HomeGeorgiaBanks CountyHomer town
Homer town, Georgia: commercial real estate data.
Homer town is a Census town of 1,892 people across 9.80 square miles of land, in Banks County. Median household income is $89,083, 73.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.0 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Homer
What Homer is
- Census place typetown
- Land area9.8 sq mi
- Water area0.04 sq mi
- Population per square mile of land193 plus or minus 45
- County holding the largest share of its areaBanks County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How many people live in Homer
- Population1,892 plus or minus 442
- Median age33.9
- Population under 18495 plus or minus 163
- Share under 1826.2 percent plus or minus 6.1
- Population 65 and over251 plus or minus 73
- Share 65 and over13.3 percent
- Households599 plus or minus 130
- Family households461 plus or minus 113
- Share of households that are families77.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Income and work in Homer
- Median household income$89,083 plus or minus $19,576
- Per capita income$39,118 plus or minus $9,076
- Civilian labor force882 plus or minus 212
- Employed851 plus or minus 193
- Unemployed31 plus or minus 41
- Unemployment rate3.5 percent plus or minus 4.6
- Adults 25 and over1,172 plus or minus 268
- Adults 25 and over with a high school diploma or higher89.8 percent plus or minus 26.4
- Adults 25 and over with a bachelor degree or higher23.3 percent plus or minus 6.4
- Adults 25 and over with a graduate degree4.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Housing in Homer
- Housing units645 plus or minus 131
- Occupied units599 plus or minus 130
- Vacant units46 plus or minus 33
- Vacancy rate7.1 percent plus or minus 4.9
- Owner occupied437 plus or minus 122
- Renter occupied162 plus or minus 63
- Ownership rate73.0 percent
- Median owner-occupied home value$311,400
- Median gross rent, monthly$1,008
- Annual rent as a share of median income13.6 percent plus or minus 3.7
- Single family units442 plus or minus 111
- Share single family68.5 percent
- Units in buildings of two or more68 plus or minus 53
- Share in buildings of two or more10.5 percent plus or minus 7.9
- Mobile homes135 plus or minus 52
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How Homer gets to work
- Workers 16 and over who commute777 plus or minus 179
- Commuting under 15 minutes97 plus or minus 51
- Share commuting under 15 minutes12.5 percent plus or minus 5.9
- Commuting 30 minutes or more524 plus or minus 147
- Share commuting 30 minutes or more67.4 percent
- Drove alone82.6 percent
- Carpooled7.1 percent plus or minus 5.5
- Public transport0.0 percent
- Walked1.2 percent plus or minus 2.1
- Worked from home7.5 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
SBA loans in Homer (7(a))
- Approvals3
- Gross approval$3,005,000
- Average approval$1,001,667
- Median approval$800,000
- Ninetieth percentile approval$1,700,000
- Largest approval$1,700,000
- Jobs supported7
- Jobs per approval2.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Homer
Flood risk in Homer
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130271
- Currently effective map date12/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Banks County, not Homer
Banks County context, not Homer figures
These are Banks County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Homer measurements.
- Establishments in Banks County334
- Employment at those establishments, Banks County3,980
- Covered employment, Banks County4,876
- Average annual pay, Banks County$44,856
- Average weekly wage, Banks County$863
- Housing units permitted, Banks County102
- Of those, single family, Banks County102
- County product, 2024, Banks County$689,960,000
- County product change over the prior year, Banks County10.1 percent
- Average income of an arriving household, Banks County$54,333
Every figure in this section is published for Banks County as a whole and is not a measurement of Homer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Homer questions, answered from the record.
How many people live in Homer, Georgia?
1,892, in 599 households. Homer town covers 9.80 square miles of land, which is 193 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Homer in?
Banks County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Homer?
$89,083. The median owner-occupied home is valued at $311,400. Median gross rent is $1,008 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Homer businesses?
3 7(a) approvals totalling $3.0 m, across 3 lenders, median approval $800,000. These count approvals to borrowers whose address is in Homer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Homer borrowers get paid back?
No rate is published for Homer. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Homer in the National Flood Insurance Program?
Yes. Homer appears in the FEMA Community Status Book as community 130271, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Homer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Banks County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Homer.
Is zoning published for Homer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.