HomeFloridaPolk CountyPolk City town
Polk City town, Florida: commercial real estate data.
Polk City town is a Census town of 2,974 people across 4.50 square miles of land, in Polk County. Median household income is $79,762, 83.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $250,000.
80 sourced place values · tier FULL · 9 sections
Polk City
What Polk City is
- Census place typetown
- Land area4.5 sq mi
- Water area0.58 sq mi
- Population per square mile of land660
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
How many people live in Polk City
- Population2,974
- Median age42.0
- Population under 18577 plus or minus 173
- Share under 1819.4 percent plus or minus 5.8
- Population 65 and over599 plus or minus 141
- Share 65 and over20.1 percent plus or minus 4.7
- Households1,066
- Family households903
- Share of households that are families84.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
Income and work in Polk City
- Median household income$79,762
- Per capita income$32,767
- Civilian labor force1,515
- Employed1,468
- Unemployed47 plus or minus 34
- Unemployment rate3.1 percent plus or minus 2.2
- Adults 25 and over2,152
- Adults 25 and over with a high school diploma or higher90.7 percent
- Adults 25 and over with a bachelor degree or higher22.5 percent plus or minus 6.5
- Adults 25 and over with a graduate degree7.4 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
Housing in Polk City
- Housing units1,110
- Occupied units1,066
- Vacant units44 plus or minus 40
- Vacancy rate4.0 percent plus or minus 3.6
- Owner occupied889
- Renter occupied177 plus or minus 80
- Ownership rate83.4 percent
- Median owner-occupied home value$293,900
- Median gross rent, monthly$1,111 plus or minus $436
- Annual rent as a share of median income16.7 percent plus or minus 6.9
- Single family units920
- Share single family82.9 percent
- Units in buildings of two or more58 plus or minus 54
- Share in buildings of two or more5.2 percent plus or minus 4.8
- Mobile homes114 plus or minus 62
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
How Polk City gets to work
- Workers 16 and over who commute1,269
- Commuting under 15 minutes177 plus or minus 87
- Share commuting under 15 minutes13.9 percent plus or minus 6.5
- Commuting 30 minutes or more611 plus or minus 181
- Share commuting 30 minutes or more48.1 percent plus or minus 12.2
- Drove alone75.4 percent
- Carpooled8.6 percent plus or minus 4.9
- Public transport0.3 percent plus or minus 0.6
- Walked1.3 percent plus or minus 2.2
- Worked from home13.7 percent plus or minus 9.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
SBA 7(a) lending to Polk City borrowers
- Approvals1
- Gross approval$250,000
- Average approval$250,000
- Median approval$250,000
- Ninetieth percentile approval$250,000
- Largest approval$250,000
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Polk City
SBA 504 lending to Polk City borrowers
- Approvals1
- Gross approval$146,000
- Average approval$146,000
- Median approval$146,000
- Largest approval$146,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Polk City
Flood programme status in Polk City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120665
- Currently effective map date12/22/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Polk City
Polk County context, not Polk City figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Polk City measurements.
- Establishments in Polk County13,992
- Employment at those establishments, Polk County232,278
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Average weekly wage, Polk County$1,071
- Housing units permitted, Polk County10,384
- Of those, single family, Polk County8,514
- County product, 2024, Polk County$44,304,039,000
- County product change over the prior year, Polk County6.1 percent
- Average income of an arriving household, Polk County$56,052
Every figure in this section is published for Polk County as a whole and is not a measurement of Polk City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Polk City questions, answered from the record.
How many people live in Polk City, Florida?
2,974, in 1,066 households. Polk City town covers 4.50 square miles of land, which is 660 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Polk City in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Polk City?
$79,762. The median owner-occupied home is valued at $293,900. Median gross rent is $1,111 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Polk City businesses?
1 7(a) approvals totalling $250,000, across 1 lenders, median approval $250,000, plus 1 504 approvals worth $146,000. These count approvals to borrowers whose address is in Polk City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Polk City borrowers get paid back?
No rate is published for Polk City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Polk City in the National Flood Insurance Program?
Yes. Polk City appears in the FEMA Community Status Book as community 120665, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Polk City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Polk City.
Is zoning published for Polk City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.