Gwinnett County, Georgia: commercial real estate data.
Gwinnett County, Georgia had an estimated 1,003,869 residents on July 1, 2024, up 4.9 percent since the 2020 census base of 957,290, across 430 square miles. County output reached $72.41 bn in 2024, 27,653 establishments operate here, and the SBA record carries 1,580 7(a) approvals worth $1.05 bn since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gwinnett County
How many people live in Gwinnett County
- Population, American Community Survey 2020-2024979,864
- Households327,043
- Average household size3.00
- Median household income$87,890
- Median age36.0
- Median gross rent$1,810 per month
- Median owner-occupied home value$380,900
- Home value to household income4.3 times
- Annual rent as a share of median income24.7 percent
- Adults 25 and over with a bachelor degree or higher39.0 percent
- Adults 25 and over with a graduate degree13.9 percent
- Adults 25 and over632,663
- Population under 18255,158
- Share under 1826.0 percent
- Population 65 and over110,790
- Share 65 and over11.3 percent
- Working age population, 18 to 64613,916
- Civilian labor force518,602
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over71.6 percent
- Rank by population among Georgia counties2nd of 159
- Rank by population among US county-equivalents, Puerto Rico included51st of 3,222
Gwinnett County is the 2nd largest of 159 Georgia counties by population. A median home costs 4.3 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 26.0 percent against 11.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gwinnett County
Is Gwinnett County's population growing?
- Population, July 1, 20241,003,869
- Census 2020 base population957,290
- Population change since the 2020 census base4.87 percent
- Population change, 2023 to 202412,267
- Births, 202411,279
- Deaths, 20245,081
- Natural change, 20246,198
- Net domestic migration, 2024-6,958
- Net international migration, 202412,945
- Total net migration, 20245,987
- Cumulative net domestic migration, 2021 to 2024-12,107
- Rank by growth among US county-equivalents551st of 3,144
The county has grown 4.87 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gwinnett County
Where are people moving to Gwinnett County from?
- Tax returns filed by households arriving30,640
- People arriving, from those returns56,987
- Tax returns filed by households leaving32,321
- Net household movement-1,681
- Adjusted gross income arriving$1.94 bn
- Net adjusted gross income movement$-385.9 m
- Average income of an arriving household$63,295
- Average income of a leaving household$71,941
- Largest single originDeKalb County (5,409 households)
- Largest single destinationDeKalb County (4,216 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| DeKalb County | 5,409 | 10,420 | $303.5 m |
| Fulton County | 3,598 | 6,116 | $293.4 m |
| Cobb County | 1,253 | 2,055 | $67.9 m |
| Hall County | 871 | 1,621 | $59.7 m |
| Forsyth County | 869 | 1,670 | $80.8 m |
| Walton County | 619 | 1,161 | $30.7 m |
| Barrow County | 568 | 1,073 | $33.9 m |
| Clayton County | 407 | 794 | $15.8 m |
Households arriving report $8,646 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is DeKalb County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gwinnett County
What is the Gwinnett County economy?
- County GDP, 2024$72.41 bn
- County GDP, 2023$68.79 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years38.1 percent
- Rank by GDP among the Georgia areas BEA publishes3rd of 159
- Rank by GDP among the US county areas BEA publishes77th of 3,127
- GDP per resident$73,896
Output grew 5.3 percent in the latest year and 38.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gwinnett County
Employment by industry in Gwinnett County
- Covered employment, annual average386,500
- Establishments reporting34,096
- Average annual pay$66,588
- Average weekly wage$1,281
- Retail trade, employment47,787
- Retail trade, average annual pay$43,831
- Health care and social assistance, employment45,269
- Health care and social assistance, average annual pay$56,151
- Accommodation and food services, employment33,757
- Accommodation and food services, average annual pay$25,770
- Wholesale trade, employment33,085
- Wholesale trade, average annual pay$92,304
- Administrative and support and waste management services, employment32,916
- Professional, scientific and technical services, employment29,336
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 47,787 | 3,022 | $43,831 |
| Health care and social assistance | 45,269 | 3,156 | $56,151 |
| Accommodation and food services | 33,757 | 2,488 | $25,770 |
| Wholesale trade | 33,085 | 2,425 | $92,304 |
| Administrative and support and waste management services | 32,916 | 2,265 | $53,422 |
| Professional, scientific and technical services | 29,336 | 4,680 | $104,687 |
| Manufacturing | 27,503 | 1,164 | $79,144 |
| Construction | 27,114 | 3,416 | $83,366 |
Retail trade is the largest private sector at 47,787 jobs, 12.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gwinnett County
How many businesses are in Gwinnett County?
- Establishments, all industries27,653
- Employment at those establishments372,873
- Annual payroll$22.75 bn
- Establishments per 1,000 residents28.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gwinnett County
Building permits in Gwinnett County
- Housing units authorized by permit, 20245,603
- Declared construction value permitted$1.13 bn
- Single family units authorized4,300
- Multifamily units authorized1,303
- Multifamily share of units23.3 percent
- Average declared value per unit$201,291
- Units authorized per 1,000 households17.1
Single-family homes are 76.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Gwinnett County
SBA loans in Gwinnett County (7(a) and 504)
- 7(a) approvals recorded1,580
- 7(a) gross approval dollars$1.05 bn
- Average 7(a) approval$664,990
- Median 7(a) approval$300,050
- 10th percentile approval$35,000
- 90th percentile approval$1,725,400
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)16,905
- Jobs per approval10.7
- Distinct 7(a) lenders active127
- Distinct industries receiving approvals321
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.2 percent
- Loans on real estate terms335
- Loans on working capital terms, 120 months or shorter1,159
- Franchise loans265
- Franchise share of approvals16.8 percent
- Leading industry by approval countFull-Service Restaurants (96)
- Most active lenderWells Fargo Bank National Association (99)
- 504 approvals recorded332
- 504 gross approval dollars$333.7 m
- Average 504 approval$1,004,982
- Median 504 approval$672,000
- Distinct CDCs active8
- 504 jobs per approval10.0
- 504 jobs per million dollars approved10.0
- Most active CDCFlorida Business Development Corporation (108)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.38 bn
The average approval of $664,990 sits well above the median of $300,050, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 21.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gwinnett County
SBA loan default and charge-off rates in Gwinnett County
Do SBA loans in Gwinnett County get paid back?
- Loans with a final outcome recorded303
- Paid in full273
- Charged off30
- Charge-off rate on resolved loans9.9 percent
- Status: Exempt from disclosure1,002
- Status: Paid in full273
- Status: Cancelled213
- Status: Charged off30
- Status: Committed, not yet disbursed62
Of the 303 loans that have reached a final outcome, 9.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gwinnett County
SBA lending by place in Gwinnett County
- Borrower cities with recorded lending31
- Lawrenceville, approvals268
- Duluth, approvals252
- Norcross, approvals182
- Suwanee, approvals176
- Buford, approvals168
- Snellville, approvals117
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lawrenceville | 268 | $155,518,100 |
| Duluth | 252 | $210,794,800 |
| Norcross | 182 | $124,194,500 |
| Suwanee | 176 | $120,148,200 |
| Buford | 168 | $102,192,300 |
| Snellville | 117 | $54,299,200 |
| Lilburn | 108 | $79,520,900 |
| Peachtree Corners | 98 | $76,059,200 |
| 23 other borrower cities | 211 | $127,956,700 |
Lawrenceville accounts for 268 approvals against 252 in Duluth. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gwinnett County
How large is Gwinnett County?
- Land area430 sq mi
- Rank by land area among Georgia counties46th of 159
- Width, east to west27.4 mi
- Height, north to south28.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land2,279
- Establishments per square mile64.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gwinnett County
Flood risk in Gwinnett County
- Participation of the county's own NFIP community Gwinnett County, unincorporated areasParticipating, community 130322
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book16
- Of those, participating in the NFIP16
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class3
- Radon levels in Gwinnett County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Gwinnett County (community 130322), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Gwinnett County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gwinnett County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gwinnett County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024979,864
- Households327,043
- Average household size3.00
- Median household income$87,890
- Median age36.0
Common questions
Gwinnett County questions, answered from the record.
How many people live in Gwinnett County, Georgia?
The Census Bureau estimates 1,003,869 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 979,864, in 327,043 households, ranking 2nd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gwinnett County's population growing?
The population has grown 4.87 percent since the 2020 census base of 957,290, to 1,003,869 on July 1, 2024. In 2024 there were 11,279 births against 5,081 deaths, with net migration of 5,987. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gwinnett County?
$87,890. The median owner-occupied home is valued at $380,900, which is 4.3 times income, and median gross rent is $1,810 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gwinnett County?
27,653 establishments, employing 372,873 people with an annual payroll of $22.75 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gwinnett County?
Retail trade is the largest private sector at 47,787 jobs, 12.4 percent of covered employment. Covered employment averages 386,500 jobs at an average annual pay of $66,588, or $1,281 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gwinnett County?
1,580 7(a) approvals totaling $1.05 bn since FY2020, across 127 lenders, with a median approval of $300,050, plus 332 504 approvals worth $333.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Gwinnett County get paid back?
Of the 303 loans that have reached a final outcome, 273 were paid in full and 30 charged off, a charge-off rate of 9.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Gwinnett County?
5,603 housing units were authorized by permit in 2024, with a declared construction value of $1.13 bn. Multifamily was 23.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gwinnett County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gwinnett County come from?
The largest single origin is DeKalb County, with 5,409 households. Arriving households report an average income of $63,295 against $71,941 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gwinnett County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gwinnett County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gwinnett County
Cities and places in Gwinnett.
17 Census places lie wholly or partly in Gwinnett County. All 17 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Peachtree Corners | city | 42,373 | 98 | Wholly in this county |
| Duluth | city | 32,426 | 252 | Wholly in this county |
| Lawrenceville | city | 30,954 | 268 | Wholly in this county |
| Sugar Hill | city | 26,128 | 35 | Wholly in this county |
| Suwanee | city | 22,349 | 176 | Wholly in this county |
| Snellville | city | 21,620 | 117 | Wholly in this county |
| Norcross | city | 18,007 | 182 | Wholly in this county |
| Buford | city | 17,997 | 168 | 77.8 percent here, 22.2 percent Hall County |
| Loganville | city | 15,527 | 33 | 21.8 percent here, 78.2 percent Walton County |
| Lilburn | city | 15,390 | 108 | Wholly in this county |
| Braselton | town | 15,178 | 4 | 24.0 percent here, 41.6 percent Jackson County, 21.5 percent Barrow County, 12.9 percent Hall County |
| Mountain Park | CDP | 12,850 | None recorded | Wholly in this county |
| Doraville | city | 11,134 | 2 | 2.3 percent here, 97.7 percent DeKalb County |
| Dacula | city | 7,444 | 48 | Wholly in this county |
| Grayson | city | 4,858 | 26 | Wholly in this county |
| Berkeley Lake | city | 2,597 | 7 | Wholly in this county |
| Rest Haven | town | 44 | None recorded | 55.1 percent here, 44.9 percent Hall County |
A further 56 of the county's 1,580 SBA 7(a) approvals are to borrowers in cities that match no Census place in Gwinnett County, the largest being Stone Mountain (15), Atlanta (12), Auburn (7). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby