HomeFloridaWalton CountyDeFuniak Springs
DeFuniak Springs, Florida: commercial real estate data.
DeFuniak Springs is a Census city of 6,532 people across 14.21 square miles of land, in Walton County. Median household income is $54,512, 62.5 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $7.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
DeFuniak Springs
What DeFuniak Springs is
- Census place typecity
- Land area14.21 sq mi
- Water area0.35 sq mi
- Population per square mile of land460
- County holding the largest share of its areaWalton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeFuniak Springs
How many people live in DeFuniak Springs
- Population6,532
- Median age31.6
- Population under 181,686
- Share under 1825.8 percent
- Population 65 and over1,057
- Share 65 and over16.2 percent
- Households2,371
- Family households1,616
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeFuniak Springs
Income and work in DeFuniak Springs
- Median household income$54,512
- Per capita income$24,971
- Civilian labor force3,004
- Employed2,544
- Unemployed460 plus or minus 331
- Unemployment rate15.3 percent plus or minus 10.8
- Adults 25 and over4,182
- Adults 25 and over with a high school diploma or higher83.9 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 3.4
- Adults 25 and over with a graduate degree6.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeFuniak Springs
Housing in DeFuniak Springs
- Housing units2,624
- Occupied units2,371
- Vacant units253 plus or minus 151
- Vacancy rate9.6 percent plus or minus 5.7
- Owner occupied1,483
- Renter occupied888 plus or minus 221
- Ownership rate62.5 percent
- Median owner-occupied home value$201,400
- Median gross rent, monthly$1,024 plus or minus $248
- Annual rent as a share of median income22.5 percent plus or minus 6.2
- Single family units2,070
- Share single family78.9 percent
- Units in buildings of two or more422 plus or minus 173
- Share in buildings of two or more16.1 percent plus or minus 6.4
- Mobile homes132 plus or minus 151
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeFuniak Springs
How DeFuniak Springs gets to work
- Workers 16 and over who commute2,249
- Commuting under 15 minutes707 plus or minus 329
- Share commuting under 15 minutes31.4 percent plus or minus 13.5
- Commuting 30 minutes or more850 plus or minus 268
- Share commuting 30 minutes or more37.8 percent plus or minus 9.9
- Drove alone75.0 percent
- Carpooled15.5 percent plus or minus 6.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.5 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeFuniak Springs
SBA loans in DeFuniak Springs (7(a))
- Approvals15
- Gross approval$7,411,100
- Average approval$494,073
- Median approval$203,300
- Largest approval$2,800,000
- Jobs supported133
- Jobs per approval8.9
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more53.3 percent
- Share to franchises6.7 percent
- Distinct lenders11
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in DeFuniak Springs, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
DeFuniak Springs
SBA loans in DeFuniak Springs (504)
- Approvals11
- Gross approval$4,938,000
- Average approval$448,909
- Median approval$339,000
- Largest approval$1,075,000
- Jobs supported39
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in DeFuniak Springs, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeFuniak Springs
Flood risk in DeFuniak Springs
- NFIP communityCity of Defuniak Springs
- NFIP community number120318
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/10
The City of Defuniak Springs participates in the National Flood Insurance Program as community 120318 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Walton County, not DeFuniak Springs
Walton County context, not DeFuniak Springs figures
- Establishments in Walton County3,348
- Covered employment, Walton County34,785
- Average annual pay, Walton County$56,144
- Housing units permitted, Walton County2,883
Every figure in this section is published for Walton County as a whole and is not a measurement of DeFuniak Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
DeFuniak Springs questions, answered from the record.
How many people live in DeFuniak Springs, Florida?
6,532, in 2,371 households. DeFuniak Springs city covers 14.21 square miles of land, which is 460 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is DeFuniak Springs in?
Walton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in DeFuniak Springs?
$54,512. The median owner-occupied home is valued at $201,400. Median gross rent is $1,024 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to DeFuniak Springs businesses?
15 7(a) approvals totaling $7.4 m since FY2020, across 11 lenders, median approval $203,300, plus 11 504 approvals worth $4.9 m since FY2010. These count approvals to borrowers whose address is in DeFuniak Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to DeFuniak Springs borrowers get paid back?
No rate is published for DeFuniak Springs. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is DeFuniak Springs in the National Flood Insurance Program?
Yes. DeFuniak Springs appears in the FEMA Community Status Book as Defuniak Springs, city of, community 120318, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page DeFuniak Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Walton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of DeFuniak Springs.
Is zoning published for DeFuniak Springs?
No. Nothing on this page presents parcel level zoning.
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