HomeFloridaSt. Johns CountySt. Augustine
St. Augustine, Florida: commercial real estate data.
St. Augustine is a Census city of 15,351 people across 9.52 square miles of land, in St. Johns County. Median household income is $78,151, 63.0 percent of occupied homes are owned, and the SBA record carries 260 7(a) approvals to borrowers here worth $169.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Augustine
What St. Augustine is
- Census place typecity
- Land area9.52 sq mi
- Water area3.33 sq mi
- Population per square mile of land1,612
- County holding the largest share of its areaSt. Johns County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Augustine
How many people live in St. Augustine
- Population15,351
- Median age49.9
- Population under 181,286 plus or minus 284
- Share under 188.4 percent plus or minus 1.8
- Population 65 and over4,213
- Share 65 and over27.4 percent
- Households6,529
- Family households3,328
- Share of households that are families51.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Augustine
Income and work in St. Augustine
- Median household income$78,151
- Per capita income$47,204
- Civilian labor force7,862
- Employed7,567
- Unemployed295 plus or minus 181
- Unemployment rate3.8 percent plus or minus 2.3
- Adults 25 and over11,864
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher44.6 percent
- Adults 25 and over with a graduate degree18.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Augustine
Housing in St. Augustine
- Housing units8,715
- Occupied units6,529
- Vacant units2,186
- Vacancy rate25.1 percent
- Owner occupied4,113
- Renter occupied2,416
- Ownership rate63.0 percent
- Median owner-occupied home value$439,800
- Median gross rent, monthly$1,653
- Annual rent as a share of median income25.4 percent
- Single family units5,514
- Share single family63.3 percent
- Units in buildings of two or more3,190
- Share in buildings of two or more36.6 percent
- Mobile homes11 plus or minus 16
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Augustine
How St. Augustine gets to work
- Workers 16 and over who commute6,059
- Commuting under 15 minutes2,321
- Share commuting under 15 minutes38.3 percent
- Commuting 30 minutes or more1,220 plus or minus 255
- Share commuting 30 minutes or more20.1 percent
- Drove alone62.3 percent
- Carpooled10.0 percent plus or minus 3.8
- Public transport0.0 percent
- Walked5.0 percent plus or minus 2.3
- Worked from home17.6 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Augustine
SBA loans in St. Augustine (7(a))
- Approvals260
- Gross approval$169,802,600
- Average approval$653,087
- Median approval$300,000
- Ninetieth percentile approval$1,703,500
- Largest approval$5,000,000
- Jobs supported2,610
- Jobs per approval10.0
- Loans with a final outcome35
- Paid in full35
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more19.6 percent
- Share to franchises20.8 percent
- Distinct lenders69
- Distinct industries by NAICS127
Counted by borrower city: approvals to borrowers whose address is in St. Augustine, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Augustine
SBA loans in St. Augustine (504)
- Approvals170
- Gross approval$143,380,000
- Average approval$843,412
- Median approval$589,000
- Largest approval$4,624,000
- Jobs supported1,749
- Loans with a final outcome42
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in St. Augustine, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Augustine
Flood risk in St. Augustine
- NFIP communityCity of St. Augustine
- NFIP community number125145
- Participating in the NFIPYes
- Community Rating System classClass 4
- Currently effective map date12/07/18
The City of St. Augustine participates in the National Flood Insurance Program as community 125145 and carries Community Rating System class 4, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Johns County, not St. Augustine
St. Johns County context, not St. Augustine figures
- Establishments in St. Johns County8,633
- Covered employment, St. Johns County98,819
- Average annual pay, St. Johns County$60,008
- Housing units permitted, St. Johns County5,575
Every figure in this section is published for St. Johns County as a whole and is not a measurement of St. Augustine.
All St. Johns County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Augustine questions, answered from the record.
How many people live in St. Augustine, Florida?
15,351, in 6,529 households. St. Augustine city covers 9.52 square miles of land, which is 1,612 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Augustine in?
St. Johns County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Augustine?
$78,151. The median owner-occupied home is valued at $439,800. Median gross rent is $1,653 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Augustine businesses?
260 7(a) approvals totaling $169.8 m since FY2020, across 69 lenders, median approval $300,000, plus 170 504 approvals worth $143.4 m since FY2010. These count approvals to borrowers whose address is in St. Augustine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Augustine borrowers get paid back?
Of the 35 loans that have reached a final outcome, 35 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is St. Augustine in the National Flood Insurance Program?
Yes. St. Augustine appears in the FEMA Community Status Book as St. Augustine, city of, community 125145, carrying Community Rating System class 4, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Augustine figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Johns County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Augustine.
Is zoning published for St. Augustine?
No. Nothing on this page presents parcel level zoning.