HomeFloridaVolusia CountyPonce Inlet
Ponce Inlet, Florida: commercial real estate data.
Ponce Inlet is a Census town of 3,435 people across 4.30 square miles of land, in Volusia County. Median household income is $102,200, 92.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ponce Inlet
What Ponce Inlet is
- Census place typetown
- Land area4.3 sq mi
- Water area10.45 sq mi
- Population per square mile of land799
- County holding the largest share of its areaVolusia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
How many people live in Ponce Inlet
- Population3,435
- Median age66.6
- Population under 18157 plus or minus 92
- Share under 184.6 percent plus or minus 2.7
- Population 65 and over1,907
- Share 65 and over55.5 percent
- Households1,770
- Family households1,172
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
Income and work in Ponce Inlet
- Median household income$102,200 plus or minus $20,983
- Per capita income$78,629
- Civilian labor force1,165
- Employed1,139
- Unemployed26 plus or minus 30
- Unemployment rate2.2 percent plus or minus 2.6
- Adults 25 and over3,139
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher51.1 percent
- Adults 25 and over with a graduate degree24.0 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
Housing in Ponce Inlet
- Housing units3,196
- Occupied units1,770
- Vacant units1,426
- Vacancy rate44.6 percent
- Owner occupied1,637
- Renter occupied133 plus or minus 67
- Ownership rate92.5 percent
- Median owner-occupied home value$544,300
- Median gross rent, monthly$1,851
- Annual rent as a share of median income21.7 percent plus or minus 5.2
- Single family units1,245
- Share single family39.0 percent
- Units in buildings of two or more1,951
- Share in buildings of two or more61.0 percent
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
How Ponce Inlet gets to work
- Workers 16 and over who commute825
- Commuting under 15 minutes134 plus or minus 72
- Share commuting under 15 minutes16.2 percent plus or minus 8.2
- Commuting 30 minutes or more248 plus or minus 99
- Share commuting 30 minutes or more30.1 percent plus or minus 10.7
- Drove alone61.6 percent
- Carpooled7.6 percent plus or minus 5.0
- Public transport0.0 percent
- Walked2.7 percent plus or minus 2.4
- Worked from home25.6 percent plus or minus 9.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
SBA loans in Ponce Inlet (7(a))
- Approvals2
- Gross approval$1,154,100
- Average approval$577,050
- Median approval$577,050
- Largest approval$1,149,100
- Jobs supported85
- Jobs per approval42.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Ponce Inlet, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ponce Inlet
SBA loans in Ponce Inlet (504)
- Approvals1
- Gross approval$2,087,000
- Average approval$2,087,000
- Median approval$2,087,000
- Largest approval$2,087,000
- Jobs supported50
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Ponce Inlet, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ponce Inlet
Flood risk in Ponce Inlet
- NFIP communityTown of Ponce Inlet
- NFIP community number120312
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date09/29/17
The Town of Ponce Inlet participates in the National Flood Insurance Program as community 120312 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Volusia County, not Ponce Inlet
Volusia County context, not Ponce Inlet figures
- Establishments in Volusia County14,367
- Covered employment, Volusia County189,265
- Average annual pay, Volusia County$54,114
- Housing units permitted, Volusia County3,403
Every figure in this section is published for Volusia County as a whole and is not a measurement of Ponce Inlet.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ponce Inlet questions, answered from the record.
How many people live in Ponce Inlet, Florida?
3,435, in 1,770 households. Ponce Inlet town covers 4.30 square miles of land, which is 799 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ponce Inlet in?
Volusia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ponce Inlet?
$102,200. The median owner-occupied home is valued at $544,300. Median gross rent is $1,851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ponce Inlet businesses?
2 7(a) approvals totaling $1.2 m since FY2020, across 2 lenders, median approval $577,050, plus 1 504 approvals worth $2.1 m since FY2010. These count approvals to borrowers whose address is in Ponce Inlet, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ponce Inlet borrowers get paid back?
No rate is published for Ponce Inlet. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ponce Inlet in the National Flood Insurance Program?
Yes. Ponce Inlet appears in the FEMA Community Status Book as Ponce Inlet, town of, community 120312, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ponce Inlet figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Volusia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ponce Inlet.
Is zoning published for Ponce Inlet?
No. Nothing on this page presents parcel level zoning.