HomeFloridaSanta Rosa CountyMilton city
Milton city, Florida: commercial real estate data.
Milton city is a Census city of 10,733 people across 5.73 square miles of land, in Santa Rosa County. Median household income is $76,301, 52.9 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $31.0 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Milton
What Milton is
- Census place typecity
- Land area5.73 sq mi
- Water area0.23 sq mi
- Population per square mile of land1,873
- County holding the largest share of its areaSanta Rosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
How many people live in Milton
- Population10,733
- Median age38.4
- Population under 181,572 plus or minus 375
- Share under 1814.6 percent plus or minus 3.5
- Population 65 and over1,808 plus or minus 404
- Share 65 and over16.8 percent plus or minus 3.8
- Households4,722
- Family households2,206
- Share of households that are families46.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
Income and work in Milton
- Median household income$76,301
- Per capita income$36,998
- Civilian labor force5,283
- Employed4,998
- Unemployed285 plus or minus 152
- Unemployment rate5.4 percent plus or minus 2.8
- Adults 25 and over7,593
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent plus or minus 5.1
- Adults 25 and over with a graduate degree6.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
Housing in Milton
- Housing units5,179
- Occupied units4,722
- Vacant units457 plus or minus 177
- Vacancy rate8.8 percent plus or minus 3.4
- Owner occupied2,496
- Renter occupied2,226 plus or minus 486
- Ownership rate52.9 percent
- Median owner-occupied home value$233,100
- Median gross rent, monthly$1,455
- Annual rent as a share of median income22.9 percent
- Single family units4,133
- Share single family79.8 percent
- Units in buildings of two or more1,028 plus or minus 296
- Share in buildings of two or more19.8 percent plus or minus 5.5
- Mobile homes18 plus or minus 29
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
How Milton gets to work
- Workers 16 and over who commute4,603
- Commuting under 15 minutes1,156 plus or minus 296
- Share commuting under 15 minutes25.1 percent plus or minus 5.6
- Commuting 30 minutes or more1,594 plus or minus 381
- Share commuting 30 minutes or more34.6 percent plus or minus 7.1
- Drove alone78.3 percent
- Carpooled8.6 percent plus or minus 5.6
- Public transport0.2 percent plus or minus 0.7
- Walked0.9 percent plus or minus 0.9
- Worked from home9.3 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
SBA loans in Milton (7(a))
- Approvals37
- Gross approval$30,991,900
- Average approval$837,619
- Median approval$350,000
- Ninetieth percentile approval$3,222,000
- Largest approval$4,019,000
- Jobs supported468
- Jobs per approval12.6
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.6 percent
- Share to franchises2.7 percent
- Distinct lenders22
- Distinct industries by NAICS24
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milton
SBA loans in Milton (504)
- Approvals11
- Gross approval$5,164,000
- Average approval$469,455
- Median approval$271,000
- Largest approval$1,888,000
- Jobs supported130
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milton
Flood risk in Milton
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number120276
- Currently effective map date11/19/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Rosa County, not Milton
Santa Rosa County context, not Milton figures
These are Santa Rosa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Milton measurements.
- Establishments in Santa Rosa County3,442
- Employment at those establishments, Santa Rosa County32,335
- Covered employment, Santa Rosa County43,548
- Average annual pay, Santa Rosa County$51,217
- Average weekly wage, Santa Rosa County$985
- Housing units permitted, Santa Rosa County1,983
- Of those, single family, Santa Rosa County1,851
- County product, 2024, Santa Rosa County$7,898,661,000
- County product change over the prior year, Santa Rosa County6.7 percent
- Average income of an arriving household, Santa Rosa County$76,882
Every figure in this section is published for Santa Rosa County as a whole and is not a measurement of Milton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Milton questions, answered from the record.
How many people live in Milton, Florida?
10,733, in 4,722 households. Milton city covers 5.73 square miles of land, which is 1,873 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Milton in?
Santa Rosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Milton?
$76,301. The median owner-occupied home is valued at $233,100. Median gross rent is $1,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Milton businesses?
37 7(a) approvals totalling $31.0 m, across 22 lenders, median approval $350,000, plus 11 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Milton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Milton borrowers get paid back?
No rate is published for Milton. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Milton in the National Flood Insurance Program?
Yes. Milton appears in the FEMA Community Status Book as community 120276, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Milton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Rosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milton.
Is zoning published for Milton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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