HomeFloridaSt. Johns CountyFruit Cove
Fruit Cove, Florida: commercial real estate data.
Fruit Cove is a Census CDP of 35,877 people across 16.11 square miles of land, in St. Johns County. Median household income is $141,863, 87.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fruit Cove
What Fruit Cove is
- Census place typeCDP
- Land area16.11 sq mi
- Water area2.37 sq mi
- Population per square mile of land2,226
- County holding the largest share of its areaSt. Johns County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
How many people live in Fruit Cove
- Population35,877
- Median age41.3
- Population under 189,445
- Share under 1826.3 percent
- Population 65 and over4,988
- Share 65 and over13.9 percent
- Households11,756
- Family households10,079
- Share of households that are families85.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
Income and work in Fruit Cove
- Median household income$141,863
- Per capita income$56,625
- Civilian labor force17,567
- Employed17,076
- Unemployed491 plus or minus 205
- Unemployment rate2.8 percent plus or minus 1.2
- Adults 25 and over23,644
- Adults 25 and over with a high school diploma or higher97.7 percent
- Adults 25 and over with a bachelor degree or higher53.8 percent
- Adults 25 and over with a graduate degree17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
Housing in Fruit Cove
- Housing units12,567
- Occupied units11,756
- Vacant units811 plus or minus 330
- Vacancy rate6.5 percent plus or minus 2.6
- Owner occupied10,269
- Renter occupied1,487 plus or minus 328
- Ownership rate87.4 percent
- Median owner-occupied home value$484,000
- Median gross rent, monthly$2,336
- Annual rent as a share of median income19.8 percent
- Single family units11,478
- Share single family91.3 percent
- Units in buildings of two or more851 plus or minus 281
- Share in buildings of two or more6.8 percent plus or minus 2.2
- Mobile homes238 plus or minus 132
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
How Fruit Cove gets to work
- Workers 16 and over who commute12,164
- Commuting under 15 minutes1,809 plus or minus 394
- Share commuting under 15 minutes14.9 percent plus or minus 3.0
- Commuting 30 minutes or more6,584
- Share commuting 30 minutes or more54.1 percent
- Drove alone66.7 percent
- Carpooled3.1 percent plus or minus 1.1
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.5
- Worked from home28.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
SBA loans in Fruit Cove (7(a))
- Approvals4
- Gross approval$1,535,000
- Average approval$383,750
- Median approval$152,500
- Largest approval$1,210,000
- Jobs supported19
- Jobs per approval4.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Fruit Cove, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fruit Cove
SBA loans in Fruit Cove (504)
- Approvals3
- Gross approval$2,640,000
- Average approval$880,000
- Median approval$727,000
- Largest approval$1,612,000
- Jobs supported46
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fruit Cove, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Johns County, not Fruit Cove
St. Johns County context, not Fruit Cove figures
- Establishments in St. Johns County8,633
- Covered employment, St. Johns County98,819
- Average annual pay, St. Johns County$60,008
- Housing units permitted, St. Johns County5,575
Every figure in this section is published for St. Johns County as a whole and is not a measurement of Fruit Cove.
All St. Johns County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fruit Cove questions, answered from the record.
How many people live in Fruit Cove, Florida?
35,877, in 11,756 households. Fruit Cove CDP covers 16.11 square miles of land, which is 2,226 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fruit Cove in?
St. Johns County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fruit Cove?
$141,863. The median owner-occupied home is valued at $484,000. Median gross rent is $2,336 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fruit Cove businesses?
4 7(a) approvals totaling $1.5 m since FY2020, across 3 lenders, median approval $152,500, plus 3 504 approvals worth $2.6 m since FY2010. These count approvals to borrowers whose address is in Fruit Cove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fruit Cove borrowers get paid back?
No rate is published for Fruit Cove. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Fruit Cove figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Johns County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fruit Cove.
Is zoning published for Fruit Cove?
No. Nothing on this page presents parcel level zoning.