 sq mi
- Population per square mile of land294
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
How many people live in Frostproof
- Population3,346
- Median age55.2
- Population under 18682 plus or minus 253
- Share under 1820.4 percent plus or minus 7.6
- Population 65 and over1,108
- Share 65 and over33.1 percent
- Households1,400
- Family households981
- Share of households that are families70.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
Income and work in Frostproof
- Median household income$42,000
- Per capita income$24,640
- Civilian labor force1,030
- Employed975
- Unemployed55 plus or minus 46
- Unemployment rate5.3 percent plus or minus 4.4
- Adults 25 and over2,446
- Adults 25 and over with a high school diploma or higher78.9 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 4.4
- Adults 25 and over with a graduate degree6.1 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
Housing in Frostproof
- Housing units1,962
- Occupied units1,400
- Vacant units562 plus or minus 196
- Vacancy rate28.6 percent plus or minus 9.3
- Owner occupied997
- Renter occupied403 plus or minus 109
- Ownership rate71.2 percent
- Median owner-occupied home value$150,500 plus or minus $39,284
- Median gross rent, monthly$697 plus or minus $337
- Annual rent as a share of median income19.9 percent plus or minus 10.2
- Single family units1,169
- Share single family59.6 percent
- Units in buildings of two or more128 plus or minus 81
- Share in buildings of two or more6.5 percent plus or minus 4.0
- Mobile homes567 plus or minus 174
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
How Frostproof gets to work
- Workers 16 and over who commute811 plus or minus 171
- Commuting under 15 minutes233 plus or minus 112
- Share commuting under 15 minutes28.7 percent plus or minus 12.4
- Commuting 30 minutes or more215 plus or minus 92
- Share commuting 30 minutes or more26.5 percent plus or minus 9.8
- Drove alone71.3 percent
- Carpooled8.1 percent plus or minus 5.4
- Public transport0.0 percent
- Walked5.5 percent plus or minus 5.3
- Worked from home14.6 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Frostproof
SBA loans in Frostproof (7(a))
- Approvals2
- Gross approval$852,000
- Average approval$426,000
- Median approval$426,000
- Largest approval$778,500
- Jobs supported7
- Jobs per approval3.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Frostproof, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Frostproof
Flood risk in Frostproof
- NFIP communityCity of Frostproof
- NFIP community number120265
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/22/16
The City of Frostproof participates in the National Flood Insurance Program as community 120265 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Frostproof
Polk County context, not Frostproof figures
- Establishments in Polk County13,992
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Housing units permitted, Polk County10,384
Every figure in this section is published for Polk County as a whole and is not a measurement of Frostproof.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Frostproof questions, answered from the record.
How many people live in Frostproof, Florida?
3,346, in 1,400 households. Frostproof city covers 11.38 square miles of land, which is 294 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Frostproof in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Frostproof?
$42,000. The median owner-occupied home is valued at $150,500. Median gross rent is $697 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Frostproof businesses?
2 7(a) approvals totaling $852,000 since FY2020, across 2 lenders, median approval $426,000. These count approvals to borrowers whose address is in Frostproof, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Frostproof borrowers get paid back?
No rate is published for Frostproof. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Frostproof in the National Flood Insurance Program?
Yes. Frostproof appears in the FEMA Community Status Book as Frostproof, city of, community 120265, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Frostproof figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Frostproof.
Is zoning published for Frostproof?
No. Nothing on this page presents parcel level zoning.