HomeFloridaWalton CountyMiramar Beach
Miramar Beach, Florida: commercial real estate data.
Miramar Beach is a Census CDP of 8,902 people across 7.02 square miles of land, in Walton County. Median household income is $103,250, 81.9 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $15.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Miramar Beach
What Miramar Beach is
- Census place typeCDP
- Land area7.02 sq mi
- Water area0.34 sq mi
- Population per square mile of land1,268
- County holding the largest share of its areaWalton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miramar Beach
How many people live in Miramar Beach
- Population8,902
- Median age59.5
- Population under 18899 plus or minus 334
- Share under 1810.1 percent plus or minus 3.6
- Population 65 and over3,412
- Share 65 and over38.3 percent
- Households4,365
- Family households2,691
- Share of households that are families61.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miramar Beach
Income and work in Miramar Beach
- Median household income$103,250 plus or minus $26,485
- Per capita income$84,171
- Civilian labor force4,127
- Employed3,891
- Unemployed236 plus or minus 230
- Unemployment rate5.7 percent plus or minus 5.5
- Adults 25 and over7,521
- Adults 25 and over with a high school diploma or higher99.2 percent
- Adults 25 and over with a bachelor degree or higher52.5 percent
- Adults 25 and over with a graduate degree20.0 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miramar Beach
Housing in Miramar Beach
- Housing units15,677
- Occupied units4,365
- Vacant units11,312
- Vacancy rate72.2 percent
- Owner occupied3,573
- Renter occupied792 plus or minus 366
- Ownership rate81.9 percent
- Median owner-occupied home value$733,000
- Median gross rent, monthly$2,250 plus or minus $621
- Annual rent as a share of median income26.2 percent plus or minus 9.9
- Single family units5,693
- Share single family36.3 percent
- Units in buildings of two or more9,634
- Share in buildings of two or more61.5 percent
- Mobile homes331 plus or minus 165
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miramar Beach
How Miramar Beach gets to work
- Workers 16 and over who commute2,929
- Commuting under 15 minutes1,012 plus or minus 352
- Share commuting under 15 minutes34.6 percent plus or minus 10.3
- Commuting 30 minutes or more922 plus or minus 347
- Share commuting 30 minutes or more31.5 percent plus or minus 10.4
- Drove alone69.2 percent
- Carpooled4.3 percent plus or minus 3.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home24.5 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Miramar Beach
SBA loans in Miramar Beach (7(a))
- Approvals24
- Gross approval$15,575,700
- Average approval$648,988
- Median approval$452,500
- Ninetieth percentile approval$1,282,910
- Largest approval$2,550,000
- Jobs supported628
- Jobs per approval26.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises16.7 percent
- Distinct lenders18
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Miramar Beach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miramar Beach
SBA loans in Miramar Beach (504)
- Approvals11
- Gross approval$8,884,000
- Average approval$807,636
- Median approval$784,000
- Largest approval$2,256,000
- Jobs supported37
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Miramar Beach, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Walton County, not Miramar Beach
Walton County context, not Miramar Beach figures
- Establishments in Walton County3,348
- Covered employment, Walton County34,785
- Average annual pay, Walton County$56,144
- Housing units permitted, Walton County2,883
Every figure in this section is published for Walton County as a whole and is not a measurement of Miramar Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Miramar Beach questions, answered from the record.
How many people live in Miramar Beach, Florida?
8,902, in 4,365 households. Miramar Beach CDP covers 7.02 square miles of land, which is 1,268 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Miramar Beach in?
Walton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Miramar Beach?
$103,250. The median owner-occupied home is valued at $733,000. Median gross rent is $2,250 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Miramar Beach businesses?
24 7(a) approvals totaling $15.6 m since FY2020, across 18 lenders, median approval $452,500, plus 11 504 approvals worth $8.9 m since FY2010. These count approvals to borrowers whose address is in Miramar Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Miramar Beach borrowers get paid back?
No rate is published for Miramar Beach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Miramar Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Walton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Miramar Beach.
Is zoning published for Miramar Beach?
No. Nothing on this page presents parcel level zoning.
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