HomeFloridaSanta Rosa CountyMilton
Milton, Florida: commercial real estate data.
Milton is a Census city of 10,733 people across 5.73 square miles of land, in Santa Rosa County. Median household income is $76,301, 52.9 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $31.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Milton
What Milton is
- Census place typecity
- Land area5.73 sq mi
- Water area0.23 sq mi
- Population per square mile of land1,873
- County holding the largest share of its areaSanta Rosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
How many people live in Milton
- Population10,733
- Median age38.4
- Population under 181,572 plus or minus 375
- Share under 1814.6 percent plus or minus 3.5
- Population 65 and over1,808 plus or minus 404
- Share 65 and over16.8 percent plus or minus 3.8
- Households4,722
- Family households2,206
- Share of households that are families46.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
Income and work in Milton
- Median household income$76,301
- Per capita income$36,998
- Civilian labor force5,283
- Employed4,998
- Unemployed285 plus or minus 152
- Unemployment rate5.4 percent plus or minus 2.8
- Adults 25 and over7,593
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent plus or minus 5.1
- Adults 25 and over with a graduate degree6.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
Housing in Milton
- Housing units5,179
- Occupied units4,722
- Vacant units457 plus or minus 177
- Vacancy rate8.8 percent plus or minus 3.4
- Owner occupied2,496
- Renter occupied2,226 plus or minus 486
- Ownership rate52.9 percent
- Median owner-occupied home value$233,100
- Median gross rent, monthly$1,455
- Annual rent as a share of median income22.9 percent
- Single family units4,133
- Share single family79.8 percent
- Units in buildings of two or more1,028 plus or minus 296
- Share in buildings of two or more19.8 percent plus or minus 5.5
- Mobile homes18 plus or minus 29
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
How Milton gets to work
- Workers 16 and over who commute4,603
- Commuting under 15 minutes1,156 plus or minus 296
- Share commuting under 15 minutes25.1 percent plus or minus 5.6
- Commuting 30 minutes or more1,594 plus or minus 381
- Share commuting 30 minutes or more34.6 percent plus or minus 7.1
- Drove alone78.3 percent
- Carpooled8.6 percent plus or minus 5.6
- Public transport0.2 percent plus or minus 0.7
- Walked0.9 percent plus or minus 0.9
- Worked from home9.3 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milton
SBA loans in Milton (7(a))
- Approvals37
- Gross approval$30,991,900
- Average approval$837,619
- Median approval$350,000
- Ninetieth percentile approval$3,043,800
- Largest approval$4,019,000
- Jobs supported468
- Jobs per approval12.6
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.6 percent
- Share to franchises2.7 percent
- Distinct lenders22
- Distinct industries by NAICS24
Counted by borrower city: approvals to borrowers whose address is in Milton, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milton
SBA loans in Milton (504)
- Approvals11
- Gross approval$5,164,000
- Average approval$469,455
- Median approval$271,000
- Largest approval$1,888,000
- Jobs supported130
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Milton, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milton
Flood risk in Milton
- NFIP communityCity of Milton
- NFIP community number120276
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date11/19/21
The City of Milton participates in the National Flood Insurance Program as community 120276 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Rosa County, not Milton
Santa Rosa County context, not Milton figures
- Establishments in Santa Rosa County3,442
- Covered employment, Santa Rosa County43,548
- Average annual pay, Santa Rosa County$51,217
- Housing units permitted, Santa Rosa County1,983
Every figure in this section is published for Santa Rosa County as a whole and is not a measurement of Milton.
All Santa Rosa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Milton questions, answered from the record.
How many people live in Milton, Florida?
10,733, in 4,722 households. Milton city covers 5.73 square miles of land, which is 1,873 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Milton in?
Santa Rosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Milton?
$76,301. The median owner-occupied home is valued at $233,100. Median gross rent is $1,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Milton businesses?
37 7(a) approvals totaling $31.0 m since FY2020, across 22 lenders, median approval $350,000, plus 11 504 approvals worth $5.2 m since FY2010. These count approvals to borrowers whose address is in Milton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Milton borrowers get paid back?
No rate is published for Milton. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Milton in the National Flood Insurance Program?
Yes. Milton appears in the FEMA Community Status Book as Milton, city of, community 120276, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Milton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Rosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milton.
Is zoning published for Milton?
No. Nothing on this page presents parcel level zoning.
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