HomeFloridaPolk CountyMulberry city
Mulberry city, Florida: commercial real estate data.
Mulberry city is a Census city of 4,188 people across 6.79 square miles of land, in Polk County. Median household income is $57,708, 79.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.7 m.
80 sourced place values · tier FULL · 9 sections
Mulberry
What Mulberry is
- Census place typecity
- Land area6.79 sq mi
- Water area0.81 sq mi
- Population per square mile of land617
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
How many people live in Mulberry
- Population4,188
- Median age51.4 plus or minus 13.6
- Population under 18745 plus or minus 284
- Share under 1817.8 percent plus or minus 6.8
- Population 65 and over1,496 plus or minus 364
- Share 65 and over35.7 percent plus or minus 8.7
- Households1,824
- Family households1,192
- Share of households that are families65.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
Income and work in Mulberry
- Median household income$57,708
- Per capita income$26,650
- Civilian labor force1,531 plus or minus 337
- Employed1,510 plus or minus 341
- Unemployed21 plus or minus 34
- Unemployment rate1.4 percent plus or minus 2.2
- Adults 25 and over3,282
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent plus or minus 7.1
- Adults 25 and over with a graduate degree8.0 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
Housing in Mulberry
- Housing units2,066
- Occupied units1,824
- Vacant units242 plus or minus 198
- Vacancy rate11.7 percent plus or minus 9.4
- Owner occupied1,444
- Renter occupied380 plus or minus 156
- Ownership rate79.2 percent
- Median owner-occupied home value$133,800 plus or minus $108,945
- Median gross rent, monthly$920
- Annual rent as a share of median income19.1 percent
- Single family units958 plus or minus 259
- Share single family46.4 percent plus or minus 10.8
- Units in buildings of two or more236 plus or minus 137
- Share in buildings of two or more11.4 percent plus or minus 6.4
- Mobile homes872 plus or minus 292
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
How Mulberry gets to work
- Workers 16 and over who commute1,228 plus or minus 317
- Commuting under 15 minutes310 plus or minus 196
- Share commuting under 15 minutes25.2 percent plus or minus 14.5
- Commuting 30 minutes or more580 plus or minus 228
- Share commuting 30 minutes or more47.2 percent plus or minus 14.0
- Drove alone79.7 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.6
- Worked from home18.7 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
SBA 7(a) lending to Mulberry borrowers
- Approvals7
- Gross approval$2,698,300
- Average approval$385,471
- Median approval$335,000
- Ninetieth percentile approval$939,300
- Largest approval$939,300
- Jobs supported72
- Jobs per approval10.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises14.3 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mulberry
SBA 504 lending to Mulberry borrowers
- Approvals9
- Gross approval$3,517,000
- Average approval$390,778
- Median approval$315,000
- Largest approval$1,444,000
- Jobs supported304
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mulberry
Flood programme status in Mulberry
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120268
- Currently effective map date12/22/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Mulberry
Polk County context, not Mulberry figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mulberry measurements.
- Establishments in Polk County13,992
- Employment at those establishments, Polk County232,278
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Average weekly wage, Polk County$1,071
- Housing units permitted, Polk County10,384
- Of those, single family, Polk County8,514
- County product, 2024, Polk County$44,304,039,000
- County product change over the prior year, Polk County6.1 percent
- Average income of an arriving household, Polk County$56,052
Every figure in this section is published for Polk County as a whole and is not a measurement of Mulberry. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mulberry questions, answered from the record.
How many people live in Mulberry, Florida?
4,188, in 1,824 households. Mulberry city covers 6.79 square miles of land, which is 617 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mulberry in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mulberry?
$57,708. The median owner-occupied home is valued at $133,800. Median gross rent is $920 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mulberry businesses?
7 7(a) approvals totalling $2.7 m, across 6 lenders, median approval $335,000, plus 9 504 approvals worth $3.5 m. These count approvals to borrowers whose address is in Mulberry, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mulberry borrowers get paid back?
No rate is published for Mulberry. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Mulberry in the National Flood Insurance Program?
Yes. Mulberry appears in the FEMA Community Status Book as community 120268, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mulberry figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mulberry.
Is zoning published for Mulberry?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.