HomeFloridaPolk CountyLake Hamilton town
Lake Hamilton town, Florida: commercial real estate data.
Lake Hamilton town is a Census town of 1,777 people across 3.12 square miles of land, in Polk County. Median household income is $60,486, 79.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $250,000.
80 sourced place values · tier FULL · 9 sections
Lake Hamilton
What Lake Hamilton is
- Census place typetown
- Land area3.12 sq mi
- Water area0.98 sq mi
- Population per square mile of land570 plus or minus 132
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Hamilton
How many people live in Lake Hamilton
- Population1,777 plus or minus 411
- Median age41.5
- Population under 18477 plus or minus 132
- Share under 1826.8 percent
- Population 65 and over404 plus or minus 179
- Share 65 and over22.7 percent plus or minus 8.6
- Households510 plus or minus 103
- Family households422 plus or minus 108
- Share of households that are families82.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Hamilton
Income and work in Lake Hamilton
- Median household income$60,486 plus or minus $15,403
- Per capita income$22,572 plus or minus $5,081
- Civilian labor force749 plus or minus 197
- Employed741 plus or minus 196
- Unemployed8 plus or minus 12
- Unemployment rate1.1 percent plus or minus 1.6
- Adults 25 and over1,215 plus or minus 316
- Adults 25 and over with a high school diploma or higher79.1 percent plus or minus 26.8
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 6.4
- Adults 25 and over with a graduate degree5.3 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Hamilton
Housing in Lake Hamilton
- Housing units632
- Occupied units510 plus or minus 103
- Vacant units122 plus or minus 63
- Vacancy rate19.3 percent plus or minus 9.3
- Owner occupied404 plus or minus 89
- Renter occupied106 plus or minus 55
- Ownership rate79.2 percent
- Median owner-occupied home value$250,700 plus or minus $61,689
- Median gross rent, monthly$1,180
- Annual rent as a share of median income23.4 percent plus or minus 6.8
- Single family units584 plus or minus 125
- Share single family92.4 percent
- Units in buildings of two or more13 plus or minus 24
- Share in buildings of two or more2.1 percent plus or minus 3.8
- Mobile homes35 plus or minus 24
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Hamilton
How Lake Hamilton gets to work
- Workers 16 and over who commute601 plus or minus 157
- Commuting under 15 minutes62 plus or minus 44
- Share commuting under 15 minutes10.3 percent plus or minus 6.9
- Commuting 30 minutes or more218 plus or minus 80
- Share commuting 30 minutes or more36.3 percent plus or minus 9.3
- Drove alone76.2 percent
- Carpooled2.6 percent plus or minus 3.7
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.5
- Worked from home18.9 percent plus or minus 11.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Hamilton
SBA 7(a) lending to Lake Hamilton borrowers
- Approvals1
- Gross approval$250,000
- Average approval$250,000
- Median approval$250,000
- Ninetieth percentile approval$250,000
- Largest approval$250,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Hamilton
SBA 504 lending to Lake Hamilton borrowers
- Approvals1
- Gross approval$209,000
- Average approval$209,000
- Median approval$209,000
- Largest approval$209,000
- Jobs supported7
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake Hamilton
Flood programme status in Lake Hamilton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120414
- Currently effective map date12/22/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Lake Hamilton
Polk County context, not Lake Hamilton figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lake Hamilton measurements.
- Establishments in Polk County13,992
- Employment at those establishments, Polk County232,278
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Average weekly wage, Polk County$1,071
- Housing units permitted, Polk County10,384
- Of those, single family, Polk County8,514
- County product, 2024, Polk County$44,304,039,000
- County product change over the prior year, Polk County6.1 percent
- Average income of an arriving household, Polk County$56,052
Every figure in this section is published for Polk County as a whole and is not a measurement of Lake Hamilton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lake Hamilton questions, answered from the record.
How many people live in Lake Hamilton, Florida?
1,777, in 510 households. Lake Hamilton town covers 3.12 square miles of land, which is 570 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Hamilton in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lake Hamilton?
$60,486. The median owner-occupied home is valued at $250,700. Median gross rent is $1,180 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Hamilton businesses?
1 7(a) approvals totalling $250,000, across 1 lenders, median approval $250,000, plus 1 504 approvals worth $209,000. These count approvals to borrowers whose address is in Lake Hamilton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Hamilton borrowers get paid back?
No rate is published for Lake Hamilton. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lake Hamilton in the National Flood Insurance Program?
Yes. Lake Hamilton appears in the FEMA Community Status Book as community 120414, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Hamilton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Hamilton.
Is zoning published for Lake Hamilton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.