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HomeFloridaSanta Rosa CountyNavarre CDP

Navarre CDP, Florida: commercial real estate data.

Navarre CDP is a Census CDP of 39,838 people across 23.06 square miles of land, in Santa Rosa County. Median household income is $105,265, 82.1 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $22.3 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Navarre

What Navarre is

  • Census place typeCDP
  • Land area23.06 sq mi
  • Water area6.27 sq mi
  • Population per square mile of land1,727
  • County holding the largest share of its areaSanta Rosa County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Navarre

How many people live in Navarre

  • Population39,838
  • Median age38.8
  • Population under 189,662
  • Share under 1824.3 percent
  • Population 65 and over5,405
  • Share 65 and over13.6 percent
  • Households14,449
  • Family households10,966
  • Share of households that are families75.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Navarre

Income and work in Navarre

  • Median household income$105,265
  • Per capita income$46,608
  • Civilian labor force18,027
  • Employed17,320
  • Unemployed707 plus or minus 327
  • Unemployment rate3.9 percent plus or minus 1.8
  • Adults 25 and over27,684
  • Adults 25 and over with a high school diploma or higher94.9 percent
  • Adults 25 and over with a bachelor degree or higher36.1 percent
  • Adults 25 and over with a graduate degree15.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Navarre

Housing in Navarre

  • Housing units15,201
  • Occupied units14,449
  • Vacant units752 plus or minus 258
  • Vacancy rate4.9 percent plus or minus 1.7
  • Owner occupied11,869
  • Renter occupied2,580
  • Ownership rate82.1 percent
  • Median owner-occupied home value$375,700
  • Median gross rent, monthly$1,966
  • Annual rent as a share of median income22.4 percent
  • Single family units12,929
  • Share single family85.1 percent
  • Units in buildings of two or more1,048 plus or minus 401
  • Share in buildings of two or more6.9 percent plus or minus 2.6
  • Mobile homes1,211 plus or minus 294
  • Median year structure built2003

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Navarre

How Navarre gets to work

  • Workers 16 and over who commute16,839
  • Commuting under 15 minutes2,659 plus or minus 612
  • Share commuting under 15 minutes15.8 percent plus or minus 3.4
  • Commuting 30 minutes or more9,055
  • Share commuting 30 minutes or more53.8 percent
  • Drove alone79.3 percent
  • Carpooled6.4 percent plus or minus 2.5
  • Public transport0.0 percent
  • Walked0.5 percent plus or minus 0.5
  • Worked from home12.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Navarre

SBA loans in Navarre (7(a))

  • Approvals33
  • Gross approval$22,252,800
  • Average approval$674,327
  • Median approval$300,000
  • Ninetieth percentile approval$1,958,000
  • Largest approval$4,615,000
  • Jobs supported397
  • Jobs per approval12.0
  • Loans with a final outcome7
  • Paid in full7
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more15.2 percent
  • Share to franchises27.3 percent
  • Distinct lenders18
  • Distinct industries by NAICS22

A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Navarre

SBA loans in Navarre (504)

  • Approvals13
  • Gross approval$10,871,000
  • Average approval$836,231
  • Median approval$542,000
  • Largest approval$3,248,000
  • Jobs supported170
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Santa Rosa County, not Navarre

Santa Rosa County context, not Navarre figures

These are Santa Rosa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Navarre measurements.

  • Establishments in Santa Rosa County3,442
  • Employment at those establishments, Santa Rosa County32,335
  • Covered employment, Santa Rosa County43,548
  • Average annual pay, Santa Rosa County$51,217
  • Average weekly wage, Santa Rosa County$985
  • Housing units permitted, Santa Rosa County1,983
  • Of those, single family, Santa Rosa County1,851
  • County product, 2024, Santa Rosa County$7,898,661,000
  • County product change over the prior year, Santa Rosa County6.7 percent
  • Average income of an arriving household, Santa Rosa County$76,882

Every figure in this section is published for Santa Rosa County as a whole and is not a measurement of Navarre. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Navarre questions, answered from the record.

How many people live in Navarre, Florida?

39,838, in 14,449 households. Navarre CDP covers 23.06 square miles of land, which is 1,727 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Navarre in?

Santa Rosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Navarre?

$105,265. The median owner-occupied home is valued at $375,700. Median gross rent is $1,966 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Navarre businesses?

33 7(a) approvals totalling $22.3 m, across 18 lenders, median approval $300,000, plus 13 504 approvals worth $10.9 m. These count approvals to borrowers whose address is in Navarre, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Navarre borrowers get paid back?

No rate is published for Navarre. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Navarre figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Rosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Navarre.

Is zoning published for Navarre?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.