HomeFloridaVolusia CountyPonce Inlet town
Ponce Inlet town, Florida: commercial real estate data.
Ponce Inlet town is a Census town of 3,435 people across 4.30 square miles of land, in Volusia County. Median household income is $102,200, 92.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m.
81 sourced place values · tier FULL · 9 sections
Ponce Inlet
What Ponce Inlet is
- Census place typetown
- Land area4.3 sq mi
- Water area10.45 sq mi
- Population per square mile of land799
- County holding the largest share of its areaVolusia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
How many people live in Ponce Inlet
- Population3,435
- Median age66.6
- Population under 18157 plus or minus 92
- Share under 184.6 percent plus or minus 2.7
- Population 65 and over1,907
- Share 65 and over55.5 percent
- Households1,770
- Family households1,172
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
Income and work in Ponce Inlet
- Median household income$102,200 plus or minus $20,983
- Per capita income$78,629
- Civilian labor force1,165
- Employed1,139
- Unemployed26 plus or minus 30
- Unemployment rate2.2 percent plus or minus 2.6
- Adults 25 and over3,139
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher51.1 percent
- Adults 25 and over with a graduate degree24.0 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
Housing in Ponce Inlet
- Housing units3,196
- Occupied units1,770
- Vacant units1,426
- Vacancy rate44.6 percent
- Owner occupied1,637
- Renter occupied133 plus or minus 67
- Ownership rate92.5 percent
- Median owner-occupied home value$544,300
- Median gross rent, monthly$1,851
- Annual rent as a share of median income21.7 percent plus or minus 5.2
- Single family units1,245
- Share single family39.0 percent
- Units in buildings of two or more1,951
- Share in buildings of two or more61.0 percent
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
How Ponce Inlet gets to work
- Workers 16 and over who commute825
- Commuting under 15 minutes134 plus or minus 72
- Share commuting under 15 minutes16.2 percent plus or minus 8.2
- Commuting 30 minutes or more248 plus or minus 99
- Share commuting 30 minutes or more30.1 percent plus or minus 10.7
- Drove alone61.6 percent
- Carpooled7.6 percent plus or minus 5.0
- Public transport0.0 percent
- Walked2.7 percent plus or minus 2.4
- Worked from home25.6 percent plus or minus 9.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ponce Inlet
SBA 7(a) lending to Ponce Inlet borrowers
- Approvals2
- Gross approval$1,154,100
- Average approval$577,050
- Median approval$1,149,100
- Ninetieth percentile approval$1,149,100
- Largest approval$1,149,100
- Jobs supported85
- Jobs per approval42.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ponce Inlet
SBA 504 lending to Ponce Inlet borrowers
- Approvals1
- Gross approval$2,087,000
- Average approval$2,087,000
- Median approval$2,087,000
- Largest approval$2,087,000
- Jobs supported50
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ponce Inlet
Flood programme status in Ponce Inlet
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number120312
- Currently effective map date09/29/17
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Volusia County, not Ponce Inlet
Volusia County context, not Ponce Inlet figures
These are Volusia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ponce Inlet measurements.
- Establishments in Volusia County14,367
- Employment at those establishments, Volusia County164,490
- Covered employment, Volusia County189,265
- Average annual pay, Volusia County$54,114
- Average weekly wage, Volusia County$1,041
- Housing units permitted, Volusia County3,403
- Of those, single family, Volusia County2,702
- County product, 2024, Volusia County$29,510,607,000
- County product change over the prior year, Volusia County5.6 percent
- Average income of an arriving household, Volusia County$77,964
Every figure in this section is published for Volusia County as a whole and is not a measurement of Ponce Inlet. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ponce Inlet questions, answered from the record.
How many people live in Ponce Inlet, Florida?
3,435, in 1,770 households. Ponce Inlet town covers 4.30 square miles of land, which is 799 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ponce Inlet in?
Volusia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ponce Inlet?
$102,200. The median owner-occupied home is valued at $544,300. Median gross rent is $1,851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ponce Inlet businesses?
2 7(a) approvals totalling $1.2 m, across 2 lenders, median approval $1,149,100, plus 1 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Ponce Inlet, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ponce Inlet borrowers get paid back?
No rate is published for Ponce Inlet. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ponce Inlet in the National Flood Insurance Program?
Yes. Ponce Inlet appears in the FEMA Community Status Book as community 120312, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ponce Inlet figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Volusia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ponce Inlet.
Is zoning published for Ponce Inlet?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.