Homer, Georgia: commercial real estate data.
Homer is a Census town of 1,892 people across 9.80 square miles of land, in Banks County. Median household income is $89,083, 73.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Homer
What Homer is
- Census place typetown
- Land area9.8 sq mi
- Water area0.04 sq mi
- Population per square mile of land193 plus or minus 45
- County holding the largest share of its areaBanks County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How many people live in Homer
- Population1,892 plus or minus 442
- Median age33.9
- Population under 18495 plus or minus 163
- Share under 1826.2 percent plus or minus 6.1
- Population 65 and over251 plus or minus 73
- Share 65 and over13.3 percent
- Households599 plus or minus 130
- Family households461 plus or minus 113
- Share of households that are families77.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Income and work in Homer
- Median household income$89,083 plus or minus $19,576
- Per capita income$39,118 plus or minus $9,076
- Civilian labor force882 plus or minus 212
- Employed851 plus or minus 193
- Unemployed31 plus or minus 41
- Unemployment rate3.5 percent plus or minus 4.6
- Adults 25 and over1,172 plus or minus 268
- Adults 25 and over with a high school diploma or higher89.8 percent plus or minus 26.4
- Adults 25 and over with a bachelor degree or higher23.3 percent plus or minus 6.4
- Adults 25 and over with a graduate degree4.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Housing in Homer
- Housing units645 plus or minus 131
- Occupied units599 plus or minus 130
- Vacant units46 plus or minus 33
- Vacancy rate7.1 percent plus or minus 4.9
- Owner occupied437 plus or minus 122
- Renter occupied162 plus or minus 63
- Ownership rate73.0 percent
- Median owner-occupied home value$311,400
- Median gross rent, monthly$1,008
- Annual rent as a share of median income13.6 percent plus or minus 3.7
- Single family units442 plus or minus 111
- Share single family68.5 percent
- Units in buildings of two or more68 plus or minus 53
- Share in buildings of two or more10.5 percent plus or minus 7.9
- Mobile homes135 plus or minus 52
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How Homer gets to work
- Workers 16 and over who commute777 plus or minus 179
- Commuting under 15 minutes97 plus or minus 51
- Share commuting under 15 minutes12.5 percent plus or minus 5.9
- Commuting 30 minutes or more524 plus or minus 147
- Share commuting 30 minutes or more67.4 percent
- Drove alone82.6 percent
- Carpooled7.1 percent plus or minus 5.5
- Public transport0.0 percent
- Walked1.2 percent plus or minus 2.1
- Worked from home7.5 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
SBA loans in Homer (7(a))
- Approvals3
- Gross approval$3,005,000
- Average approval$1,001,667
- Median approval$800,000
- Largest approval$1,700,000
- Jobs supported7
- Jobs per approval2.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Homer, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Homer
Flood risk in Homer
- NFIP communityTown of Homer
- NFIP community number130271
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/10
The Town of Homer participates in the National Flood Insurance Program as community 130271 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Banks County, not Homer
Banks County context, not Homer figures
- Establishments in Banks County334
- Covered employment, Banks County4,876
- Average annual pay, Banks County$44,856
- Housing units permitted, Banks County102
Every figure in this section is published for Banks County as a whole and is not a measurement of Homer.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Homer questions, answered from the record.
How many people live in Homer, Georgia?
1,892, in 599 households. Homer town covers 9.80 square miles of land, which is 193 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Homer in?
Banks County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Homer?
$89,083. The median owner-occupied home is valued at $311,400. Median gross rent is $1,008 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Homer businesses?
3 7(a) approvals totaling $3.0 m since FY2020, across 3 lenders, median approval $800,000. These count approvals to borrowers whose address is in Homer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Homer borrowers get paid back?
No rate is published for Homer. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Homer in the National Flood Insurance Program?
Yes. Homer appears in the FEMA Community Status Book as Homer, town of, community 130271, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Homer figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Banks County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Homer.
Is zoning published for Homer?
No. Nothing on this page presents parcel level zoning.