HomeFloridaPolk CountyMulberry
Mulberry, Florida: commercial real estate data.
Mulberry is a Census city of 4,188 people across 6.79 square miles of land, in Polk County. Median household income is $57,708, 79.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mulberry
What Mulberry is
- Census place typecity
- Land area6.79 sq mi
- Water area0.81 sq mi
- Population per square mile of land617
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
How many people live in Mulberry
- Population4,188
- Median age51.4 plus or minus 13.6
- Population under 18745 plus or minus 284
- Share under 1817.8 percent plus or minus 6.8
- Population 65 and over1,496 plus or minus 364
- Share 65 and over35.7 percent plus or minus 8.7
- Households1,824
- Family households1,192
- Share of households that are families65.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
Income and work in Mulberry
- Median household income$57,708
- Per capita income$26,650
- Civilian labor force1,531 plus or minus 337
- Employed1,510 plus or minus 341
- Unemployed21 plus or minus 34
- Unemployment rate1.4 percent plus or minus 2.2
- Adults 25 and over3,282
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent plus or minus 7.1
- Adults 25 and over with a graduate degree8.0 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
Housing in Mulberry
- Housing units2,066
- Occupied units1,824
- Vacant units242 plus or minus 198
- Vacancy rate11.7 percent plus or minus 9.4
- Owner occupied1,444
- Renter occupied380 plus or minus 156
- Ownership rate79.2 percent
- Median owner-occupied home value$133,800 plus or minus $108,945
- Median gross rent, monthly$920
- Annual rent as a share of median income19.1 percent
- Single family units958 plus or minus 259
- Share single family46.4 percent plus or minus 10.8
- Units in buildings of two or more236 plus or minus 137
- Share in buildings of two or more11.4 percent plus or minus 6.4
- Mobile homes872 plus or minus 292
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
How Mulberry gets to work
- Workers 16 and over who commute1,228 plus or minus 317
- Commuting under 15 minutes310 plus or minus 196
- Share commuting under 15 minutes25.2 percent plus or minus 14.5
- Commuting 30 minutes or more580 plus or minus 228
- Share commuting 30 minutes or more47.2 percent plus or minus 14.0
- Drove alone79.7 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.6
- Worked from home18.7 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mulberry
SBA loans in Mulberry (7(a))
- Approvals7
- Gross approval$2,698,300
- Average approval$385,471
- Median approval$335,000
- Largest approval$939,300
- Jobs supported72
- Jobs per approval10.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises14.3 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Mulberry, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mulberry
SBA loans in Mulberry (504)
- Approvals9
- Gross approval$3,517,000
- Average approval$390,778
- Median approval$315,000
- Largest approval$1,444,000
- Jobs supported304
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Mulberry, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mulberry
Flood risk in Mulberry
- NFIP communityCity of Mulberry
- NFIP community number120268
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/22/16
The City of Mulberry participates in the National Flood Insurance Program as community 120268 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Mulberry
Polk County context, not Mulberry figures
- Establishments in Polk County13,992
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Housing units permitted, Polk County10,384
Every figure in this section is published for Polk County as a whole and is not a measurement of Mulberry.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mulberry questions, answered from the record.
How many people live in Mulberry, Florida?
4,188, in 1,824 households. Mulberry city covers 6.79 square miles of land, which is 617 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mulberry in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mulberry?
$57,708. The median owner-occupied home is valued at $133,800. Median gross rent is $920 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mulberry businesses?
7 7(a) approvals totaling $2.7 m since FY2020, across 6 lenders, median approval $335,000, plus 9 504 approvals worth $3.5 m since FY2010. These count approvals to borrowers whose address is in Mulberry, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mulberry borrowers get paid back?
No rate is published for Mulberry. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mulberry in the National Flood Insurance Program?
Yes. Mulberry appears in the FEMA Community Status Book as Mulberry, city of, community 120268, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mulberry figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mulberry.
Is zoning published for Mulberry?
No. Nothing on this page presents parcel level zoning.