HomeFloridaSt. Johns CountyFruit Cove CDP
Fruit Cove CDP, Florida: commercial real estate data.
Fruit Cove CDP is a Census CDP of 35,877 people across 16.11 square miles of land, in St. Johns County. Median household income is $141,863, 87.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fruit Cove
What Fruit Cove is
- Census place typeCDP
- Land area16.11 sq mi
- Water area2.37 sq mi
- Population per square mile of land2,226
- County holding the largest share of its areaSt. Johns County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
How many people live in Fruit Cove
- Population35,877
- Median age41.3
- Population under 189,445
- Share under 1826.3 percent
- Population 65 and over4,988
- Share 65 and over13.9 percent
- Households11,756
- Family households10,079
- Share of households that are families85.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
Income and work in Fruit Cove
- Median household income$141,863
- Per capita income$56,625
- Civilian labor force17,567
- Employed17,076
- Unemployed491 plus or minus 205
- Unemployment rate2.8 percent plus or minus 1.2
- Adults 25 and over23,644
- Adults 25 and over with a high school diploma or higher97.7 percent
- Adults 25 and over with a bachelor degree or higher53.8 percent
- Adults 25 and over with a graduate degree17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
Housing in Fruit Cove
- Housing units12,567
- Occupied units11,756
- Vacant units811 plus or minus 330
- Vacancy rate6.5 percent plus or minus 2.6
- Owner occupied10,269
- Renter occupied1,487 plus or minus 328
- Ownership rate87.4 percent
- Median owner-occupied home value$484,000
- Median gross rent, monthly$2,336
- Annual rent as a share of median income19.8 percent
- Single family units11,478
- Share single family91.3 percent
- Units in buildings of two or more851 plus or minus 281
- Share in buildings of two or more6.8 percent plus or minus 2.2
- Mobile homes238 plus or minus 132
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
How Fruit Cove gets to work
- Workers 16 and over who commute12,164
- Commuting under 15 minutes1,809 plus or minus 394
- Share commuting under 15 minutes14.9 percent plus or minus 3.0
- Commuting 30 minutes or more6,584
- Share commuting 30 minutes or more54.1 percent
- Drove alone66.7 percent
- Carpooled3.1 percent plus or minus 1.1
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.5
- Worked from home28.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fruit Cove
SBA loans in Fruit Cove (7(a))
- Approvals4
- Gross approval$1,535,000
- Average approval$383,750
- Median approval$205,000
- Ninetieth percentile approval$1,210,000
- Largest approval$1,210,000
- Jobs supported19
- Jobs per approval4.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fruit Cove
SBA loans in Fruit Cove (504)
- Approvals3
- Gross approval$2,640,000
- Average approval$880,000
- Median approval$727,000
- Largest approval$1,612,000
- Jobs supported46
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Johns County, not Fruit Cove
St. Johns County context, not Fruit Cove figures
These are St. Johns County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fruit Cove measurements.
- Establishments in St. Johns County8,633
- Employment at those establishments, St. Johns County80,082
- Covered employment, St. Johns County98,819
- Average annual pay, St. Johns County$60,008
- Average weekly wage, St. Johns County$1,154
- Housing units permitted, St. Johns County5,575
- Of those, single family, St. Johns County4,915
- County product, 2024, St. Johns County$18,621,279,000
- County product change over the prior year, St. Johns County7.1 percent
- Average income of an arriving household, St. Johns County$148,012
Every figure in this section is published for St. Johns County as a whole and is not a measurement of Fruit Cove. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fruit Cove questions, answered from the record.
How many people live in Fruit Cove, Florida?
35,877, in 11,756 households. Fruit Cove CDP covers 16.11 square miles of land, which is 2,226 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fruit Cove in?
St. Johns County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fruit Cove?
$141,863. The median owner-occupied home is valued at $484,000. Median gross rent is $2,336 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fruit Cove businesses?
4 7(a) approvals totalling $1.5 m, across 3 lenders, median approval $205,000, plus 3 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Fruit Cove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fruit Cove borrowers get paid back?
No rate is published for Fruit Cove. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Fruit Cove figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Johns County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fruit Cove.
Is zoning published for Fruit Cove?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.